We have a difficult start to our house buying when a different loan company pre-approved us and then took our loan away after we had put in an offer. Once we switched to Carese, we were reassured that this time the pre- approval would be thorough. I super appreciate a thorough approach in this regards as it prevents surprises later on. Overall, working with Carese and her team was great. She kept us informed and I really appreciate all the work she did on our behalf. - Susannah - Seattle, WA
After struggling to secure a loan elsewhere, we were referred by family to Carese, who was amazingly helpful and transparent about how we might proceed. Although it took some time, when we were approved by Carese and her team, we were confident that the loan would come through. The information provided throughout escrow was clear and reassuring. We would absolutely recommend this team to anyone looking for a home loan! - Devin - Seattle, WA
Everybody was prompt and on top of there job - David - Tacoma, WA
Carese was very thorough. The numbers in her presentation were perfect. She was impeccably aware we were first time buyers and knew to answer questions we never knew we needed to ask. - Trang - Lake Stevens, WA
Carese Busby and her team rock! From the moment we started working with them, we were super impressed. As first-time homebuyers we started off nervous about the home financing process. Carese took the time to set up options for us and go through everything with us, repeatedly if need be, until we felt comfortable and much more knowledgeable about the process. Her team then worked with us through the escrow period to make sure everything was taken care of. - Noel - Seattle, WA
Karise and Amy page made the process seem very easy. They were prompt and telling me what they needed and gave me ideas I wasn't even aware of in terms of the closing. I will all my use caliber home loans going forward. Great experience - Kohr - VANCOUVER, WA
We had a very complex situation, hampered by constraints of time. Carese and her team were very energetic in accomplishing our goals with a somewhat inflexible investor. Many thanks, as we are in by Christmas..! - Timothy - Seattle, WA
Determination on calibers part to make things work out for us. Thanks for all the time and hard work getting us the best loan. - Deborah - Seattle, WA
Carese & her team are great communicators - explaining options & intricacies in a way that anyone can understand. Their quick turnarounds & passion add to a really pleasant experience. I've recommended Carese & her team to several people & will continue to do so. - Donna - WOODINVILLE, WA
Great communication. - Naunihal - BOTHELL, WA
Carese and team were great! We are first time home buyers and she made the process so easy for us every step of the way! - Lauren - Seattle, WA
Everything went very well. All our questions answered and always in a timely matter. - Robert - SEATTLE, WA
Carese and her team were very helpful, professional, responsive and set us up for success. - Mary - SEATTLE, WA
Carese and her team were excellent to work with. Carese made sure to answer all my questions as I worked my way though my first refinance. She and her team were informative and responsive throughout the entire process and we were able to close out my refinance in one month. The interest rates offered by Caliber are also very competitive which just added to the great experience. - Ryan - EVERETT, WA
Carese and her team were very helpful and responsive in refinancing my home. The process went very smoothly with no issues at all. - Arlene - San Diego, CA
We have used Carese and team for multiple new loans and refi's, and we continue to be satisfied customers! The team is timely, knowledgeable and friendly. 10 out of 10! - Laura - Edmonds, WA
We have worked with Carese for what may amount to 20 years, give or take, and her kindness, expertise, advocacy, and patience have laid the groundwork for our trust. - Hollis - SEATTLE, WA
Everyone one on your team were so professional, friendly, helpful and a pleasure to work with. When I had questions (and I had a few!), you and your team always answered these quickly to make for such a smooth process. I will definitely recommend the Caliber team to friends and family! - Barbara - SEATTLE, WA
I enjoyed working with Danny To. I found him through a home loan seminar to learn about being a first time home owner. When I was ready, I reached back out to Danny. He worked with me to get me the best deal. I truly enjoyed my experience with Caliber. - Anna - Vancouver, WA
The process was quick and easy. Never had to leave my house and the service was excellent - Christy - MONROE, WA
We have had the opportunity to work with Carese several times now. And each time her and her team are professional, extremely helpful and are able to answer all of our questions. - Shelley - NORTH BEND, WA
Out transaction was quick and seamless. Very happy with everything. - Alexandra - Puyallup, WA
Great service! - Marco - DUVALL, WA
Carese was simply amazing. As first time homebuyers we were nervous about the home loan process, but with Carese everything was thoroughly explained and made easy. Thank you for helping us get our dream home! - Kimberly - Seattle, WA
Great services and products offered as well as well informed staff. Danny was great! - Andrea - Des Moines, WA
Carese and her team were awesome! We were impressed with their positive can-do attitude and depth of knowledge. They made the entire process smooth and as hassle free as possible. We will be recommending them to all of our friends. All the best, - Les - Seattle, WA
Rese and her team are very friendly, easy to communicate with and very helpful. During this pandemic they made everything about as smooth as I could ask for and the physical interaction was kept to a very minimum keeping everyone safe. We really appreciate there help at any and all times during our process as we had several questions. So happy that we chose to go with Caliber, and the high remarks for team Busby are well deserved! Thanks again its been a pleasure, John and Aimee - John - SNOHOMISH, WA
