use of this web site or any related web sites(collectively the "Site"). The Site is owned
and operated by Caliber Home Loans, Inc. ("Caliber Home Loans" or "We"). By using the Site,
you agree to be bound by this Agreement. If you do not agree to be legally bound by this
Agreement, you should exit this Site immediately.
We reserve the right to amend this Agreement at any time and will notify you of any such
changes by posting the revised Agreement on the Site. You should check this Agreement
periodically for changes, and all changes shall be effective upon posting. Your continued
use of the Site after any changed to this Agreement constitutes your agreement to be bound
by any such changes. Caliber Home Loans may terminate, suspend, change, or restrict access
to all or any part of the Site without notice or liability.
The text, data, articles, photos, images and other information (collectively, the "Content")
on the Site is owned by Caliber Home Loans or its Content providers and is protected by U.S.
and International copyright laws and treaties. You acknowledge that the Content is and shall
remain the property of Caliber Home Loans. You may not copy, modify, transmit, participate in
the sale or transfer of, or create derivative works based on any Content, in whole or in part.
The use of the Content on any other web site, including by linking or framing, or in any
networked computer environment for any purpose is prohibited without Caliber Home Loans's
prior written approval.
Caliber Home Loans (including the Caliber Home Loans logo), www.CaliberHomeLoans.com,
and all related logos (collectively the "The Caliber Home Loans Trademarks") are trademarks
or service marks of Caliber Home Loans. Other company, product, and service names and logos
used and displayed on this Site may be trademarks or service marks owned by Caliber Home
Loans or others. Nothing on this Site should be construed as granting, by implication,
estoppel, or otherwise, any license or right to use any of the Caliber Home Loans Trademarks
displayed on this Site, without our prior written permission in each instance. We prohibit
the use of any of the Caliber Home Loans Trademarks as part of a link to or from any site
unless establishment of such a link is approved in advance by us in writing.
If you believe, in good faith, that any materials on the Site infringe your copyrights,
notifications of claimed copyright infringement should be sent, in accordance with Title 17,
United States Code, Section 512(c)(2) (under the "Digital Millennium Copyright Act") to
the Caliber Home Loans's designated agent. Notification should include:
Caliber Home Loans's agent for notification of claimed copyright infringement is:
Caliber Home Loans, PO Box 24610, Oklahoma City, OK 73124, Attention: General Counsel.
NONE OF CALIBER HOME LOANS, ANY OF ITS AFFILIATES, PROVIDERS OR THEIR RESPECTIVE OFFICERS, DIRECTORS,
EMPLOYEES, AGENTS, LICENSORS, AGENTS OR INDEPENDENT CONTRACTORS (COLLECTIVELY THE "CALIBER HOME LOANS
PARTIES") GUARANTEES THE ACCURACY, ADEQUACY, COMPLETENESS, OR USEFULNESS OF ANY OF THE CONTENT AND
CALIBER HOME LOANS DISCLAIMS ANY LIABILITY FOR ERRORS OR OMISSIONS IN THE CONTENT. THIS SITE AND ALL
OF THE CONTENT IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT ANY WARRANTY, EITHER EXPRESS OR IMPLIED,
INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT
OR TITLE. ADDITIONALLY, THERE ARE NO WARRANTIES AS TO THE RESULTS OF YOUR USE OF THE CONTENT. THE
CALIBER HOME LOANS PARTIES DO NOT WARRANT THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
THIS WEB SITE COULD INCLUDE TECHNICAL INACCURACY OR TYPOGRAPHICAL ERRORS.
UNDER NO CIRCUMSTANCES WILL THE CALIBER HOME LOANS PARTIES BE LIABLE FOR ANY DAMAGES INCLUDING GENERAL,
SPECIAL, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL PUNITIVE OR ANY OTHER DAMAGES (INCLUDING, WITHOUT
LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION) OF ANY KIND WHETHER IN AN ACTION IN CONTRACT OR
NEGLIGENCE ARISING OUT OF, OR RELATING IN ANY WAY TO YOUR USE, OR INABILITY TO USE, THE CONTENT, THE
SITE OR ANY THIRD PARTY SITE TO WHICH THIS SITE IS LINKED. THE CALIBER HOME LOANS PARTIES SHALL NOT BE
LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE SITE. YOUR SOLE REMEDY FOR
DISSATISFACTION WITH THIS SITE IS TO STOP USING THE SITE. IF THE FOREGOING LIMITATION IS FOUND TO BE
INVALID, YOU AGREE THAT THE CALIBER HOME LOANS PARTIES' TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, OR
CAUSES OF ACTION OF ANY KIND OR NATURE SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW.
Caliber Home Loans has no obligation to monitor the Site; however, you acknowledge and agree that Caliber Home
Loans has the right to monitor the Site electronically from time to time and to disclose any information as
necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Site, or
to protect itself or other users of the Site.
