I loved working with Julie and Darby. They are both very communicative, patient and positive. They made the financing process for my first home run smoothly and I would highly recommend them. - Katherine - Renton, WA
Julie, Darby, In the whole team made it really easy for me to get financing. It cut out so much of the worry and stress that I’ve had around getting a new home. Very quick responses, and everyone was on the same page and very informed. Thanks so much - Eric - Seattle, WA
We love working with Julie and her team. It is always easy and the communication is great. Would definitely recommend her to everyone! - Lina - Seattle, WA
Julie and her team were responsive and supportive every step of the way - Anjali - Seattle, WA
Julie, Darby & team are amazing! They are able to create a wonderful experience for something that can be so stressful. They are very prompt in communication, explain each step along the way and if there is way, they will make it work. Thank you for the incredible service! - Francine - Seattle, WA
Everyone was extremely responsive and helpful every step of the process. My situation is not the expected norm and they bent over backwards to make my new loan happen. I couldn't be more pleased. - Catharine - Seattle, WA
We have used Julie and her team 3-4 times now and have had a great experience! We recommend Julie and her team to all our friends. - Micah - Kirkland, WA
Julie and her team were so kind and thoughtful during the entire process. They patiently explained all that was required of me as a first time home buyer and helped me feel comfortable asking questions. That made it easy to trust them with such a big purchase. I’m so grateful I found them! - Rebecca - Seattle, WA
Quick work to close a week early!! Great team and wonderful to have email and text updates to make sure I was getting things back quickly to keep things moving! - Alison - OCEAN SHORES, WA
Great job, team! - Kyle - SEATTLE, WA
Everything was explained patiently and with a sense of humor. - Thomas - Seattle, WA
It was a pleasure working with Julie throughout the entire process. The advice and support the gave was always spot on! - Michael - Seattle, WA
Julie Jones' team was nothing less than exceptional throughout the process. It was painless and they help our hand every step of the way. This was our fourth transaction with Julie's team and we will be back again next time! - Thomas - SEATTLE, WA
Julie and her team are great - very communicative! I knew where I was at every step of the process. Very responsive to questions, as well. If I need a mortgage broker in the future, I won't hesitate to contact her again! - Amanda - Kenmore, WA
Good communication through email. - Miranda - Bellevue, WA
Julie's team is prompt and informative and uses the best of modern mortgage tools to help numbers visually jump off the screen. A daunting process, turned wonderful experience as we refinanced our home mortgage and obtained a lower rate. I would 100% recommend Julie Jones and her supportive team to anyone for their mortgage needs. I will be a customer for life. - Christina - FEDERAL WAY, WA
This is the third time we have worked with Julie and her team on a home purchase or refinance. The Caliber team is helpful, communicative and makes the process very smooth! - Kasey - Shoreline, WA
This is my second time working the Julie and her team. They are super responsive and answer all of your questions. - Elizabeth - POULSBO, WA
Julie and the team worked to educate me both as a first time home buyer, and as a first time refinancer. They were quick to respond to questions and happy to work with me to get me the best rates they could. - Edward - SEATTLE, WA
I was so impressed with the diligence and level of communication throughout the process. I work in a highly demanding field, and your client service was outstanding by any standards. - Riley - Seattle, WA
Very prompt with replies and incredibly knowledgable and experienced in working with new homeowners. - Cassandra - Edmonds, WA
Julie and her team are the best. We have worked with the team on multiple purchases and they are amazing to work with. They are extremely responsive and make sure everything with the transaction goes as smoothly and as quickly as possible. - Lauren - SEATTLE, WA
Julie and the whole team at Caliber are great! Super responsive and make the entire process easy! - Matthew - SEATTLE, WA
Julie and Darby were both great in this entire process. As a first time home owner, all of our detailed questions were answered at almost any time of the day. We did lender shop and learned from the experience, but moving forward stayed with Caliber and felt that it was the best decision we made for now and our future. We would recommend Julie and her team to any of our friends and family. Awesome job!! - Graciela - Seattle, WA
We loved working with Julie and her team. They were very friendly, incredibly efficient,, organized and so helpful! - Afton - WOODINVILLE, WA
Everything was so easy with the whole team. Great communication, fast responses, good advise on how to deal with an unexpected credit check discovery. I'm just shocked how easy the whole thing was start to finish. - Heather - SEATTLE, WA
