With over 55 years of combined experience in the mortgage industry, our vision is to be the most trusted and valued mortgage originators in our community. Our mission is to help you achieve your dreams of home ownership for your family, investment goals, and dreams of retirement. One or more of our team are always available to answer your questions and assist with your home financing needs. Let The Pysden Team guide you home.
Recognized by service levels and customer experience, The Pysden Team prides themselves in helping establish Caliber’s positive reputation as the home of friendly, efficient and professional loan advisors. They whole-heartedly believe being a team enables them to better-serve borrowers and facilitate smoother, on-time closings. When you choose the The Pysden Team to provide your next home financing or refinance, you can rest assured that not only will you be communicated with, but educated throughout the process.
I have been fortunate enough to work alongside Melanie for over 7 years and be friends with her for 10. Until June of 2018, I worked at Caliber as a mortgage loan processor while maintaining my mortgage licenses with the hopes of transitioning back into a sales position. Joining the Pysden Team was an easy decision for me. What better person to grow with, than my longest colleague and friend in the biz, who’s so carefully built a team stacked with some of those most intelligent, thoughtful, and experienced women in this industry.
On our team, I specialize in client services, which ranges from pre-approving and structuring purchase and refinance loans, lead generation and tracking, answering post-closing questions in addition to assisting Melanie by managing The Pysden Team. I have always prided myself on my efficiency, organization, being thorough and thoughtful and providing open communication. These qualities have served me well in this industry and allowed me the opportunity to build meaningful relationships with our borrowers and referral partners first hand, which is where I truly feel the value is.
When I’m not working, I enjoy being outdoors, whether that be playing sports, BBQing, hiking, camping, you name it! I was born and raised in the Pacific Northwest so I’m no stranger to adventuring in our beautiful environment rain or shine. As much as I love Mother Nature, my biggest source of happiness will always be, motherhood (see what I did there!). I am the proud mama to one hilarious and wild child that lights up my world. I’m so happy to be surrounded by wonderful, strong women and mothers who naturally care deeply for the people around them and the people we serve and look forward to the many successes we’ll have as a team.
I have been in the financial industry for over 9 years, starting out as a teller. Quickly, I progressed up to consumer loans and became interested in the mortgage side immediately after being immersed in loans. It took time, but I was finally accepted to join Caliber and the Pysden Team. They gave me a chance, and helped me in obtaining my mortgage license! Being a newer team member, I learn something new every day!
I am currently the refinance specialist/production assistant to the team. I will be the first point of contact to get your refi questions answered and if you’d like an estimate, I’m your gal! I also assist the team with gathering upfront documents and signatures and start most communication between the title companies. Being part of the Pysden team and the mortgage industry has been a great, and very eye-opening experience so far!
When work is finished for the day, I enjoy my time at home with my two Australian Shepherds and soon-to-be Husband. We bought a home in 2020, planning a wedding for 2021, and I can’t wait to see what the future holds for us. We enjoy being outside working on our new home, BBQing and local beer, and spending time with family and friends. I also enjoy red wine, soothing music I can sing along to, and being near any body of water when the weather calls for it.
Whether this is your first home purchase or your tenth, it will always be a big decision. As the Pre-Approval Specialist on the Pysden Team, I will be here for you to answer all of your questions and get you to the finish line and beyond. My passion is to learn about you and your home purchasing goals and help you achieve them.
My husband and I met while he was stationed at Whidbey Island Naval Air Station and we have been fortunate enough to utilize the VA loan twice. Knowing how the process works from the buyer's side helps me walk you through each step and assist you in any way I can.
In my youth, I had the opportunity to raise two Guide Dogs for the Blind and give back to the community through our local 4-H club. I was raised in the bicycle industry with a dad and brother who bleed riding. Being able to work side by side with my dad in his shop, I gained a strong work ethic and learned that getting to know your customers will take you far in any business.
Growing up in the PNW, I convinced my husband (originally from the East coast) that we should move to a place without rocks on the beach and where the water is warmer than the Pacific Ocean. We made our home in Charleston, SC for 7 years before packing up and moving back to this beautiful state in March of 2020. In my off time, I enjoy reading a good book, hiking, or biking with my husband and our dog Maggy and trying all of the local restaurants and breweries that Bellingham has to offer. We often find ourselves visiting family in Walla Walla, enjoying a good glass of wine, or frequenting one of the many local establishments on Main St.
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months