Josh was informative, quick to respond to my questions and easy to work with! Thanks so much for all of your hard work on my refi!! - Jennifer - BELLINGHAM, WA

As a first time home buyer I was nervous about the lending process. Josh dedicated the time to walk me through the process and the information I would need to know to be able to make an informed decision about my lending options. Throughout the process Josh’s team remained engaged and willing to answer any of my questions. Huge thanks to Kristin who was instrumental! With their support, I had a seamless experience. Thank you Josh and Kristin! - Kendra - Seattle, WA

From the very beginning, Joshua was so helpful and extremely knowledgeable. He really took the time to answer our questions through the entire process. We are glad we worked with Joshua because we felt confident in our decisions and are now living in our dream home! - Amanda - Bellingham, WA

It was quick, and easy! Best of all I didn't even have to leave my house!! - Tamara - Bellevue, WA

Quick communication. Thinking outside the box. Explaining legal jargon when needed. Attention to detail and conversations through the whole process made us feel valued and important. - Timothy - Blaine, WA

The caliber team is awesome! - Alicia - Ferndale, WA

Josh was so easy to talk to, super informative, and available anytime - Katelin - Blaine, WA

Josh and Kristin were the best! - Matthew - Everson, WA

Thanks to Josh notifying us, our mortgage is lower and we are saving money because of options we would not have persued unless Josh told us about them - Christopher - Ferndale, WA

Josh is a skilled and energetic champion of mortgages, proficient in finance and great at educating his clients! His team is supportive and helpful, they've held my hand through my initial mortgage process and now my refinance. - Megan - BELLINGHAM, WA

Josh and his team stayed on top of everything thruout the experience and got back to me with answers to questions. This not the first refi we have done with Josh and we would recommend him without hesitation. - Carol - BELLINGHAM, WA

Josh and his team were always available to answer my questions. They were upfront with costs and rates, and even watched the rates to make sure he locked me in at the best time. They were first rate. I would use Josh and Caliber Homes again. - Webster - Bellingham, WA

Joshua was very helpful, and got everything sorted out efficiently. We are happy with how the entire process went. - Jathan - Ferndale, WA

The communication, especially being remote, and with COVID, was always prompt, whether by call, e-mail or text. And the explanations given when needed were done in such a way to assure we understood. That is very valuable and gave us great confidence. - Nancy - SNOHOMISH, WA

Very easy to deal with. Smooth process, knowledgeable staff, fair rates. Got our loan closed on time even with covid going on. Very happy overall. Will def be back for more business - Chase - Bellingham, WA

Thanks again for all your work. Fastest Home loan I ever received. - Jeffrey - Mount Vernon, WA

Everything from start to finish was done with care and concern for our well being and needs! We couldn't be more satisfied with our service. - Brian - Spokane, WA

Joshua and his team are: 1. Extremely fast 2. Extremely clear communicators 3. Extremely pleasant to work with 4. Extremely detail oriented 5. Prioritized our needs Need I say more? - Kristina - Bellingham, WA

Great experience - Andrew - Lynden, WA

The knowledge Joshua has always impressed me. - Mark - CUSTER, WA

Josh and his team scored us a super interest rate and made the refinance process so simple! We wouldn’t work with anyone else. - Kristina - CUSTER, WA

Joshua really pulled through for us and was able to do a quick close and get everything wrapped up very well overall a great experience - Dustin - Blaine, WA

Joshua made sure we understood our loan and answered our questions in a way that made it easy to understand. - Jose - Lynden, WA

Josh was very helpful through out this process. We first met him when we took a first time home buyer class offered by caliber loans. Since then we've been in contact with him asking all kinds of questions to get the process started and just overall anything that was about home buying and home Lending. He was always very caring and supportive and able to answer any question we had to our satisfaction and understanding. I really appreciate the time and effort Josh put in. - Bronwyn - Lynden, WA

I was approved for my refinancing loan with a lower interest. - Mary - BELLINGHAM, WA

Joshua Henry's Magnificent personality and quality of work. He is exceptional at what he does and commitment to his clients There's no one like him. - Ronald - BELLINGHAM, WA

Josh walked us through the process and easily answered all of our questions. - Morgan - BELLINGHAM, WA