Julie and her team were outstanding! I simply couldn't expect more. They were thorough, responsive, and friendly. My only wish is that more companies were this customer-focused. - Zachary - Seattle, WA
Julie and her team are great! They’re very knowledgeable and responsive. - Karolyn - Seattle, WA
Julie Jones and her team are the hardest working team we have experienced! They work tirelessly with the highest level of integrity to ensure that your needs are met! - John - SEATTLE, WA
Julie and her team are always present for any question. The team works at lightening speed while assuring that everything is done properly. My experience is not great, but amazing. Thanks again for all the great work. - Christophe - Seattle, WA
Julie and Darby were a great team - responsive and helpful at every twist and turn of the process (and we had a lot of twists & turns :-) - Kristin - Anacortes, WA
Julie Jones and her team consistently does an excellent job communicating with us throughout the process. We secured our very first home loan with Julie and have refinanced twice and each time has been smooth and well supported. Thank you! - Heidi - Seattle, WA
Really enjoyed working with Julie and Amanda. They were very detailed and timely with their follow up and generous with their time. Great service all round and felt that I had a team in my corner through the whole process. Thank you! - Vaughan - Seattle, WA
Can't say enough good things about Julie and her team! They were responsive & thorough and made our refinance as stressfree & easy as possible! - Jennifer - Seattle, WA
I really didn't know what to expect going into this, but the whole team really took the time to work with us through each step. Everyone was so friendly and patient with my millions of questions! I never once felt unsure or lost throughout it all. - Amanda - LYNNWOOD, WA
Answered all my questions in a timely fashion and was transparent throughout the whole process! - Daniel - SEATTLE, WA
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Very kind and responsive! - Ryan - SEATTLE, WA
The team is super knowledgeable and always super easy to get in touch with when questions come up - David - SEATTLE, WA
Everything went smoothly and I was kept informed of everything that was expected of me. - Sandra - Seattle, WA
With Caliber, you are not just a number like other banks. Julie Jones (and team) are very customer service oriented, honest, and hard working. - Dylan - Sammamish, WA
Prompt replies, thorough explanations, and everyone is extremely friendly and helpful - Brianna - SAMMAMISH, WA
I've worked with Julie and her twice in the past and just recently refinanced with them, and they are awesome. The whole team is super knowledgeable and responsive, even outside of normal working hours, and the process went off as smoothly as could be. I will not hesitate you work with them again in the future - David
Very responsive, good problem solving skills and patient. - Charlotte - Sammamish, WA
The attention to detail and the thoroughness with answering my questions. The quick responses and simple process to complete the refinancing. - Geofrey - Monroe, WA
Excellent communication and responsiveness to questions as well as moving the process along as qhickly as possible. - David - SEATTLE, WA
After buying my condominium six years ago, I contacted Julie again about refinancing my home. She and her wonderful team quickly contacted me and started the process and gathering the information that they needed. Their communication was clear and they were highly responsive to any questions that I had during the process. Upbeat and optimistic, they guided me easily through this process and kept me informed at every step. They couldn't have made it more simple. GREAT group to work with and led by competent leader. Thank you so much! - David
From the very beginning Julie walked us through all of the different scenarios of possibility, opening our eyes to more than we could have ever imagined. Through her excellent communication, and the ways in which she simplified not only the process but by breaking down the numbers in easily digestible ways, Julie was a dream come true. Never before has securing a home loan been easier or less confusing. Julie and Darby made everything easier than we could have ever imagined! - Aaron - Seattle, WA
Julie and Darby took the time to get to know us and our financial situation and helped instill in us the confidence we needed to enter into a competitive market. They helped us complete a quick close-less than 30 days, which is a big reason why we were able to compete and be chosen against other offers. They communicated regularly and kept us updated on timelines and next steps to meet our tight deadline in the midst of the holidays and still have time to relax and enjoy family time. - Tracy - Seattle, WA
Julie is savvy and was able to explain things easily. She reviewed and understood our situation. Julie is very responsive and I felt she more than earned our trust and business. A real pro - thanks! - Cynthia - EASTSOUND, WA
Easy to work with and knowledgeable lender - Christopher - Snohomish, WA
Julie and team were always willing to answer my questions and helped me understand the refinance process. - Sam - Seattle, WA
The best team in the business. - Jacob - Seattle, WA
