I'm Michelle Muqtadir, and I have 18 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I use my expertise along with Caliber's superior in-house processing, underwriting and closing functions to meet those needs, assuring a smooth process from application to closing.Because of the huge selection of lenders out there, I think it's important to know where your loan officer is coming from.
I was raised in the Wedgwood/Bryant area of Seattle and am the youngest of nine children. I attended Assumption School and went on to Blanchet High School. After graduating from Blanchet, I set off to attend Arizona State University in Tempe, Arizona. After my junior year at ASU, I accepted a teaching position in France, where I taught English to French students for eight months. I returned to the United States where I completed a Bachelor of Science Degree in Finance with a Minor in French, graduating with honors.
After graduation, I moved back to the beautiful city of Seattle and soon settled into a Loan Officer position. Now, over fifteen years later, I continue to demonstrate a high level of customer service through my evolving experience and financial knowledge.
When I'm not working on loans, I enjoy spending time with my three children (Lila, Luke and Mila), dog (Oliver), and of course my husband (Nabil). I keep myself busy running, playing soccer, managing soccer teams, skiing, and recently completed my first marathon- The Marine Corps Marathon in Washington, DC.
Over the years, I have also been involved in Rebuilding Together Seattle, a local organization whose goal is to help homeowners in need so they can live independently in warmth and safety.One of the best parts of my job is that I am able to help other people achieve their goals. I value honesty, integrity, and a strong work ethic. I am accessible to my clients seven days a week.
Above all, I consistently exceed client expectations and demonstrate what high-quality, personable service is all about.I have experience with the following loan types: Jumbo financing, 100% financing loans, FHA loans, VA loans, debt-consolidation loans, rehabilitation and renovation loans, loans for second homes or investment properties, loans for self-employed or commissioned sales people, and even loans for borrowers with credit challenges (including low credit scores, bankruptcies and non-traditional credit histories).Whether you have bought several properties or are a first-time homebuyer, I would be happy to explore your options with a free personal evaluation.
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months