Josh and Kristin were the best! - Matthew - Everson, WA

Thanks to Josh notifying us, our mortgage is lower and we are saving money because of options we would not have persued unless Josh told us about them - Christopher - Ferndale, WA

Josh is a skilled and energetic champion of mortgages, proficient in finance and great at educating his clients! His team is supportive and helpful, they've held my hand through my initial mortgage process and now my refinance. - Megan - BELLINGHAM, WA

Josh and his team stayed on top of everything thruout the experience and got back to me with answers to questions. This not the first refi we have done with Josh and we would recommend him without hesitation. - Carol - BELLINGHAM, WA

Josh and his team were always available to answer my questions. They were upfront with costs and rates, and even watched the rates to make sure he locked me in at the best time. They were first rate. I would use Josh and Caliber Homes again. - Webster - Bellingham, WA

Joshua was very helpful, and got everything sorted out efficiently. We are happy with how the entire process went. - Jathan - Ferndale, WA

The communication, especially being remote, and with COVID, was always prompt, whether by call, e-mail or text. And the explanations given when needed were done in such a way to assure we understood. That is very valuable and gave us great confidence. - Nancy - SNOHOMISH, WA

Very easy to deal with. Smooth process, knowledgeable staff, fair rates. Got our loan closed on time even with covid going on. Very happy overall. Will def be back for more business - Chase - Bellingham, WA

Thanks again for all your work. Fastest Home loan I ever received. - Jeffrey - Mount Vernon, WA

Everything from start to finish was done with care and concern for our well being and needs! We couldn't be more satisfied with our service. - Brian - Spokane, WA

Joshua and his team are: 1. Extremely fast 2. Extremely clear communicators 3. Extremely pleasant to work with 4. Extremely detail oriented 5. Prioritized our needs Need I say more? - Kristina - Bellingham, WA

Great experience - Andrew - Lynden, WA

The knowledge Joshua has always impressed me. - Mark - CUSTER, WA

Josh and his team scored us a super interest rate and made the refinance process so simple! We wouldn’t work with anyone else. - Kristina - CUSTER, WA

Joshua really pulled through for us and was able to do a quick close and get everything wrapped up very well overall a great experience - Dustin - Blaine, WA

Joshua made sure we understood our loan and answered our questions in a way that made it easy to understand. - Jose - Lynden, WA

Josh was very helpful through out this process. We first met him when we took a first time home buyer class offered by caliber loans. Since then we've been in contact with him asking all kinds of questions to get the process started and just overall anything that was about home buying and home Lending. He was always very caring and supportive and able to answer any question we had to our satisfaction and understanding. I really appreciate the time and effort Josh put in. - Bronwyn - Lynden, WA

I was approved for my refinancing loan with a lower interest. - Mary - BELLINGHAM, WA

Joshua Henry's Magnificent personality and quality of work. He is exceptional at what he does and commitment to his clients There's no one like him. - Ronald - BELLINGHAM, WA

Josh walked us through the process and easily answered all of our questions. - Morgan - BELLINGHAM, WA

The personal input from Joshua and his staff - Dennis - Glacier, WA

Joshua exceeded my expectations. During a time when every lender is stretched thin and busy due to the market, Joshua made sure he answered my questions, and took his time to look at my application. I had actually applied with another lender and they treated me like another number and casted me away. But, Joshua made sure I would get my pre-approval letter before I left town. Now, because of him, I purchased my dream home! I am forever grateful for his time and patience. - Corrina - Bellingham, WA

Josh gave good advice in comparing/contrasting options based on my specific situations. He provided financial insight beyond just this refinance. He helped me pick a good time to try and lock in the best rate. Glad to have worked with him. - Carl - BELLINGHAM, WA

We love working with Josh! - Aaron - Bellingham, WA

Joshua responded to my questions and addressed my concerns promptly. Him and Kristin did a great job. - Brian - Blaine, WA

Even in a time of crazy uncertainty and with several obstacles this team was successful! - Joseph - BELLINGHAM, WA

Josh and his team were personal and hustled to get our loan in time for us to get our house in time, even with delays that were not on their end they made it happen and got the job done. - Dustin - Bellingham, WA

Joshua and his team went above and beyond in the loan process and got us a loan that many other lenders wouldn't attempt. We are grateful for him and his team. - Leah - Bellingham, WA

Josh Henry and his TEAM of dedicated professionals worked one on one (through email and phone of course... COVID) with us to custom tailor an excellent loan! Being such a massive financial commitment, Josh worked with us to help us understand the results of any choice we made. Josh maintained an exceptional balance between guiding our best choice and letting us make informed decisions that we felt capable of making. Record Low Rate! Really helped our family's finances! Great people too!!! - Andy - BELLINGHAM, WA

The communication was great. We were very happy with the process. The only thing that kept us in constant stress was the extra 10 day covid clause. where they would be able to close up to 10 days late if they were busy. this caused great stress not knowing until the very last second if we were to close on time. - Anastacia - Lynden, WA

We have used Josh now for our first home purchase and most recent, a refinance. Both can be a daunting task but Josh’s style of presenting information that makes sense to the common person was excellent, he made sure you understood everything, and always makes sure questions are answered and addressed. You can feel confident that your making the right financial choices with Josh. Great experience and you come out of it feeling like you have made a new friend. Highly recommend! - Hannah - SEDRO WOOLLEY, WA

Very informative, patient and helpful. Helped us ever step of the way! - Brenna - FERNDALE, WA

Joshua was very through and communicative. Whenever I had a question he answered it promptly and when there was a lot of information, he would call me to help me understand - Alexander - Vancouver, WA

