Kirstin Ward is the best to work with. She explained everything to us, made sure we understood everything, and made us comfortable every step of the way. It was great working with her, and I will highly recommend her to family and friends. - Felix - SEATTLE, WA
Kirstin and the team helped us get into a house in under 30 days. They were very attentive and kept us updated - Justin - Seattle, WA
Kirstin is great! Prompt, clear advise. You can always count on her to deliver. - Zachary - SNOQUALMIE, WA
Kirstin and her team are pleasant to work with, communicative, they always explain the processes clearly and answer any and all questions I have in a way I can understand. - Ambre - SPANAWAY, WA
Kirstin was fantastic and made it easy - Justin - AUBURN, WA
Our experience with Kirstin was absolutely amazing! She definitely is very meticulous in her work. She was a step a head and was a great communicator every step of the way. I love that every week she sent us a detailed progress in our process of the loan. She was always honest, real and practical in what was expected of us through the process. She was on top of things and made sure we had everything we needed to get us through the next step. Thank you so much for a great experience! :-) - MARIA-CRISTINA - SPOKANE VALLEY, WA
Kirstin's attention to detail and high level professionalism made for a very smooth process. - TODD - SPOKANE VALLEY, WA
- James - SEATTLE, WA
Kirstin was informative, concise, direct, and a great communicator! - Cortney - KENMORE, WA
My experience as a first-time home buyer was made effortless by Kirstin and everyone at Caliber Home Loans. Everything was handled seamlessly and communicated to me in a timely manner. If I had questions Kirstin was helpful and always within reach. Couldn't ask for a better lender - Natasha - Seattle, WA
Kirstin Ward, definitely reflects Caliber home loans in a positive light. It was refreshing to do business with Kirstin, she made the home loan buying process easy, she handle all my phone call questions and sent documents needed to my email for the home buying process..... she made it a walk in the park. A shout-out too... Erika Richter of Sagareus Real Estate, Erika referred me to Kirstin for the start of home buying blueprint. They are a exceptional team. I highly recommend this team. Ruben. - Ruben
Kirstin was really helpful and knowledgeable! - Barry
Kirstin was professional, very knowledgeable and available to answer questions or concerns. The process went smoothly with no unexpected bumps along the way...and Kirstin kept me updated on the progress of the application! I appreciated her approach! - Katherine - ISSAQUAH, WA
Kirstin was a pleasure to work with! She is extremely knowledgeable and works diligently to ensure everything runs smoothly throughout the process. Kirstin is very responsive and always available to answer your questions. Highly recommend, especially if you are a first time home buyer! - Phuong - TACOMA, WA
She worked with us to find the best plan to fit our budgets, and was available to talk around the clock. - Isaac - Mountlake Terrace, WA
Kirstin and team were always available and very timely when I had questions. They were very understanding regarding my wife’s inexperience with the home buying process. They all will get my referrals when I have friends or family in need of assistance buying a home. - Matthew - Tacoma, WA
Kirstin did her best to get us the beat rate possible - Saman - KIRKLAND, WA
Kirstin helped navigate us through our refinancing journey with such care, ease and efficiency. She was so patient in all of our questions and always had an alternative solution to everything. Thanks Kirstin! - Sonali - SEATTLE, WA
Kirstin is wonderful, always available, and never made me feel dumb when asking all my questions! The best! - Erin - Lynnwood, WA
I always enjoy working with Kirstin. She is proactive and has always kept me informed. I am delighted to have a great rate from my refinance. If you are looking for a someone who can make the entire process of either refinancing or first time home buyer seamless I would 100% recommend her services. - Lisa-Marie - TACOMA, WA
She provided excellent customer service and was very transparent, updating the status at every step. Great execution and was able to complete on time as per the requirement during my difficult phase. - Ravi - BOTHELL, WA
Kirstin was fantastic throughout this whole refinance process. She did a great job keeping us in the loop as to the status of her refinance. Everything was quick and headache free for us. - Morgan - NORTH BEND, WA
This is the third refinance we've used Kirstin for, and it was excellent as usual! We would highly recommend Kirstin and her team to anyone looking for a mortgage or refinance. - Adam - NORTH BEND, WA
Kristin is very knowledgeable and professional on what she does. Highly recommended - Mark - LACEY, WA
Kirstin always made us feel like a priority and was so helpful. Thank you so much! - David - Federal Way, WA
Kristin was so informative from the start, going into detail about our loan and processes and answering all questions we had as we were first time homebuyers. She also was proactive in sending us scenarios and it felt like we were being told all information up front to make the best decision. She was also so timely in her responses, even late at night and on weekends so our loan closed super quickly. Overall, we are very pleased with Kristin and our experience with Caliber! - Katie - Bothell, WA
Kirstin was so helpful throughout the whole refinance process. She was great at reminding us when items were due and always kept a us up to date on anything new. When it got time to think about locking our rate, she gave us wonderful guidance and obtained a STELLAR interest rat, way better that we originally anticipated. Thank you, Kirstin. You made the process as easy as it could be! - Deirdre - FEDERAL WAY, WA
Knowledgable & supportive when I had questions. Never felt pressured. - Kristina - BONNEY LAKE, WA
Kirstin is everything you want from a loan officer. From the first conversation I had with her, She was very very professional. She explained each and everything which gave us confidence (considering this was our first home purchase). I was also impressed by Kirstin's skills to send us regular updates with a finer detail. I can confidently say this to any buyer out there (specially new buyers), Just go with Kirstin and you would not have to think twice about "anything" in the lending process. - Anup - KIRKLAND, WA
Kirstin's frequent communication to keep us informed of the status of our loan process was exemplary. We really felt she cared about us personally. - Cathryn - Snohomish, WA
Update the information below to estimate your monthly payment
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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