Knowledge | Experience | Gratitude
Changing lives fuels my passion and I believe owning real estate changes lives. My role is to educate you on your options and put you in a positon to shop/negotiate with confidence.
We’ve changed lives through refinancing as well - your home is an asset and a tool toward building wealth. If you’re considering Selling, I’m a good place to start – I love being part of the solution.
What makes me happy
I was told I had no aptitude for numbers when I was in 9th grade and……I believed them until I got my first real job in a Real Estate office, I was 16 and it changed my life; don’t let others define you…..yes you can! That was a powerful lesson at a young age, our words matter.
Are we a good fit?
36 years as a Mortgage Banker – Hi-tech/Hi-touch
AAA of Washington Preferred Lender
Homes for Heroes Loan Officer
Strategic Partner of Women’s Council of Realtors
Certified Instructor for Win By Noon
Instructor for Washington State Housing Finance Commission/Down Payment Assistance
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months