I'm Michelle Muqtadir, and I have 18 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I use my expertise along with Caliber's superior in-house processing, underwriting and closing functions to meet those needs, assuring a smooth process from application to closing.Because of the huge selection of lenders out there, I think it's important to know where your loan officer is coming from.
I was raised in the Wedgwood/Bryant area of Seattle and am the youngest of nine children. I attended Assumption School and went on to Blanchet High School. After graduating from Blanchet, I set off to attend Arizona State University in Tempe, Arizona. After my junior year at ASU, I accepted a teaching position in France, where I taught English to French students for eight months. I returned to the United States where I completed a Bachelor of Science Degree in Finance with a Minor in French, graduating with honors.
After graduation, I moved back to the beautiful city of Seattle and soon settled into a Loan Officer position. Now, over fifteen years later, I continue to demonstrate a high level of customer service through my evolving experience and financial knowledge.
When I'm not working on loans, I enjoy spending time with my three children (Lila, Luke and Mila), dog (Oliver), and of course my husband (Nabil). I keep myself busy running, playing soccer, managing soccer teams, skiing, and recently completed my first marathon- The Marine Corps Marathon in Washington, DC.
Over the years, I have also been involved in Rebuilding Together Seattle, a local organization whose goal is to help homeowners in need so they can live independently in warmth and safety.One of the best parts of my job is that I am able to help other people achieve their goals. I value honesty, integrity, and a strong work ethic. I am accessible to my clients seven days a week.
Above all, I consistently exceed client expectations and demonstrate what high-quality, personable service is all about.I have experience with the following loan types: Jumbo financing, 100% financing loans, FHA loans, VA loans, debt-consolidation loans, rehabilitation and renovation loans, loans for second homes or investment properties, loans for self-employed or commissioned sales people, and even loans for borrowers with credit challenges (including low credit scores, bankruptcies and non-traditional credit histories).Whether you have bought several properties or are a first-time homebuyer, I would be happy to explore your options with a free personal evaluation.
Michelle was a fantastic loan officer to work with. She was communicative and responsive throughout the entire process. She answered all of our questions thoroughly and took the time to make sure we understood the process without ever making us feel pressured to move forward. As first time home buyers we really appreciated how willing she was to walk us through the process and make us feel comfortable. I would highly recommend Michelle especially to other first time home buyers. - Ryan - Seattle, WA
Everyone was always very responsive and very helpful throughout, which made the process very smooth and easy. I have already referred Michelle’s contact to a couple of colleagues :) - Fernando - SEATTLE, WA
Words cannot express our extreme satisfaction with Team Muqtadir. Professional, consistent and personal, attention to detail while guiding us through a process made easy by keeping us informed of schedule, details, and responsibilities from application through to a successful closing. Michelle Muqtadir creative at the beginning and in contact throughout and Angela Craig handling details for us, guiding is a better word, always responding to our questions in a very professional and easy manner. - Bruce - LANGLEY, WA
Everything went flawlessly! - Darrin - Edmonds, WA
Michelle and team made the home buying process so easy! They were there to answer any questions I had and provided guidance to make the process as smooth as possible. - Feven - Kent, WA
Very detail oriented Respond to customer question or request promptly Handle information in high security standard Provide competitive mortgage rate - Ginhann - Bellevue, WA
We decided to go with Caliber for several reasons, but mostly because it was a competitive offer and we felt like we could trust them. Everyone on the team was easy to communicate with and responded promptly. - Hayley - SEATTLE, WA
Michelle and Nabil are amazing! - Michelle-Lynn - LAKE STEVENS, WA
I have banked with my credit Union for over 35 years, but they could not put together an acceptable refinance package for me. Michelle and her team did. They went the extra mile for me and made it a very enjoyable experience, from beginning to end. - Philip - FRIDAY HARBOR, WA
All your support in finding the best option to get the financial resources in this process; thank you. - Edith - Kent, WA
We were very pleased with the attention we received through out the process. Very easy and quick communication and Michelle and her team made sure that all our needs were met. We have been telling friends about our good experience and passing on recommendations. Thanks for making the process pleasant! - Joshua - EDMONDS, WA
