Phil and Kirsi are an unbelievable team - they take the time to explain things so that anyone can understand, are organized and efficient, and genuinely nice people. Despite record amount of loans in the industry and a lot on their plate as a result, they take the time to make you feel like their only custom - a hallmark of incredible service. Thank you, Phil and Kirsi!! - Paul - ISSAQUAH, WA

Phil and his staff are so responsive and fantastic! Phil always takes time to answer all my husband's questions (even if it is 8:00 at night). We enjoy working with him. - Elisa - ISSAQUAH, WA

Phil and Kirsi were very communicative and quick to answer all questions! I have had a seamless mortgage refinance experience. - Brenda - SEATTLE, WA

Phil was an exceptional loan consultant. He made us feel very comfortable during the whole process and walked us through each step. Both Phil and Kelsey were thorough, communicative and efficient. We will definitely work with them again for any future needs and would highly recommend Caliber to all our family and friends. - Ashley - Lynnwood, WA

Excellent communication & the timeline estimated for completion was right in line. - Kenneth - BOTHELL, WA

Phil is wonderful! We’ve done both our initial home loan process and our refinance through him and Caliber. We were first time home owners and I felt like he really kept our best interest in mind. Our communication was effortless and he would call me the moment I had any type of question. Phil also never lost patience or made me feel uneducated as I asked a million different questions navigating this new process. Highly recommend!! - Amanda - SEATTLE, WA

Phil’s team kept us updated every step of the way! Great communication and available for any questions we had! It was apparent to us that he had our best interests at heart. We highly recommend Phil at Caliber Home Loans. - Ross - Mill Creek, WA

Amazing PERSONAL service from both Phil and Kirsi. They answered all my questions and were so responsive. I feel like we established a great relationship and I'm excited to work with them again. - Di - Federal Way, WA

Our refinance went quickly and Phil and his staff were great at communicating every step of the process - Christopher - SPOKANE, WA

We have worked with Phil on multiple transactions and every one of them has been smooth and flawless. Phil is a straight shooter who doesn’t make promises he can’t keep and it is very apparent that honesty and integrity come first and foremost. He and Kirsi make a great team and were very communicative through every step of the process - which we appreciated. We will most certainly be using Phil again in the future. Thank you! - David - SNOHOMISH, WA

Phil and his team went above and beyond to expedite our refinance. Very responsive and helpful! - Eileen - BOTHELL, WA

Phil and Caliber tailored our loan to our needs and circumstances, and locked in super low interest rate. - Robert - MUKILTEO, WA

Love working with the Phil Boos team!!! - Christine - KENMORE, WA

Phil and Kelsey were amazing and we will 100% be referring friends and family in any future property purchases. They were wonderful to work with and made the whole process so much easier. - Chelsea - Sedro Woolley, WA

Phil and his team were always available to answer my questions and made the process increadably easy! Thank you!!! - Ptesanwin - MARYSVILLE, WA

I'm very happy with Caliber loans and Phil Boos- I would recommend both without hesitation or qualification. What particularly impressed me is that Phil reached out to me with a better deal than I was currently getting. - Samuel - SEATTLE, WA

From start to finish my transactions are always smooth & clearly communicated with Phil & his team. Thank you! - Brianna - SEATTLE, WA

With Phil and those who work with him, you are much more than a client. They care about you and get to know you personally. The proper time is always taken to ensure you're comfortable, informed and understand the whole process. - Marty - LYNNWOOD, WA

Phil is a scholar and a gentleman. Excellent communication. Great service. 10 out of 10! - Sean - Spokane, WA

Phil always makes the refinance process so simple. We love working with him. Phil and his staff take great care or their clients. I would recommend him to everyone. - Marc - BELLEVUE, WA

Phil was super responsive, replying to emails immediately. He also took the time to explain everything to me on the phone when ever I needed more info. I’ll be using Phil for any future home loans that I need. - Damon - SEATTLE, WA