We appreciate all the encouragement and support throughout the re-fi process. Your team laid out several options for us to choose from and provided the information we needed to choose the best loan program for our scenario. We are so grateful to have your team on our side to help us build wealth into the future. Thanks for everything! - John - Seattle, WA
We have been working with Julie and her team for years. They have always treated us VERY well and always get us the best rates. They are knowledgeable, friendly and fast. They take the stress out of buying a home or refinancing. I cannot image doing business with anyone else. We are customers for life! Thank you Julie and Team!!! - Rennick
Had a wonderful experience working with Julie and her team. They truly care about making sure their clients are taken care of. - Christopher - Seattle, WA
Julie was a phenomenal partner through our refinancing engagement. She really helped demystify the whole process and was available to answer any questions. - Waqas - MERCER ISLAND, WA
Honest advice, excellent to work with, and very fast to complete the process - David - SEATTLE, WA
Great communication during the whole closing process, very flexible with every encountered obstacles... - Pavel - SEATTLE, WA
Great communication with the team. Also there was great attention to detail which while it can get tedious, it is important and needed and ultimately makes things go well. I was very happy with the process and all the team did for us. - Joshua - SEATTLE, WA
I can’t say enough great things about Julie and her team. I’ve used them for my own mortgage needs, and I refer my clients to them because I know they will get 5 star service and close on time. In this market, it absolutely matters who you use as a lender. I’ve had client offers accepted solely because they saw that Julie was the loan officer. - Jeanie
It was a pleasure to work with Julie Jones. She made the refinancing process easy! - Teddie - SEATTLE, WA
They made it all so easy! - Colleen - Seattle, WA
Julie and the team are amazing and so friendly! I was dreading the lending process for buying a home in Seattle, but Julie and Darby made the process so easy. Julie and team were so engaged and responsive in the process and took their time with us to talk about the numbers. Julie is super sharp, extremely knowledgabe, and we liked her math and spreadsheets that helped us break down all the costs. Throughout the entire process my wife and I felt very comfortable working with Julie and her team and that everything was very transparent. We had a fairly agressive closing date and Julie's team was able to turn everything around so that we were able to close on time. If you want less stress and a more responsive lending team, go with Julie Jones! - Phillips
Julie Jones and Darby Sparks made the process of buying a home feel personal, supported, and easy to understand. I recommend them to anyone, but especially to first time home buyers like myself! - Sebastian - Seattle, WA
Julie and Darby were so responsive and courteous to us, they made the entire process clear and easy to understand. We actually enjoyed the whole process because of their above and beyond attitude and friendliness! - Justin - Seattle, WA
Efficient service, loan completed ahead of time. - James - Seattle, WA
Julie and her team were fantastic! Julie listened to what I was hoping to do and found a plan that exceeded my expectations. I was extremely impressed by Julie and her team. Sharp, helpful, caring, quick, and great communication throughout the process. Highly recommend! - Benjamin - Redmond, WA
Everyone was great - lots of communication every step of the way. - Craig - CARNATION, WA
We were very happy with the personal care and the speed of service we received. We would definitely recommend Julie to our friends. - Julie - Seattle, WA
Julie and her team are super responsive and friendly. They make the refinancing process painless with their many years of experience that they pass on to their clients. Every step was well laid out and organized so no questions were left unanswered. Thanks! - Alison - SAMMAMISH, WA
Julie, Darby and the rest of the team are spot on, kept me informed and always checked out options for the best outcome. - Rose - Seattle, WA
Julie and Team made the mortgage process painless and fast and stayed flexible while our home construction took longer than anticipated. - Oliver - Leavenworth, WA
Darby is the best! We had an amazing experience with Caliber. Extremely professional and always available. - Aaron - Seattle, WA
Julie and Darby were with me every step of the way. I never had to worry if I was going to miss anything as I had had full confidence that Darby would let me know what was needed. Both Julie and Darby were so wonderful at taking the time to answer any questions I had and were very accessible. - Emily - Seattle, WA
Communication was clear and on point. Julie and her team kept me apprised of the closing process and we closed a day early. She and Darby were great to work with. - John - Seattle, WA
Update the information below to estimate your monthly payment
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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