The personal input from Joshua and his staff - Dennis - Glacier, WA

Joshua exceeded my expectations. During a time when every lender is stretched thin and busy due to the market, Joshua made sure he answered my questions, and took his time to look at my application. I had actually applied with another lender and they treated me like another number and casted me away. But, Joshua made sure I would get my pre-approval letter before I left town. Now, because of him, I purchased my dream home! I am forever grateful for his time and patience. - Corrina - Bellingham, WA

Josh gave good advice in comparing/contrasting options based on my specific situations. He provided financial insight beyond just this refinance. He helped me pick a good time to try and lock in the best rate. Glad to have worked with him. - Carl - BELLINGHAM, WA

We love working with Josh! - Aaron - Bellingham, WA

Joshua responded to my questions and addressed my concerns promptly. Him and Kristin did a great job. - Brian - Blaine, WA

Even in a time of crazy uncertainty and with several obstacles this team was successful! - Joseph - BELLINGHAM, WA

Josh and his team were personal and hustled to get our loan in time for us to get our house in time, even with delays that were not on their end they made it happen and got the job done. - Dustin - Bellingham, WA

Joshua and his team went above and beyond in the loan process and got us a loan that many other lenders wouldn't attempt. We are grateful for him and his team. - Leah - Bellingham, WA

Josh Henry and his TEAM of dedicated professionals worked one on one (through email and phone of course... COVID) with us to custom tailor an excellent loan! Being such a massive financial commitment, Josh worked with us to help us understand the results of any choice we made. Josh maintained an exceptional balance between guiding our best choice and letting us make informed decisions that we felt capable of making. Record Low Rate! Really helped our family's finances! Great people too!!! - Andy - BELLINGHAM, WA

The communication was great. We were very happy with the process. The only thing that kept us in constant stress was the extra 10 day covid clause. where they would be able to close up to 10 days late if they were busy. this caused great stress not knowing until the very last second if we were to close on time. - Anastacia - Lynden, WA

We have used Josh now for our first home purchase and most recent, a refinance. Both can be a daunting task but Josh’s style of presenting information that makes sense to the common person was excellent, he made sure you understood everything, and always makes sure questions are answered and addressed. You can feel confident that your making the right financial choices with Josh. Great experience and you come out of it feeling like you have made a new friend. Highly recommend! - Hannah - SEDRO WOOLLEY, WA

Very informative, patient and helpful. Helped us ever step of the way! - Brenna - FERNDALE, WA

Joshua was very through and communicative. Whenever I had a question he answered it promptly and when there was a lot of information, he would call me to help me understand - Alexander - Vancouver, WA

He always get results and always has our best interests in mind. - William - Bellingham, WA

Josh listens, and then comes up with options that meet your needs. He gives good advice. He patiently explains anything that might be confusing. Not to mention he's about the friendliest person ever. - Peter - Bellingham, WA

Joshua and his team are so supportive and responsive. I did my initial house loan with Joshua, and again had a great experience this time around with the re-finance. Just made the process so easy. I heartily recommend Joshua and his team! - Shari - Bellingham, WA

Incredibly insightful and knowledgeable about the financial situation. Great advice from Joshua and great support from Clarissa. - David - Custer, WA

- Shane - Lynden, WA

Josh Henry and Kirstin Neighbors were terrific. Three years ago I was introduced to Josh Henry. Instead of seeing my credit score and telling me to go away Josh worked with me to help me get my score up. During that time my income increased and the original loan that I had applied for was nor longer optional considering i was making to much. Three years later I am now in my own home. That is thanks to Josh and the team he works with. - Kathleen - Mount Vernon, WA

Our refinance went just as smoothly as our original loan. Thank you, team! - Christina - Ferndale, WA

Joshua gave timely updates on the process of our refinance, and explained the details well in each step. - Jessica - FERNDALE, WA

Great experience working with Joshua Henry and team. Thanks - Ramandeep - Ferndale, WA

Josh's professionalism, coupled with a warm personal connection, made the transaction easy and filled me with confidence. Thank you! - Matthew - BELLINGHAM, WA

Always very friendly and clear communication. I feel like we are in good hands with Josh Henry and his team! - Lisa - Bellingham, WA