Shirley Clough has been in the mortgage profession for 29 years and has worked for Caliber Home Loans for 16 years in Kent, Washington. She finds it very rewarding working with her clients to purchase or refinance their homes, from first-time homebuyers to buyers on their forever homes.
Our relationship with each client does not end at closing. Monitoring the market to ensure you are in the right home loan and reaching out if it makes sense for you to refinance. I want to safeguard your greatest financial asset. To further assist you, I have aligned myself with top realtors, tax advisors and financial planners willing to help you further with your financial goals. I am dedicated to supporting you through one of the biggest financial decisions of your life.
Specialties: Shirley provides financing for residential real estate. First time homebuyer programs with down payment assistance. Renovation lending for rehab homes. VA financing, FHA financing, Conventional financing.
What sets me apart from other lenders:
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months