He always get results and always has our best interests in mind. - William - Bellingham, WA

Josh listens, and then comes up with options that meet your needs. He gives good advice. He patiently explains anything that might be confusing. Not to mention he's about the friendliest person ever. - Peter - Bellingham, WA

Joshua and his team are so supportive and responsive. I did my initial house loan with Joshua, and again had a great experience this time around with the re-finance. Just made the process so easy. I heartily recommend Joshua and his team! - Shari - Bellingham, WA

Incredibly insightful and knowledgeable about the financial situation. Great advice from Joshua and great support from Clarissa. - David - Custer, WA

- Shane - Lynden, WA

Josh Henry and Kirstin Neighbors were terrific. Three years ago I was introduced to Josh Henry. Instead of seeing my credit score and telling me to go away Josh worked with me to help me get my score up. During that time my income increased and the original loan that I had applied for was nor longer optional considering i was making to much. Three years later I am now in my own home. That is thanks to Josh and the team he works with. - Kathleen - Mount Vernon, WA

Our refinance went just as smoothly as our original loan. Thank you, team! - Christina - Ferndale, WA

Joshua gave timely updates on the process of our refinance, and explained the details well in each step. - Jessica - FERNDALE, WA

Great experience working with Joshua Henry and team. Thanks - Ramandeep - Ferndale, WA

Josh's professionalism, coupled with a warm personal connection, made the transaction easy and filled me with confidence. Thank you! - Matthew - BELLINGHAM, WA

Always very friendly and clear communication. I feel like we are in good hands with Josh Henry and his team! - Lisa - Bellingham, WA

A very positive experience. Joshua and his team are very knowledgeable, and good at communicating through the whole process. Thank you! - William - Everson, WA

Josh and his team are great to work with. The process was extremely smooth and easy. Communication with his team was outstanding with constant updates and any question I had was answered quickly. I will recommend josh and his team to everyone I know. - Benjamin - Ferndale, WA

Josh was friendly and patient and answered any questions we had in a timely manner. - Cory - Ferndale, WA

Joshua Henry and his team always worked hard for us and treated us like a friend. They were always quick to answer any question we had. - Angela - LYNDEN, WA

After a big bank lender backed out at the last minute, Josh and his group saved the day for me. Not only did they fund my loan and save my deal, but they found me better terms than the previous lender had offered - David

knowing what was happening each step along the way. quick response when I had a question from Joshua and his team. - Richard - Blaine, WA

After a big bank lender backed out at the last minute, Josh and his group saved the day for me. Not only did they fund my loan and save my deal, but they found me better terms than the previous lender had offered - David - Bellingham, WA

Josh was always there when I had a question, and always explained things in an easy-to-understand way that made me feel comfortable when making decisions. His communication was consistent and thorough throughout the process, and I would be happy to recommend him to anybody. - Shane - Bellingham, WA

Joshua was great to work with during my refinancing process. He was happy to answer my questions and provided great insight and knowledge throughout the process. - Daniel - Bellingham, WA

Joshua and his assistant Clarissa provided excellent support and guidance during my recent refinance. I knew from previous experience that I could trust Joshua’s expertise when it came to making moves to improve my credit or towards getting the best loan for me with the best possible interest rate. I will continue to work with him and recommend him to anyone who is thinking about buying their first home, refinancing, or just preparing for future. - Brittany - Bellingham, WA

This was our third time working with Josh. He has made all three refinances seamless and enjoyable. We value his friendly demeanor, communication,attentiveness and personality. A++++ THANK YOU! - Cameron - Ferndale, WA

Very professional, speedy, and organized! - Seth - BELLINGHAM, WA

Josh and his team were absolutely OUTSTANDING! As a first time home buyer, I had no previous knowledge of the lending process and Josh helped me understand what was happening every step of the way. Josh and his team were easy to get ahold of and communicate with. Josh simply went above and beyond to ensure that I knew what to expect from the process and to guide me through every step. I would 110% recommend Josh, his team, and Caliber Home Loans! - shanonkempt

Friendly, detailed, through, matching our needs and questions, fast responses, we felt very cared for in the process. Best experience with a lender by far! - Evonne - Bellingham, WA

Thank you and your team for your responsive and for working so hard to get our loan processed so we could close on time. I know it was difficult givien we had a short timeline. Everyone in your office was wonderful to work with. - Elizabeth - BELLINGHAM, WA

Josh and his team were absolutely OUTSTANDING! As a first time home buyer, I had no previous knowledge of the lending process and Josh helped me understand what was happening every step of the way. Josh and his team were easy to get ahold of and communicate with. Josh simply went above and beyond to ensure that I knew what to expect from the process and to guide me through every step. I would 110% recommend Josh, his team, and Caliber Home Loans! - Shanon - Pullman, WA

Loved that caliber home loans helped up get where we are at today with our credit and helped us get ready to buy a house and let us know what we were signing up for and let us know thats its an investment for our kids and us!!! - Melanie - Bellingham, WA

Joshua is amazing. He takes time to explain everything and is very helpful through the entire process. He knows his stuff and I have no hesitation to send anyone to him. - Jason - Lynden, WA

I have worked with Josh for a handful of purchases and refinances and he always delivers excellent service. I am sure Josh is very busy with historically low rates, but you wouldn't know it. In fact with all the communication and updates you receive from Josh and his team you'll feel like his only priority. - davidoconnor360

Joshua Henry is extremely knowledgeable and exceptionally pleasant. He returns calls quickly, and makes this process easy. He and his team are fantastic. I highly recommend his service. - Melissa - Lynden, WA

I have worked with Josh for a handful of purchases and refinances and he always delivers excellent service. - David - Bellingham, WA