This was our second time working with Caliber and they were top-notch for both. We had a lot of questions, and Michelle and her team were always at the ready with clear and concise answers. Her advice and support was invaluable and we will definitely be working with her if we ever need to refinance again. - Uriah - Seattle, WA
As first-time home buyers, we were prepared for all the stress and trials that we hear from other's cautionary tails. Michelle and the rest of the team at Caliber Home Loans made it so that we didn't feel like we had those same experiences. They did a fantastic job communicating what needed to be done and when, as well as being VERY accommodating with all the many questions we threw at them. I couldn't be happier with the service we received. Thank you all so much. - Alec - Stanwood, WA
Michelle and Nabil responded promptly and thoroughly to our many questions. They were patient with how much we needed to learn. They found us a great mortgage for our tricky loan situation. - Kelly - Seattle, WA
Did a great job - Ronald - AUBURN, WA
Michelle was amazing throughout the entire loan process. Communication was clear and fast, and Michelle and her team made sure that I always knew where things stood and what the next steps were throughout the entire process. Throughout the whole process, Michelle managed to take something that could be quite stressful, and made it a smooth and exciting experience, and, managed to get us incredible rates and great terms on our mortgage. I would without question use Michelle and her team again! - Timothy - Woodinville, WA
Michelle spent time understanding our situation and our needed. Then Michelle provided very sound and informed information provided to help us make the right decisions for our needs. Michelle and team were thorough, professional and expedient as we worked through thee process. It couldn’t have been easier and was a real pleasure. - Brian - KIRKLAND, WA
Great service, responsiveness flexibility and competitive rates. - Shai - SEATTLE, WA
Michelle and her team came through with great rates and service yet again. - Ksenya - SEATTLE, WA
From Jill to the last person we dealt with we were treated with respect. And they all communicated well as a team! - Melinda - HUNTINGTON BEACH, CA
Such easy and clear communication to help us get what was needed. And best rate we could find. - Charles - SEATTLE, WA
Nabil and Angela were extremely responsive, provided great detail and explanation, and helped me re-do my loan on a last minute change, and still processed & closed very quickly. - Erin - SEATTLE, WA
Michelle was very responsive, informative, and supportive during our first home buying experience. All of our many questions were answered promptly and thoroughly. Michelle and her team made the overall process smooth and efficient. - Vanessa - Seattle, WA
I cannot say enough good things about Michelle and the Muqradir team. This was a complicated refinance and Michelle was with us every step of the way. She made this process possible, and I can’t imagine doing it without her. I really couldn’t recommend her enough. - Nora - SEATTLE, WA
Michelle and her team (Nabil and Angie) were very easy to work with and spent a lot of time ensuring my wife and I were comfortable and understanding in the home buying process. They would respond to every question we had promptly and with a lot of patience for first time home buyers. We would highly recommend them to anyone looking for a lender. - Jeremy - Seattle, WA
With Caliber's help, refinancing was a piece of cake! They led us through the process and we couldn't be happier with the level of customer service we received. - Kristin - Seattle, WA
My agent recommended Michelle to me and I loved working with her, Nabil and Angela through the entire process of buying my first home. Home purchase can be daunting but Michelle and her team were very communicative and answered any questions I had, big or small, along the way. We were able to close within 3 weeks since our offer was accepted and I'm truly grateful! - Hiteshi - Seattle, WA
You guys are wonderful, i have appreciated all of your attention to detail and communication! - Spencer - FREELAND, WA
Michelle, Nabil, and Angela were great to work with. Efficient, kind, and communicative. They let us know what the expect along the way and answered all of our questions - John - SEATTLE, WA
Conscientious and courteous service. Knowledgeable team and good rate and terms. Kept us well informed of status of our loan - David - ELLENSBURG, WA
Overall the team was helpful and communicated well. They became close allies as we went through the home purchasing process. - Justin - Seattle, WA
Michelle is very knowledgeable. Responsive and quick to return calls and emails. She and her co-workers asked me very clear questions and documents to save time. The entire process is very smooth and highly recommended. Would definitely do business again with Michelle Muqtadir and CALIBER. - Azadeh - Seattle, WA
Michelle doesn’t just pull the standard product off the shelf if there is something else that is better and more suited to her client’s needs. She definitely goes the extra mile to help and to be of benefit, even in non standard situations. Throughout the process, communication with the staff is timely and informative. Usually a mortgage application is a bit onerous for an applicant. Michelle, Nabil, and Angela make it (almost) a pleasure. I would highly recommend them. - Darro - CLE ELUM, WA
