I have been in the home lending industry in Seattle since 2002. From our first meeting or phone call I take the time to listen to what your long and short term goals are and then walk you through all of your relevant options. The only constant in this business is that it is constantly changing! I understand that buying your first home, upgrading as your family grows or adding real estate to your long term investments are all major milestones in our lives.
I specialize in purchase transactions, but do understand the importance of assessing your current home financing and improving or changing via a refinance or possibly accessing equity with a home equity line of credit. At Caliber Home Loans we are able to offer conventional and portfolio products with precision and expertise.
I grew up in Edmonds, attended the University of Arizona, and now live on Mercer Island with my wife Melissa, son Cash and daughter Cameron.
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months