Super easy to work with. Great team. - Shaun - NAMPA, ID

Phil Boos’s guidance and practical advise for me and my family. - Gerard - Orting, WA

I've heard horror stories about going through refinancing but with Phil and his team my experience was great. From start to finish it was an easy process and I would definitely recommend Phil/Caliber to anyone looking to get a home loan or refinance. - Sean - Fall City, WA

It was great- communication was organized and everything seemed seamless. - Mary - Snohomish, WA

Phil and his team did a great job staying on top of my loan. - Ryan - Snohomish, WA

Phil made it great! He made the process straight forward and easy to understand for me as a first time home buyer. - James - Snohomish, WA

Phil and the team are great! Highly recommended. - Sally - PACKWOOD, WA

Highly recommend! - Cassandra - Snohomish, WA

This is my 3rd time working with Phil and his team. Always top notch and the best service possible. I've recommended several of my friends to him who have utilized him for purchases and re-financing. His clear communication and knowledge of the industry makes it super easy to do business with. He's incredibly honest and will tell you flat out if you are making a decision not worthwhile. He's the only person I trust when it comes to my home loans. - Jared - Kent, WA

It was our pleasure working with Phil and his staff at Caliber Home Loans - very professional and nice people. Phil gave us a good product and exceptional service every step through the process, all the way through closing. We really needed to close ASAP, Phil and his team made it happen - a week earlier than originally expected. Great job, many thanks! - Yevgeniy - Everett, WA

Very friendly and great communication! - Julie - SEATTLE, WA

Pretty fast and easy process. - William - Kenmore, WA

Great communication and wonderful results - Nahal - GILBERT, AZ

Phil and Kelsey were both excellent. They helped me understand every step of the process in as much detail as I asked for and were always extremely responsive. Would be happy to work with them again. - Alexander - Seattle, WA

Easy to reach, quick to respond, gets the job done! - Scott - KIRKLAND, WA

Phil and Kelcey were very helpful and responsive! Really enjoyed working with them. - Eric - OROVILLE, WA

immediate response via email or phone - Junko - HILO, HI

Phil and Ashley have been great to work with! - Kathryn - REDMOND, WA

As this was our first home purchase, it was extremely helpful how informative and transparent the team was. Additionally, response time was spot on! - Joseph - Des Moines, WA

Phil Boos is always available to answer our question through emails, calls and texts, From day 1 till the closing day! - Shilpi - BOTHELL, WA

Phil had been extremely easy to work with and always responds to any questions or concerns within minutes. Great communication and care. - Trevor - LAKE STEVENS, WA

Great communication, and very informative. - Michael - SEATTLE, WA

Coming into the refinance process I was worried it would be a really confusing, complicated, and lengthy process. I am happy to say it was nothing of the sort. Phil and his team provided me with a detailed list of everything I would be responsible for as well as a detailed overview of what to expect thought the process. The team is extremely responsive and helpful. Phil and his Team went the extra mile to give me all the support I needed. Their customer service is amazing! - Erin - DUVALL, WA

Change nothing your awesome! - Michelle - SEATTLE, WA

Phil and his team were fantastic! They made my refinance experience very easy and were happy to explain everything along the way. They helped to decrease my monthly mortgage by over $200. I also got quite a bit of money back when the refinance closed. I would highly recommend Caliber to anyone looking to buy a home or to refinance! - Julie - WOODINVILLE, WA

Phil and Kelsey are quite a team. Phil made sure that everything about the loan and the decision we were making was aligned with our financial goals. Kelsey and her team made sure we knew where we were in the process, answered questions quickly and checked in to see if we had everything we needed along the way. This kind of service in the mortgage business is unheard of! I've never had a better refi experience than that which this team provides. - Troy-Skott - SEATTLE, WA

Phil and Kirsi provided timely and very helpful information. They offered flexibility and took immediate action on my requests. - Mark - REDMOND, WA

Phil is an amazing mortgage broker, I had the best experience possible in buying a new home with him. His professional skill and his team mate - Kelsey helped me to navigate all the challenges and make well informed decisions throughout the process. I am very satisfied and really grateful with his service. I highly recommend him to anyone who wants to finance a home. - Seung - Kirkland, WA

Phil and Kelsey made the refi process incredibly easy and they were great to work with! - Sarah - SNOQUALMIE, WA

Great communication and process. Well done! - Josh - DUVALL, WA

Phil makes the process easy for us; we knew exactly what to do and what to expect. - Jacqueline - KIRKLAND, WA

Phil is great to work with. I will utilize his services again! - Alicia - SPOKANE, WA

Phil provided great advice and guidance on how to approach getting a great rate on our mortgage refinance during a period of rate fluctuation. He and his team walked my wife and I through each step of the process and got us to our target rate while listening to us the entire way. - Greg - SEATTLE, WA

