Starting in November, you’ll see changes to how you view your loan details and make payments in MyAccount. There will be a timeframe from 12 noon CST on Friday, October 29 through 10:00 a.m. CST on Monday, November 1 when you won’t be able to view your loan information or make payments online. Learn More

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Loan Consultants

Detailed | Invested | Service

This is a financial relationship, not just a transaction. I am extremely detailed and thorough about how I approach my business. My chosen teams have the same goals in mind. We have the commitment of providing clear communication, efficiency, and high expectations of exceptional service, with the ability to provide a stress-free experience for our agents and clients alike. Because I invest in each of you, I am able to build wonderful relationships along the way!

On the side:
• Gardening & rearranging the landscape
• Evening walks with Macie my Beagle/Bassett and cuddling my 3 ragdoll cats
• Being my sons' biggest fan
• Sipping on champagne and reading a good book

Little-known fact:
Growing up, I had a pet cow named Buster. I raised Buster from 11 days old, bottle-feeding him until he could eat hay. I would run out to the field, hop onto his back and we would go for a ride. Maybe this is how I found my love for PBR! One of my favorite things is to watch professional Bull Riding, even travelling to see the 25th PBR World Finals a couple of times!

Are we a good fit?
Bachelor Degree in Psychology | 20 years in the Finance Industry | Certified Loan Originator | Reverse Mortgage Planner | Certified Military Mortgage Specialist | Gig Harbor Chamber of Commerce |

I was always told if you can’t say it best yourself, find someone else to say it for you…

"As first time home buyers, my husband and I were in a fog over the whole process. Rachel was absolutely spectacular to work with. Not just as a great and knowledgeable lender, but as an amazing and thoughtful human being. She really helped me understand the process and put my mind at ease that we could do this! She is a strong, professional, and kind person and I highly recommend her as a lender!" – Laura Sedam

Are you ready for my team to invest in you?
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

/ year

Your Monthly Payment


Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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