All remarks, discussions, ideas, graphics or other submissions communicated to Caliber Home Loans through
this Site (each a "Submissions") will be deemed and remain the property of Caliber Home Loans, and Caliber
Home Loans is entitled to use any Submission for any purpose, without restriction or compensation to the
individual who has provided the Submission. Nothing herein contained shall be construed as limiting Caliber
You agree to indemnify and hold harmless the Caliber Home Loans Parties from and against any and all claims,
losses, expenses, or demands or liabilities, including attorneys' fees and costs, incurred by the Caliber
Home Loans. Parties in connection with any claim by a third party (including any intellectual property claim)
arising out of (i) materials and content you submit, post to or transmit through the Site, or (ii) your use of
the Site in violation of this Agreement or in violation of any applicable law. You further agree that you will
cooperate as reasonably required in the defense of any such claims. The Caliber Home Loans Parties reserve the
right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to
indemnification by you, and you shall not in any event settle any such claim or matter without the written
consent of Caliber Home Loans. You further agree to indemnify and hold harmless the Caliber Home Loans Parties
from any claim arising from a third party's use of information or materials of any kind that you post in a
public area on the site.
THE SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED, OWNED, AND OPERATED BY THIRD PARTIES (THE "THIRD PARTY SITES").
CALIBER HOME LOANS CANNOT CONTROL AND HAS NO RESPONSIBILITY FOR THE ACCURACY OR AVAILABILITY OF INFORMATION PROVIDED
THOSE WEBSITES, AND NOT BY THIS AGREEMENT. LINKS TO THIRD PARTY SITES DO NOT CONSTITUTE AN ENDORSEMENT BY CALIBER
HOME LOANS OF SUCH SITES OR THE CONTENT, PRODUCTS, ADVERTISING OR OTHER MATERIALS PRESENTED ON SUCH SITES, BUT ARE
PROVIDED FOR YOUR CONVENIENCE AND YOU ACCESS THEM AT YOUR OWN RISK. WE ARE NOT RESPONSIBLE FOR THE CONTENT OF ANY
THIRD PARTY WEB SITES, NOR DO WE MAKE ANY WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING THE CONTENT
(OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD PARTY WEB SITES, AND THE CALIBER HOME LOANS PARTIES SHALL HAVE NO
LIABILITY OF ANY NATURE WHATSOEVER FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT SUCH SITES OR
Caliber Home Loans makes no representation that the products and services described on the Site are available
in all countries.
Caliber Home Loans's practices and policies with respect to the collection and use of personally identifiable
You agree to use the Content and Site only for lawful purposes. You are prohibited from any use of the Content
or Site that would constitute an illegal offense, give rise to liability or otherwise violate any applicable
local, state, national or international law or regulation.
Caliber Home Loans makes no claims concerning whether the Content may be downloaded or are appropriate for use
outside of the United States. If you access this Site from outside of the United States, you are solely
responsible for ensuring compliance with the laws of your specific jurisdiction.
This Agreement is effective until terminated by Caliber Home Loans at any time without notice. Caliber Home
Loans may suspend or terminate your access and use of the Site at any time, with or without cause, in Caliber
Home Loans's absolute discretion and without notice. The following paragraphs of this Agreement shall survive
termination of your use or access to the Site: paragraphs concerning indemnification, disclaimer of warranties,
limitations of liability, applicable law and dispute resolution, and any other provision that by its terms
survives termination of your use or access to the Site.
Failure by Caliber Home Loans to enforce any provision(s) of this Agreement shall not be construed to be a
waiver of such provision(s) or of Caliber Home Loans's rights thereafter to enforce such provisions(s) and
each and every provision thereafter. THIS AGREEMENT AND ALL OTHER ASPECTS OF YOUR USE OF THE SITE SHALL BE
GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW JERSEY, WITHOUT REGARD TO ITS
CONFLICT OF LAWS RULES. All claims and disputes arising out of this Agreement, and applicable federal law
or your use of the Site, other than actions for specific performance or injunctive relief brought by Caliber
Home Loans, shall be exclusively brought in the federal, state, or local courts located in New Jersey, and,
with regard to such claims and disputes, you hereby irrevocably (i) submit to the exercise of personal
jurisdiction over you by those courts and (ii) waive any jurisdictional, venue, or inconvenient forum
objections to such courts. Any cause of action you may have with respect to the Content, the Site or this
Agreement must be commenced within one (1) year after the claim or cause of action arose, or be barred. If
any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be
enforced to the fullest extent possible, and the remaining provisions of this Agreement shall remain in full
force and effect. This Agreement will be binding on, inure to the benefit of, and be enforceable against the
parties and their respective successors and assigns. Neither the course of conduct between parties nor trade
practice shall act to modify any provision of this Agreement. All rights not expressly granted herein are
Last Updated: March 23, 2015
Caliber Home Loans, Inc.
Main Corporate Office: 3701 Regent Blvd., Irving, TX • NMLS: 15622
You may access The Nationwide Mortgage Licensing System & Registry (NMLS) Consumer Access webpage at the
Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following:
Mortgage Banker: Caliber Home Loans, Inc
NMLS ID: 15622
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1- 877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov.
Last Updated: November 2, 2016.
Pursuant to New York State Requirements, you are hereby notified of the following:
Late Charges: per the loan agreement but not exceed 2% of delinquent amount
If you have questions regarding this Agreement or the practices of Caliber Home Loans,
please contact us or send regular mail at
Caliber Home Loans, PO Box 24610, Oklahoma City, OK 73124, Attention: General Counsel.
The easiest way to get personalized information about your loan options is to contact a highly qualified, local Loan Consultant!
Contact one of our Loan Consultants for quick information and answers to your questions. We have Loan Consultants licensed in every state.
The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Caliber.
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