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Loan Consultants

I’ve built a fulfilling, 29-year career in the mortgage lending industry with my collaborative, hands-on approach to customer service. Putting customer service at the forefront of all of my relationships and transactions is my highest priority. This enables me to exceed your expectations with integrity and honesty. I pride myself on understanding the essential ingredients of each borrower’s specific needs by listening, diagnosing, and prescribing a lending strategy that best fulfills these needs. My goal is to take such exceptional care of you before, during, and after the purchase that you’ll be more than pleased to refer friends and family to me. Over 90% of my business transactions are referrals from borrowers, real estate agents, financial planners and builders. Born and raised in the Northwest, I graduated from Western Washington University. I have two beautiful children - a daughter and son - that I’m blessed to have in my life, and a big family that has enjoyed everything that the Pacific Northwest has to offer. This includes sports, (Hawks, M's, Huskies & Cougs), snowmobiling, hunting, hiking, golf, floating the river, boating, and every other outdoor adventure. You can count on me to always look out for your best interests while earning your confidence and trust.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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