Michelle and her team communicate professionally and regularly. - Colin - Seattle, WA
Fantastic to work with, easy process, and they let you know what's going on each step of the way. - Scott - Mill Creek, WA
Clear communication Explanation of steps Easy to navigate uploading files and paperwork - Megan - Shoreline, WA
From the very start, Michelle and her team were great communicators and extremely fast. They secured us a loan package that worked very well for us and were able to close in 25 days, which included through the Thanksgiving holiday. Amazing turn around time in responding to any and all questions. Can't recommend them enough! - Peter - Seattle, WA
Everyone who worked on this loan application was helpful, informative, and positive. They were timely in answering our questions and to address any paperwork issues. What an incredibly lucky experience to work with this team on a first home purchase! - Katie - Seattle, WA
Michelle was supportive, communicative, and kind throughout the process. Plus excellent rates! - Makenzie - Seattle, WA
Michelle and the team at Caliber were great. Very communicative, very responsive seemingly whenever we needed them, very clear, and helped us a great deal as first-time home buyers. Couldn't have done it without them, I highly recommend Michelle and her team at Caliber! - Joshua - Seattle, WA
Michelle and her team were great, got me refinanced at a great rate and were awesome every step of the way. - Rory - TUCSON, AZ
Michelle and her team were very communicative and responsive. During our house hunt, financing was the least of our worries, based on our prior experience working with her. She was also very knowledgeable and advised us correctly on when it was okay to drop the finance contingency. Their closing costs were quite competitive, if not dollar to dollar compared to the best rate we got, but it was important to us that we work with someone who could close smoothly. - Chetan - Seattle, WA
Everything was well communicated and timely. We felt well taken care of. - Kathryn - Greenbank, WA
Very friendly people to work with and we had an easy, efficient process, even in the middle of the pandemic! - Delphine - KENMORE, WA
Michelle and the team were very responsive to my thousand questions through the process. They also provided guidance to get the best package for my refinance. - David - FEDERAL WAY, WA
Thank you for making the refinance process so easy to do all on line and from the comfort of my home during the pandemic. Nabil's responsiveness to my inquires was immediate, supportive and informative. I am delighted with the interest rate we locked in and thankful for the advice to wait for the rates to come down, which they did even lower than when we started the application. Now that the deal is complete, I am off to a new long term loan that I can't see any reason to refi again! - Nancy - LANGLEY, WA
Michelle and her team are the outright BEST! We have used her for two home purchases and six re-finances over 10 years and cannot think of any ways they could improve on their service. They are beyond competent, incredibly responsive, but patient and willing to explain anything. More importantly, I completely trust them. I can't express how wonderful it is to not feel stressed at all when doing such huge financial transactions. - Brenda - SEATTLE, WA
Michelle was helpful, responsive, and supportive throughout the process! Her straightforward and honest approach gave us the confidence to get through the transaction. A welcome change after dealing with the high-pressure sales approach of several other loan officers. We could not have done it without her! - Douglas - Seattle, WA
Michelle has been great to work with. Very helpful, transparent, and always willing to talk through things over the phone. - David - BREMERTON, WA
The follow through was timely and attentive to my busy schedule. The encouragement to get through the paperwork was so kind and helped tremendously - Carol - EVERETT, WA
Outstanding service!!! - Daniel - SEATTLE, WA
Michelle and her team were very communicative and clear about our different options. Her advise and expertise made the entire process smooth and seemless! I wish I could buy more houses just so I could continue working with her team! They were amazing! - Nicklaus - Bothell, WA
Great rate and good process. - Brian - SEATTLE, WA
As soon as we started looking at houses, Michelle came highly recommended to us from a friend who had previously worked with her on multiple home purchases. With the hot market and limited supply, we were looking for over a year and put in multiple offers. Each time Michelle was super responsive (sometimes replying within minutes!) so we could get an offer submitted as soon as possible. With multiple offer scenarios, Michelle even called the sellers to let them know that our financing was solid. - Kuljit - KIRKLAND, WA
Michelle Muqtadir is so easy to work with. They made this whole process easy. My questions were always answered and I felt I could reach them whenever I needed answers. - Shana - SEATTLE, WA
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