I have had the pleasure of spending over 20 years in the financial industry, serving a variety of roles. I firmly believe that my experience and knowledge of the entire lending process allows me to help guide and educate my clients through the loan process with ease. I pride myself on educating my clients as I want you to feel empowered about your lending decision. I am born and raised in WA state, and feel it's the best place to raise my family. I am very blessed with a wonderful husband, five amazing children (yes…5!), and 3 grandsons. When I'm away from work, you'll find me at some sporting event for one of my kids. We are a wrestling family, volleyball family, baseball family and a little bit of basketball too! I also thoroughly enjoy embarrassing my kids with my love for old school 90's music! Family is extremely important to me, and when you chose me to help you with your next home purchase or refinance, you can feel confident that I will treat you just as I would any member of my family
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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