I have and will always use Phil for refinancing. I also give out his name to friends and family. - Steven - TACOMA, WA

Phil and Kirsi made it great. They were a joy to work with and made everything very easy. - Luke - SEATTLE, WA

Quick and efficient! - Andrew - SEATTLE, WA

Phil was very knowledgeable, friendly and helpful. We enjoyed our experience very much! - Sunni - Seattle, WA

Phil and his team's ability to turn things around faster and with the customer's best interests in mind truly standout. Besides, this will be my 3rd transaction with Phil in the last 3.5 years, something that I can attribute to his and his team's customer centric approach throughout the transactions. - Prabhakar - BOTHELL, WA

Phil Boos explained all the necessary steps to get my first home. He always communicate on time and answer all my questions. Him and the rest of his team did an amazing job. Thank you so much! - Catherine - Seattle, WA

Phil is amazing to work with , he’s honest , thoughtful and very reliable - James - Seattle, WA

Phil and Kirsi are an unbelievable team - they take the time to explain things so that anyone can understand, are organized and efficient, and genuinely nice people. Despite record amount of loans in the industry and a lot on their plate as a result, they take the time to make you feel like their only custom - a hallmark of incredible service. Thank you, Phil and Kirsi!! - Paul - ISSAQUAH, WA

Phil and his staff are so responsive and fantastic! Phil always takes time to answer all my husband's questions (even if it is 8:00 at night). We enjoy working with him. - Elisa - ISSAQUAH, WA

Phil and Kirsi were very communicative and quick to answer all questions! I have had a seamless mortgage refinance experience. - Brenda - SEATTLE, WA

Phil was an exceptional loan consultant. He made us feel very comfortable during the whole process and walked us through each step. Both Phil and Kelsey were thorough, communicative and efficient. We will definitely work with them again for any future needs and would highly recommend Caliber to all our family and friends. - Ashley - Lynnwood, WA

Excellent communication & the timeline estimated for completion was right in line. - Kenneth - BOTHELL, WA

Phil is wonderful! We’ve done both our initial home loan process and our refinance through him and Caliber. We were first time home owners and I felt like he really kept our best interest in mind. Our communication was effortless and he would call me the moment I had any type of question. Phil also never lost patience or made me feel uneducated as I asked a million different questions navigating this new process. Highly recommend!! - Amanda - SEATTLE, WA

Phil’s team kept us updated every step of the way! Great communication and available for any questions we had! It was apparent to us that he had our best interests at heart. We highly recommend Phil at Caliber Home Loans. - Ross - Mill Creek, WA

Amazing PERSONAL service from both Phil and Kirsi. They answered all my questions and were so responsive. I feel like we established a great relationship and I'm excited to work with them again. - Di - Federal Way, WA

Our refinance went quickly and Phil and his staff were great at communicating every step of the process - Christopher - SPOKANE, WA

We have worked with Phil on multiple transactions and every one of them has been smooth and flawless. Phil is a straight shooter who doesn’t make promises he can’t keep and it is very apparent that honesty and integrity come first and foremost. He and Kirsi make a great team and were very communicative through every step of the process - which we appreciated. We will most certainly be using Phil again in the future. Thank you! - David - SNOHOMISH, WA

Phil and his team went above and beyond to expedite our refinance. Very responsive and helpful! - Eileen - BOTHELL, WA

Phil and Caliber tailored our loan to our needs and circumstances, and locked in super low interest rate. - Robert - MUKILTEO, WA

Love working with the Phil Boos team!!! - Christine - KENMORE, WA

Phil and Kelsey were amazing and we will 100% be referring friends and family in any future property purchases. They were wonderful to work with and made the whole process so much easier. - Chelsea - Sedro Woolley, WA

Phil and his team were always available to answer my questions and made the process increadably easy! Thank you!!! - Ptesanwin - MARYSVILLE, WA

I'm very happy with Caliber loans and Phil Boos- I would recommend both without hesitation or qualification. What particularly impressed me is that Phil reached out to me with a better deal than I was currently getting. - Samuel - SEATTLE, WA

From start to finish my transactions are always smooth & clearly communicated with Phil & his team. Thank you! - Brianna - SEATTLE, WA

With Phil and those who work with him, you are much more than a client. They care about you and get to know you personally. The proper time is always taken to ensure you're comfortable, informed and understand the whole process. - Marty - LYNNWOOD, WA

Phil is a scholar and a gentleman. Excellent communication. Great service. 10 out of 10! - Sean - Spokane, WA

Phil always makes the refinance process so simple. We love working with him. Phil and his staff take great care or their clients. I would recommend him to everyone. - Marc - BELLEVUE, WA