We have conducted several transactions with Carese. She and her team are always readily available to answer our questions and maintain clear and constant communication through the loan process. Carese takes special care to always set aside time and present thoughtful, individualized options for us to consider. Thank you! Trevor & Ginger - Trevor - SEATTLE, WA
The team was very responsive to my needs and always highly professional! - Ivan - Seattle, WA
Wonderdul communication when i had a question. .ease of prividing documents Carese Danny and Sheryl were awesome - Mardy - SEATTLE, WA
Than you~ - Alejandro - SEATTLE, WA
Very responsive and enjoyable to work with. Timely responses with questions. - Steve - SEATTLE, WA
I truly trust I am getting the best deal and service when I work with Carese. I trust her implicitly. What a great team! - Heather - Seattle, WA
We recently refinanced our home, and Carese and the team at Caliber Home Loans were great to work with! Carese talked us through the process and outlined all of the options to make an informed decision. It was a seamless and easy experience, and the team provided timely communications so we never questioned the status or next steps. We highly recommend them to all of our family and friends! - Molly - Seattle, WA
I've never bought a home before, so I can't really compare this experience to anything else, but I felt the home purchase experience went fairly smoothly. I was able to provide the information needed to close the home loan on time. Carese showed me early on in the process an Excel spreadsheet showing all the costs including my estimated monthly payment. I thought that was helpful. I saw cost calculations several times during the process so that by closing time, there weren't any surprises. - Earl - Seattle, WA
Quick response, terrific service and above and beyond the call of duty! There’s nobody we would work with other than Carese and her team!!!👏🏼👏🏼👏🏼 - Randall - SHELTON, WA
Carese did a great job of teaching us the subtle details of different loans and helped us figure out the most suitable loan - Yu - Redmond, WA
Carese and her team were very thorough and there was never a last minute scramble for more documents like I’ve experienced with other lenders. - Analisa - RAVENSDALE, WA
Just honest and simple. No last minute whoops to deal with. - Justin - RAVENSDALE, WA
i will tell everyone to work with you guys:) - Paul - Everett, WA
Carese and her team provide excellent service and expertise throughout a complex process of numbers and paperwork. - Stanley - SEATTLE, WA
Prompt, efficient and skilled communicator. Carese cared about us and our goals. - Erik - Seattle, WA
Carese was so helpful to us as first-time home buyers - she took the time to explain the process and go over any documents we had questions about. She and her team coordinated seamlessly with our real estate agent to finance our condo without any hiccups, even with all the uncertainty around COVID-19. Appreciated her friendliness and responsiveness. Highly recommend! - Carly - Seattle, WA
Best rates! - Lukasz - Seattle, WA
Carese was instrumental to our buying success. She helped us assess and understand all our options when it came to financing. I can't recommend her enough. - Shaun - Des Moines, WA
From start to finish, great communication, professional approach and a seamless transaction. Thank you Carese and team. - Kevin - BAINBRIDGE ISLAND, WA
Carese and her team are extremely helpful as always! From my first condo purchase 10 years ago, as a first time home buyer, to this loan last year on my first house that has now been refinanced. Everything has gone smoothly and without any delay, even with special considerations about being self employed. Great work all around! - Zachary - EVERETT, WA
Everything is perfect. - Muoi - Seattle, WA
Carese was very informative and did her best to manage expectations given new lender policies due to COVID-19. - Jessica - Snohomish, WA
I had an incredible experience working with Carese. She made the process incredibly easy and very straightforward. Her spreadsheets made the home purchasing process and monthly estimates crucial to finding the perfect house in our price point. Thanks, Carese! - Kevin - Seattle, WA
Dealing with Danny To and the team. All was smith from application to closing. Thanks! - Clarence - WEST HILLS, CA
Great process! - Julian - SEATTLE, WA
The process was straightforward and so easy! Thanks, Caliber! - Amber - SEATTLE, WA
Carese took the time to walk us through all the numbers, multiple times, and help guide us to the best solutions. Her entire team was a joy to work with throughout the process and we closed right on time! - David - SEATTLE, WA
I am a real estate broker, so I'm not only a client, but a colleague of sorts. I refer Carese and her team regularly and she always exceeds expectations. I trust her and her team to support me both personally and professionally, time and again. - Christopher - Burien, WA
From start to closing my experience with carese was easy and stress less I have full confidence with Carese and her team to get the job done on schedule also with my highest expectations. I would definitely do another transaction with Her and the team ,very very happy throughout the process. Thank you for making my dream comes true with 30 days from start to moving in . - Kong - Des Moines, WA
Team Busby is always great to work with! They are knowledgeable and quick to respond to communications. Highly recommend! - Lucille - SEQUIM, WA
Carese and her team are extremely professional and knowledgeable - saving our family a good chunk of money with our refi - Ryan - SEATTLE, WA
Carese is very knowledgeable and she is extremely patient with customers. She earned our trust. - Nihar - SNOQUALMIE, WA
The advice we received was great and we are very happy with the outcome. Sometimes more information and context about where we were in the process would have been helpful. - David - NORTH BEND, WA