Creative, proactive, and flexible. - Robert - SEATTLE, WA

- Sarah - RENTON, WA

Phil and his team are super responsive and knowledgeable. I'm pretty sure I never waited more than 1 hr for a response, even outside of work hours. Phil and team made the home loan process shockingly easy. I'm very happy with the service I received and would happily recommend Phil and Caliber to any friends looking to purchase a home. - Laura - Seattle, WA

Phil and Chrystal made this whole process seamless. Thank you! - Mina - SEATTLE, WA

the best.. Phil was excellent, the team with Kelsey, outstanding - Samuel - Yuma, AZ

Thanks Phil! You made the process very easy, and you were able to get this done a lot faster than your original estimate. That was great! Thank you! - Kristina - MAPLE VALLEY, WA

Thanks Phil! I appreciate the help, and advice you shared through the process. - Jason - MAPLE VALLEY, WA

Great communication & attention to every detail along the way. - Leslie - Seattle, WA

Phil and Kelsey were very efficient and responsive from the first day. Any questions were answered clearly and quickly. They made the loan process very easy and less stressful. Thank you so much! - Ana - Auburn, WA

Phil was personable, committed to getting me a great loan, and always available to chat through details. Would highly recommend. - Jeffrey - Seattle, WA

Working with phill was a very amazing experience, and we enjoyed how fast everything went from summiting all the information to the day of closing, i would recommend phill 100% and we will use him for our future homes. - Fredy - Auburn, WA

Phil was the friend we didn’t know we needed, he worked nights and weekends and got us moving in the right direction from the moment we first spoke. Phil magically sent us a pre-approval letter the morning of our scheduled walk through of a house that was doing offer reviews that evening. Because of Phil’s speed and communication we were able to put in a competitive offer on the house. My wife and I then answered a few questions sent in paperwork and closed in 25 days!! - James - Puyallup, WA

Phil was amazing. Incredibly responsive and available, and added a great personal touch. The conversations were good, and very transparent of the process we had to go on. I could not be more impressed by Phil and his office. - John - Sherwood, OR

Patient, friendly, efficient, great advice and great outcome - Geoffrey - Seattle, WA

I had a few concerns about my home loan especially when it seemed that might fall short of the 20% down payment that's necessary to obtain a conventional loan, but Phil assuaged my concerns by providing expert, knowledgeable, options to address each concern, while not forcing me to choose any particular option. Phil was personable and friendly through the whole loan application/approval process. - Caesar - Everett, WA

Working with Phil (and his team later on in the process) was fantastic! He was always available and answered all of the questions we had with detailed and helpful answers. Phil took the time to work with us through many options over the course of our home buying process and I am confident that we received the best option available to us in the end. I will definitely work with Phil again would recommend him without hesitation to anyone in need of a home loan or the other services he offers. - Alan - Shoreline, WA

This was the smoothest mortgage experience I've ever had! - Steven - KENT, WA

Phil made this process so easy for us. He was always available to answer our questions. He provided the assistance and guidance that made this the easiest and quickest transaction. We appreciated his knowledge and professionalism throughout this entire experience. - Marie - ISSAQUAH, WA

Steps of the loan process were clearly laid out and communications were timely and well transmitted. - Steven - ISSAQUAH, WA

Everyone was very helpful and communicated well. We were walked through each step of the loan process and responses to our questions were expedient. They provided us clear and detailed info, along with guiding us with suggestions which we really appreciated. They made a stressful event such as home buying an easy and quick experience. - Patricia - Renton, WA

I can't think of anything that Phil and Kelsey could have done better than they did. Everything went perfectly smooth. Communication was great. There were no adverse issues at all, and that's really all I can ask for. If you are looking for a home loan, I recommend them without reservation. - James - Edmonds, WA

Working was easy and Chrystal was very supportive during and after their office hours. Answered all my queries and ready to help any time. - Sohin - BOTHELL, WA

Speed. Always answered questions. Never felt dumb. Thanks! - Alvaro - Seattle, WA

They where there for us every step of the way. Any changes they where quick to notify us and answered all questions we had. Very easy to get ahold of and was never an issue to where I could not get into contact. - Corey - GRANITE FALLS, WA