Phil was super responsive, replying to emails immediately. He also took the time to explain everything to me on the phone when ever I needed more info. I’ll be using Phil for any future home loans that I need. - Damon - SEATTLE, WA

Creative, proactive, and flexible. - Robert - SEATTLE, WA

- Sarah - RENTON, WA

Phil and his team are super responsive and knowledgeable. I'm pretty sure I never waited more than 1 hr for a response, even outside of work hours. Phil and team made the home loan process shockingly easy. I'm very happy with the service I received and would happily recommend Phil and Caliber to any friends looking to purchase a home. - Laura - Seattle, WA

Phil and Chrystal made this whole process seamless. Thank you! - Mina - SEATTLE, WA

the best.. Phil was excellent, the team with Kelsey, outstanding - Samuel - Yuma, AZ

Thanks Phil! You made the process very easy, and you were able to get this done a lot faster than your original estimate. That was great! Thank you! - Kristina - MAPLE VALLEY, WA

Thanks Phil! I appreciate the help, and advice you shared through the process. - Jason - MAPLE VALLEY, WA

Great communication & attention to every detail along the way. - Leslie - Seattle, WA

Phil and Kelsey were very efficient and responsive from the first day. Any questions were answered clearly and quickly. They made the loan process very easy and less stressful. Thank you so much! - Ana - Auburn, WA

Phil was personable, committed to getting me a great loan, and always available to chat through details. Would highly recommend. - Jeffrey - Seattle, WA

Working with phill was a very amazing experience, and we enjoyed how fast everything went from summiting all the information to the day of closing, i would recommend phill 100% and we will use him for our future homes. - Fredy - Auburn, WA

Phil was the friend we didn’t know we needed, he worked nights and weekends and got us moving in the right direction from the moment we first spoke. Phil magically sent us a pre-approval letter the morning of our scheduled walk through of a house that was doing offer reviews that evening. Because of Phil’s speed and communication we were able to put in a competitive offer on the house. My wife and I then answered a few questions sent in paperwork and closed in 25 days!! - James - Puyallup, WA

Phil was amazing. Incredibly responsive and available, and added a great personal touch. The conversations were good, and very transparent of the process we had to go on. I could not be more impressed by Phil and his office. - John - Sherwood, OR

Patient, friendly, efficient, great advice and great outcome - Geoffrey - Seattle, WA

I had a few concerns about my home loan especially when it seemed that might fall short of the 20% down payment that's necessary to obtain a conventional loan, but Phil assuaged my concerns by providing expert, knowledgeable, options to address each concern, while not forcing me to choose any particular option. Phil was personable and friendly through the whole loan application/approval process. - Caesar - Everett, WA

Working with Phil (and his team later on in the process) was fantastic! He was always available and answered all of the questions we had with detailed and helpful answers. Phil took the time to work with us through many options over the course of our home buying process and I am confident that we received the best option available to us in the end. I will definitely work with Phil again would recommend him without hesitation to anyone in need of a home loan or the other services he offers. - Alan - Shoreline, WA

This was the smoothest mortgage experience I've ever had! - Steven - KENT, WA

Phil made this process so easy for us. He was always available to answer our questions. He provided the assistance and guidance that made this the easiest and quickest transaction. We appreciated his knowledge and professionalism throughout this entire experience. - Marie - ISSAQUAH, WA

Steps of the loan process were clearly laid out and communications were timely and well transmitted. - Steven - ISSAQUAH, WA

Everyone was very helpful and communicated well. We were walked through each step of the loan process and responses to our questions were expedient. They provided us clear and detailed info, along with guiding us with suggestions which we really appreciated. They made a stressful event such as home buying an easy and quick experience. - Patricia - Renton, WA

I can't think of anything that Phil and Kelsey could have done better than they did. Everything went perfectly smooth. Communication was great. There were no adverse issues at all, and that's really all I can ask for. If you are looking for a home loan, I recommend them without reservation. - James - Edmonds, WA

Working was easy and Chrystal was very supportive during and after their office hours. Answered all my queries and ready to help any time. - Sohin - BOTHELL, WA

Speed. Always answered questions. Never felt dumb. Thanks! - Alvaro - Seattle, WA

They where there for us every step of the way. Any changes they where quick to notify us and answered all questions we had. Very easy to get ahold of and was never an issue to where I could not get into contact. - Corey - GRANITE FALLS, WA

Phil and team zeroed in on exactly what I wanted - which was waiting to see when (if) rates fell low enough where my monthly refinance savings would have a simple payback period of ~2 years. He understood exactly what I wanted, only bringing up opportunities that were a good fit. When it came time to pull the trigger, the process was easy. - Mathew - Edmonds, WA