Evan and Melissa were my main points of contact, and they did an outstanding job. I have known Evan for a number of years, and he was the reason I initially contacted Caliber. - Kendall - DUCK, NC
The caring professionalism of Sonya and her team made us feel like they were family taking care of family. Absolutely phenomenal team! - Sarah - RICHMOND, VA
Sonya Orlick was great throughout the home buying/mortgage process. She was extremely professional, knowledgeable, courteous and most of all honest. I look forward to working with her and Caliber again in the future! - Mitchell - Midlothian, VA
Great experience. - Jacqueline - North Chesterfield, VA
Excellent communication with Sonya. She explained everything in detail and didn’t tire of all my questions... as a first-time buyer I had a lot! I will absolutely recommend Sonya and would gladly work with her again in the future myself! - Diana - Richmond, VA
Receptive and accommodating! Thank you! - Larry - Richmond, VA
The whole team was informative and so very helpful! Sonya and Melissa always kept me updated, every step of the way. I had a wonderful experience with this team at Caliber loans. - Madalyn - Moseley, VA
Sonya and her team did an excellent job communicating and processing our loan. We appreciate her professionalism, courtesy and amicable nature. Thanks! - Paul - North Chesterfield, VA
Always kept me informed through the whole process. Sonya's assistant as well as Sonya were always available if there were any questions. - Joel - North Chesterfield, VA
Being a new immigrant from abroad hardly 2 yrs of my contacts it was difficult to find a trustworthy source. But your support & cooperation encouraged me to stay with you n you all made it possible for me, that too within the speculated time! Thanks a ton, Sonya. - Gladis - Chester, VA
She excelled beyond our expectations. - Unni - Midlothian, VA
Superior service!! - Alice - Southern Shores, NC
Sonya did a great job from our initial discussion to the follow-up after the closing. She was there with us every step of the way and helped guide us. Sonya has an extensive knowledge of the mortgage business and all of the options available for us. She was very willing to work with us on what if scenarios and did a great job interpreting. Sonya exceeded every single expectation we had and it was so smooth and easy that we decided to do another refinance with her on a second property. Thanks! - Stephen - WEEMS, VA
Sonya and the entire team made this whole process very efficient. They also were very responsive and completed everything in timely manner to ensure a smooth closing. - Christopher - Ashland, VA
The Caliber team led by Sonja did an outstanding job! Thank you! - Martin - RICHMOND, VA
We were extremely pleased with Sonya’s professionalism during our loan process. - Nancy - GLEN ALLEN, VA
Sonya and her team were GREAT! they communicated at every phase. The were prompt and WORKED EXTREMELY hard to make my homeownership dream come true. - Tiyacca - North Chesterfield, VA
The process of purchasing my new home was a complete pain in the rear end with the exception of the loan. Sonya and Melissa are fantastic! - Harold - GLEN ALLEN, VA
I believe Sonya and the rest of her team were honest and very knowledgeable. We were kept informed af any delays and action was taken quickly to remedy any problems. Many thanks to all involved for a job well done. - Johnnie - Midlothian, VA
Sonya took the time to explain every step of the process to me. She kept me informed and I felt apart of the process. She was and is very knowledgeable and used that knowledge to share with me of what to expect. - Tanicka - Midlothian, VA
Knowledgeable and helpful staff. Consistent communication and available to answer questions. Responsive to my needs and willing to listen and calm my anxieties. - Linda - Richmond, VA
Sonya and her team worked very hard to get us in our new home. She was always good about answering any questions and concerns we had - Melisha - Midlothian, VA
Great communication from the very beginning until the end. As a first time homebuyer we were a little uncertain about a few things but Sonya actually took the time to explain all of our questions. She treated us like we were her only clients and was very accessible anytime of day when we needed her, my family and I can’t thank her enough. - Jerome - Midlothian, VA
Sonya and her team walked me through the process step by step, they were very prompt in responding to all of my questions and took the extra time to go over options, that for my current financial situation as well as future goals! I highly recommend Sonya and Caliber loans! - Jennifer - MIDLOTHIAN, VA
This is the second time I have asked Sonya to help me with a mortgage and she and her team are the best in the business. - Bradley - White Stone, VA
The hard work and the level of communication that was given to me was a tremendous help. - Stephen - North Chesterfield, VA
It was an overall amazing experience and I would recommend every time. - Anthony - Chester, VA
Sonya and her team are some of the best in the business. Great communication, good rates, and always a sense of humor make it enjoyable to refinance a mortgage! - John - RICHMOND, VA
My husband and I are so thankful for Sonya and her team! They were incredibly patient, helpful, and just an overall pleasure to work with. Answered all questions/calls within a quick amount of time! I cannot speak highly enough about them!! - Susannah - Hardyville, VA
Everything went smoothly- they were really great start to finish! - Andrea - Nellysford, VA
Sonya is professional, friendly, and dedicated. I appreciate every minute she worked with me and there were a lot of them! Top notch service! - Melissa - Chester, VA
Sonya was very helpful answering many questions and responsive on a quick turnaround throughout our loan process. From pre-approval to considering different options and closing, I could always reach out to Sonya and expect a quick response. - John - Anderson, SC
Sonya is very helpful and communicative! We had a great experience working with her. - Lindsey - Maidens, VA
Sonya was clear, thoughtful and patient throughout the entire process. Her experience and knowledge make her a wonderful partner and source of information during the loan process. - Steven - Indian Land, SC
Sonya made the home buying process a breeze. She was patient with our first homebuyer questions and went above and beyond to help us achieve the lowest possible interest rate. - Anne - Richmond, VA
Sonya is top notch when it comes to knowledge and customer service. Even Myself being in the housing industry had a ton of questions and need guidance. Sonya and her team were there every step of the way. I highly recommend this team when it comes to ANY level of home buying. Thanks again! - Hayley - Midlothian, VA
This refinance was done during a very challenging time and the requirements were constantly evolving. I am thankful that Sonya was able to keep pushing me to move the process forward, complete the paperwork and finish the deal. - Todd - MINERAL, VA
Very professional from start to finish! - Michael - MOSELEY, VA
Personalized service and great communication. - David - Henrico, VA
Sonya and the entire staff were incredibly helpful and it felt like they really had my best interest in mind. - Tyler - Midlothian, VA
Sonya responded quickly and honestly to all our questions about refinancing. We felt confident we were making a smart decision with the right team to handle it. - James - Richmond, VA
Team was very responsive, portal was intuitive, and when we hit small hiccups with outside vendors the team worked to get them resolved quickly - Aaron - MIDLOTHIAN, VA
Sonya and the team do a great job. They are very helpful and make it a smooth process. - Joshua - Powhatan, VA
Sonya was beyond AMAZING during my entire transaction. I switched to Caliber as my lender less than a month before close so it was very last minute and she kept in constant contact with me, answered my many, many questions, and made sure we closed on time! I would use her again and recommend her to anyone! - Vittoria - Midlothian, VA
Bacation! - Patrick - Midlothian, VA
Sonya and her team provided us with quality customer service, kept in constant contact with us during the entire transaction and answered all our questions. We appreciate her knowledge and taking the time to work with us. - Nichole - Quinton, VA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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