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ELITE ACCESS

Why settle for a typical Jumbo loan?

ELITE ACCESS

Elite Access is one of our Portfolio Lending Suite of home financing solutions. These loans are designed to assist borrowers who are buying or refinancing a high-value property, with a higher qualifying FICO, but may not qualify for other Jumbo products.

FEATURES AND BENEFITS

Loan amounts up to $3 Million

Maximum LTV 95% up to $2 Million

Minimum FICO 700

DTI up to 55% with compensating factors

ARM and 30 year Fixed Options available

Purchase, Rate Term refi, Cash-out refi and Debt consolidation available

Non-warrantable condominiums including condotels

Asset depletion qualifying allowed

100% gift funds permitted from family members

Unlimited number of financed properties on primary residence

Is Elite Access for You?

From providing expanded purchasing power via low down-payment options and no Mortgage Insurance (MI), to opening the doors to homeownership after certain credit event, see how Elite Access may be the right choice for you.*

The Lorenzos

The Lorenzos Customer Story

  • Limited funds for conventional Jumbo loan down payment
  • Relocating to a high-cost market
  • Re-established credit after prior credit event
  • Thought renting or downsizing were their only options
Read More

LET US GUIDE YOU HOME

Caliber is committed to assisting more borrowers with achieving their dreams of home ownership by providing affordable, personalized lending solutions. Your local Caliber Loan Consultant can help you apply for financing and answer all of your questions.

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