Carese and Amy are amazing - seriously. From pre-approval, I felt they truly had my back and cared about my service. Carese spent time walking through my first home-buying process - explaining everything with great care, and super-responsive if I needed anything. I recommend Carese and her team fully. - Lee - Seattle, WA
Very respectful, helpful and thorough! - Daniel - Edmonds, WA
Carese was wonderful to work with. She was informative, punctual, and available for any questions. It is our first time purchasing a home, Carese and her team made the process seamless. We closed on time and Carese and her team did everything they could to make it one less thing to worry or stress about. - Alejandra - Santa Ana, CA
Danny To is great to work with, very on top of things and excellent communication. Would highly recommend this team at Caliber to all! - Tami - KIRKLAND, WA
The communication whem it came to submit documents - Humberto - OLYMPIA, WA
Carese and her team did an amazing job with my refinance! Quick turn around and always kept me up to date on what was going on. The level of professionalism is the best in the business!! - Michael - Newcastle, WA
Carese Busby is FANTASTIC! We have referred many people to her over the years and will continue to do so. She is extremely knowledgeable, kind and thorough. She always takes excellent care of us...thank you! - Greg - MAPLE VALLEY, WA
Great working with Carese and team, it was a smooth experience! - Pratika - Seattle, WA
Excellent communication. Excellent knowledge. Very nice. Very accommodating. Team is on top of things. Will definitely recommend if friend is looking; we are already repeat customers. If looking for new house in 5yr we’ll be back! ;-) - Christopher - BELLEVUE, WA
Great communication and overall a very easy process. Thank you - Jeffery - GIG HARBOR, WA
Carese was on top of things from the get-go. We were so happy to have her on our team for this home buying journey! - Connor - Renton, WA
Fantastic process! - Camryn - SEATTLE, WA
Danny was awesome with the whole process. He was always so prompt and patient. We would recommend him to any of our friends looking to buy a home! - Evelyn - SEATTLE, WA
Carese is amazing. She and her team make the process simple and painless. - Susan - Mountlake Terrace, WA
I had a great experience with Carese and her team, we had a shorter closing period than most in a very busy part of the year but Carese and her team still expertly handled the situation to help us close on time while also making sure we were well treated and ensured that every detail was explained to us and every question of ours was answer. - Saad
Carese was great to work with! So positive and on top of getting things done. - Melissa - Renton, WA
Carese is extremely knowledgeable and she makes sure you understand all options about the lending process. She’s an excellent communicator and super friendly to boot. - Eunha - Issaquah, WA
We worked with Danny the most for this refinance. He was always very responsive. There is lots of changes with Covid. He made it all Happen! - Antoinette - RENTON, WA
- Mark - BELLEVUE, WA
Super service! Very well organized. Informative and quick to respond to our questions. We’ve done several transactions together now over 10 years. Will keep it up! - Andrew - Cashmere, WA
This is the 4th time we have worked with Carese in the last 8 years. That alone is testament as to why Carese’s clients stay with her. Everybody on her team is prompt, pleasant, professional. Every transaction is flawless. We consider ourselves lucky for knowing Carese and always recommend her with every opportunity. - Jerry - SEATTLE, WA
Carese is amazing! Kind, informational, and truly wants the very BEST for her clients. - Micah - Seattle, WA
Great communication and rapid responses - Max - Edgewood, WA
Carese and teams' knowledge of my employment compensation and services offered by Caliber made our decision easy to go with the team. - Christopher - Seattle, WA
great communication and a seamless process - Jennine - WOODINVILLE, WA
Carese is absolutely the best. Very thoughtful, caring and extremely knowledgeable to help guide you in making the best decision with a variety of options to chose from. She’s not about making a commission....rather helping you along the way to do what’s right for you and ensuring you are happy and comfortable with your final decision. She views her clients as not a potential paycheck, but rather a future customer or potential referral to others. - Jeffrey - SEATTLE, WA
We are first time home buyers and Carese made everything so easy! She was quick to answer any questions and made sure we understood every part of the process. - Amanda - Lake Stevens, WA
Great experience - Fernando - EVERETT, WA
I appreciated the professional service a every level. We were informed every step of the way. - Scott - EVERETT, WA
Great response time. - Cindi - ISSAQUAH, WA
Correspondence with Carese was great. It seems though we had to deal with a team of her's that kept adding requirements that would have been useful from the start instead of piecemeal. - Frank - ISSAQUAH, WA
Met all of my expectations. Good follow up from staff. - Michael - REDMOND, WA
Thank you for the making the process easy, quick and hassle free. - Kristen - BOTHELL, WA
Great - Thanh - Bothell, WA
I got my loan to buy my condo 3yrs ago now financing it. And of course went back to Cares Busby why? Because it is pleasant to work with thru Calibers loan. She is very helpful, kind and understanding. Thanks, - Ismet - Seattle, WA
My family and I have been doing business with Carese for decades and would never consider anyone else. - Pamela - Maple Valley, WA
Had a great team and everything went smoothly! Very pleased and would definitely recommend this lender! - Jesse - Marysville, WA
Over the years Carese has assisted me with 3 mortgages. I keep coming back because she continues to provide excellent service. - Jeffrey - KIRKLAND, WA
Update the information below to estimate your monthly payment
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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