425-466-7011
844-332-7342
777 108th Avenue NE Suite 1700 Bellevue WA 98004
rhonda.marinkovic@caliberhomeloans.com
I am passionate about helping people with their mortgage financing. With more than 30 years in the industry, navigating through several economic cycles, and experiencing several different lending platforms, I have the experience needed to help you with your mortgage needs. Working with the First-Time Homebuyer I have taught First Time HomeBuyers Classes for many years. Those who are preparing to enter the buying market get an opportunity to learn the process and educate themselves on the what, why and how of the loan experience. My belief is that if the first experience is completed with intention, it sets them up for success on their next buying experiences. When the loan is ready to close, these buyers are comfortable and confident about their decision to buy and the signing is a celebration of the next era in their lives as homeowners.
The Experienced Borrower The questions of an experienced borrower are different. They are looking to structure the mortgage within their overall financial picture. This means working with me to review their goals and needs so that I give scenarios with data this borrower needs to make that decision. This can be buying a larger home, refinancing to pull cash to pay off debt or invest, purchasing an investment property, or downsizing for the retirement years. I work well in tandem with the Financial Planner and CPA to make a cohesive plan that leaves borrowers sleeping peacefully at night.
On a Personal Note I grew up in the Pacific Northwest and am a daughter to parents who were each in the mortgage industry (I tease them about having damaged DNA), and while they did not introduce me to the industry directly, I found that it quickly became such a wonderful fit for me professionally, that it was almost providential.
The love of travel is also a passion and I took some time off to travel and live in Europe for about 4 years, volunteering for Teen Challenge, an organization who helps young people with life controlling problems. I have lots of stories, but my favorite one is that during one of these times living in Croatia, I met my husband who is also passionate about helping people.
And of course, the kids are a big part! My husband and I have 2 amazing kids; one girl (at Gonzaga U) and one boy (at Seattle Prep). Both are excellent students and LOVE sports. You will find us nearly every weekend on a basketball court. I love to talk about sports. And kids. And mortgages.
Rhonda is absolutely fantastic. Very timely with everything. I would highly recommend to anyone. - Avery - Briar, WA
Rhonda was great walking us through the whole process and was able to get back to us any time of the day. We are very thankful we had Rhonda by our side for the purchase of our first home. Couldn’t have done it without her! - Logan - Briar, WA
Rhonda was always available for questions and was super clear with what was needed. Both her and Destri made the experience pleasant and easy. - Anthony - Arlington, WA
Rhonda was above and beyond attentive and helpful every step of the way. We could not have asked for an easier transaction fir what I know was a complicated situation. - Bryan - Lake Forest Park, WA
Throughout the process, Rhonda took time to explain the information in a digestible way, which is no easy feat IMO due to the complexity of buying/refinancing a home. Whenever we asked a question, we never had to wait more than 24 hours for an answer (even on the weekend) and she always presented her and her team as very approachable and really trying to help us and care about our needs and closing. Whenever we have worked with Rhonda, it feels as if it is ‘not just a job’ - Valerie - EVERETT, WA
Informative, honest, quick response times. - Christopher - EVERETT, WA
Rhonda was awesome! - Kyle - Lake Stevens, WA
Rhonda always has your back. It's reassuring to know she's doing everything she can to make it look like you want or need. - Dianna - SEATTLE, WA
Rhonda and her associate were INCREDIBLE, always on top of things ... answered my questions BEFORE I had a chance to ask them! - Martha - EVERETT, WA
Rhonda was great and really worked with me to answer all my questions and went above and beyond to find the perfect loan for me! She made everything absolutely painless! - Matthew - MARYSVILLE, WA
Great experience! - Jennifer - BOTHELL, WA
Rhonda is THE reason we return to Caliber for loans over many, many years. She is extremely knowledgeable, efficient, responsive, and dedicated to any task at hand. Rhonda makes us feel like we are her only clients! - Christine - BRUSH PRAIRIE, WA
Great Job! - Joseph - RENTON, WA
Rhonda is great to work with and very efficient. - Valerie - SEATTLE, WA
Rhonda was easy to work with and very responsive. Thanks! - Beret - Bellevue, WA
Rhonda is a great communicator. We knew what was happening at each step of the transaction. She also explained the WHY behind certain requests, which always makes it easier to jump on board. It was a super smooth and seamless transaction thanks to her quick responses and organizational processes. Thank you for our easiest refinance ever! - Wade - KENMORE, WA
Rhonda took care to be sure I understood exactly what was happening and when it would happen. As a first time home-buyer, this was very appreciated! She was extremely communicative, quick to respond and always knew the answer to my questions. She made me feel comfortable and confident in such an important and potentially daunting transaction. - Maxine - Seattle, WA
It was very quick and easy to get the information uploaded. I needed a little assistance in the beginning but Rhonda never made me feel like I was a bother. The clear communication I received every step of the way made it so I had really no questions. - Alicia - KIRKLAND, WA
The process moved smoothly and quickly. Throughout the entire process, Rhonda kept me posted on the status of my application and what to expect next. I have zero complaints! - Christopher - SEATTLE, WA
I have worked with Rhonda on several loans and refi's and she is amazing! She is always very helpful and walks me through what I don't understand. She goes above and beyond on helping me with my little "would I be able to..." projects even if they don't result in transactions for her. I rarely do recommendations, but every time I hear someone say they are looking to buy or refi I offer up Rhonda. - Janelle - LYNNWOOD, WA
From start to finish, Rhonda was professional, responsive, and friendly. The best experience with financing or refinancing a home ever. - Stephen - SEATTLE, WA
Very helpful and quick responses - Avery - MOUNTLAKE TERRACE, WA
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months
Refinancing your existing mortgage may be easier than you think.
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Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
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Do you have questions about lower down-payment options?
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Refinancing your existing mortgage may be easier than you think.
Learn More >>
Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>
Do you have questions about lower down-payment options?
Learn More >>
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