Phil and team zeroed in on exactly what I wanted - which was waiting to see when (if) rates fell low enough where my monthly refinance savings would have a simple payback period of ~2 years. He understood exactly what I wanted, only bringing up opportunities that were a good fit. When it came time to pull the trigger, the process was easy. - Mathew - Edmonds, WA

Great service - Reese - Bainbridge Island, WA

Phil does a fantastic job of looking for value opportunities for his clients. He is excellent at communicating and following up on questions. His whole team is phenomenal at what they do and I would strongly recommend working with them to anyone! - Arianna - Seattle, WA

Phil and everyone I worked were extremely kind and helpful. They provided me the information I needed and helped me achieve a fast and successful close. - Daniel - Bellevue, WA

Phil and his team made this potentially nerve wracking process glide seamlessly. Phil ran numbers and created a loan that was just above what I was paying as rent. I didn’t think that was possible! Phil and his team are consummate professionals, and an absolute pleasure to work with. I couldn’t have hoped for a better experience. - Jennifer - Edmonds, WA

Phil walked us through each step of the process making sure we were able to make the best decision for our refinance. The team was also great throughout the process making sure we knew exactly what was next and what to expect. - Sean - Burien, WA

Chrystal was great and very professional in every way. She answered all of our questions in a timely manner and was very helpful and always available. - Donna - BELLEVUE, WA

In spite of an overwhelming amount of refinancing business as a result of the current economic conditions Phil and his staff kept us informed of the status of our refinance application. They were knowledgeable and exceptional with their patience as we went through the mountain of data required to process our request. The best news is that our application has been completed. - Hugh - BELLEVUE, WA

Provided the right amount of information, right on the point. - Huseyin - Bellevue, WA

Phil and his team made it so easy for me to purchase my dream home. Thanks a LOT for your support!!! - Thuy - Kent, WA

Excellent service. Very responsive and knowledgeable team. I could not be happier. - Narges - Sammamish, WA

Phill is very professional and knowledgeable at all times, this is my third times that I am working with phill. He not only is our loan officer but also he became our family friend .always keeping me aware of everything that was happening, If I had any questions he was always available to answer even after work hour . This was my second refinance , it was longer and more proceeds because of COVID 19 but they got it done . I really enjoyed working with him and Crystal who also is awesome . - Shahrokh - Sammamish, WA

Phil was communicative, consistently helpful and highly efficient in all matters of our home-buying experience. As first timers, he really took us under his wing to run us through the terminology and basics of lending/buying. Consequently, we never felt overwhelmed or ill-equipped throughout the process. His team was thorough and always quick to reply to our questions/concerns. We'd certainly go with Phil and Caliber again in the future should we have a need. - RYAN - Seattle, WA

All the staff are very helpful and on top of any issues that came up during the refinancing process. This made the refinancing a very pleasant experience. - Jeffrey - ENUMCLAW, WA

Great experience so easy and simple - Kyle - ENUMCLAW, WA

Phil Boos is the greatest! - James - SEATTLE, WA

Very great experience by working with Phil and his team, very knowledgeable and do things super quick. Looking forward to future cooperation as well - Yan - Seattle, WA

Kelsey Flerx and Philip were both very helpful and supportive. They kept me on task and got the work done in an extremely timely fashion. Excellent! - Stephen - RENTON, WA

Great communication, from start to finish. - Gloria - PEORIA, AZ

My experience with Phil and team was amazing. Phil They were always extremely knowledgeable, approachable, and fast to respond. As a first time home buyer I went into the process without much knowledge about what goes into it. Phil broke it all down and simplified things for me and really went above and beyond in letting me know what to expect along the way. I confidently can say he and his team were in my corner along the way. Plus they are very friendly easy to connect with. Highly recommend! - Rocky - Des Moines, WA

Phil looked out for our best interest. He paid attention throughout the entire process, checking in at important points thru the refinance and making sure we understood all the details. There is no other Mortgage Advisor that works this way, really taking care even when it’s a busy time in the mortgage refinance business. Want the best? Talk to Phil. - Troy-Skott - SEATTLE, WA

Phil, Chrystal, Pam and the rest of the team were outstanding! This has truly been one of the best customer service experiences I have ever had. Information was timely and clearly explained. I felt comfortable asking questions and was responded to with pertinent information and resources if needed. Phil prepared me when there were changes to our application and explained the steps the whole way through the loan process. I hope I get to work with this group again. Sean Egan - Sean - CARNATION, WA

Phil and his team were top notch professional and made the whole process seem simple. Would definitely give referrals - Derek - BOTHELL, WA

TENACITY sums up the drive that Phil Boos and team have to get a loan approved on behalf of the client. My wife and I brought a challenging situation to Phil and he never waivered from a game plan and drive to completion for us. Phil and his associate Kelsey were courteous, professional, and friendly. They provided excellent updates and status reports throughout the whole process. It took about six weeks from the time we initially spoke with them to the point where the process was complete. - Michael - EDMONDS, WA

Phil was great about communication with emails or a phone call , Phil and Crystal where great to work with and made the refinance very easy. - Eduardo - VENTURA, CA

Phil is very knowledgeable and helpful. He made sure we made deadlines and made the process relatively easy - Kimberley - Lacey, WA

Phil and his team are something special. Been with him for years and looking forward to many more! God Bless! 🙏🏼 - Nassim - Bothell, WA

Phil & Team know their business, make good recommendations, and communicate clearly. - Walter - MERCER ISLAND, WA

Very kind and knowledgeable staff. Always available to answer questions immediately. Excellent service from start to finish with the refinance of my home. - Dana - BELLEVUE, WA

Quick responses, the team took care of everything and got us the best deal. Every step was simple. - Erin - EVERETT, WA

Absolutely a pleasure working with Phil and his team. By far the best mortgage experience I’ve ever had. Will recommend them to anyone and everyone I know!! - Christine - KENMORE, WA

Phil and his team are great! We processed our original mortgage with Phil and now just went through a refinance with him as well. He and his team are very responsive to any questions or concerns that we had and always tookk their time to make sure we understood what was happening. In both our original mortgage and the refinance, we always felt that Phil and his team had our best interests in mind. I would highly recommend Phil! - Brian - Seattle, WA

They're obviously a busy firm, but Phil was always in direct communication with us if there was any delay at all in the process. We closed on time and with all our questions answered! - Kristin - Edmonds, WA

This company is lucky to have someone like Phil and his team. I've sent him referrals after referrals and will never do business with another person. He has my huge family's business forever. There has never been an issue or situation that made me upset. I have and always will trust him and go to him for future refinance or purchase needs. - Steven - TACOMA, WA

Phil and Kelsey made our home buying experience perfect. I figured it would be so much more difficult than what we had to go through. Can't recommend them enough. - Jacob - Seattle, WA

Everything was super easy and smooth. Anytime we had a question, it was answered quickly and clearly. Everyone on the team was very friendly and easy to deal with. - Justin - Orting, WA

Phil is awesome! He kept me informed along every step of this process, which was great! He was a consummate professional, easy to get ahold of, extremely patient and informative. I’ll recommend him to anyone and everyone! Thanks so much Phil! - TIMOTHY - Port Orchard, WA

Phil is super creative, flexible, and responsive. - Robert - Seattle, WA

Mr. Phil Boos helped my buying my first house and, this time, helped me to refinance it. When I planned the refinance, I had no doubt that I would ask him. He got me best options 4 years ago - when buying - and this time, too - to refinance. He and his team were prompt, precise and nice as well. I would definitely recommend him to my friends. - YOUNG - BOTHELL, WA

Phil and his team were professional, communicative, knowledgeable, and honest. I knew he had my family’s best interest at heart. The entire process was seamless and I would highly recommend Phil Boos to any family or friends. - Krystal - SNOHOMISH, WA

Phil really listened and worked to find us the right option for our personal needs. - Sarah - Renton, WA

Phil has taken the time to understand our situation and needs. So, we’re not wasting time on irrelevant topics and tasks. We’re focused on what works for us. - Amy - San Carlos, CA

Phil is gifted at what he does. The process was smooth and easy with open communication. I would and have highly recommended Phil to others. - Jason - Renton, WA