Excellent communication the whole way through the process. Great customer service! - Christine - MILLERSVILLE, MD
Bill and his team provided excellent customer service and processed my refi loan efficiently, timely and accurately. I have worked with Bill on my previous mortgage(s) and will definitely continue to recommend him to my colleagues and friends in the future. - Dean - MILLERSVILLE, MD
Thanks very much everyone... - Earl - AUBURN, WA
Bill Schwartz and his team made sure i was updated with the loan process. They made the experience less stressful and complicated. - James - Haymarket, VA
Mr Schwartz and his team were always engaged and he and his team found the best product for our needs. He and his team were always available and responded to our questions based on our availability (during evenings and weekends). I have recommended them to others and they have treated the referred customers with the same level of customer service and professionalism. - Michael - TAMPA, FL
The communication is a grade A. Through every step of the process, everything was explained and even if we didnt understand something, we got a detailed explanation. Couldn't ask for better customer service. - Rodney - MIDLOTHIAN, VA
Bill was very supportive throughout the process and worked hard to get us what we needed. He was a great communicator as well. - Heather - Studio City, CA
Responsiveness and cooperation with all other parties involved. - Ryan - Studio City, CA
Wiliam @ Caliber Home Loans made our Re-Fi process go extremely smooth. His team of associates were on every detail to make it a flawless experience. - Jennifer - BRIGHTON, MI
Our closing was seamless and they got us to close in less than 30 days! Highly recommend! - Christina - Chelsea, AL
Our lender - Mr Schwartz! Extremely helpful and guided us through the entire process. He was amazing!! - Zabrina - MONTGOMERY, TX
Very professional and thorough. Secure document exchange. Many things you would think should be expected, until that isn’t what you receive. In our experience, Caliber is a cut above the competition. - Jeremy - CENTREVILLE, VA
Personalized customer service - taking time and initiative to learn needs and offering plausible solutions. One-on-one dialogue to formulate next steps and then communicating the plan to a very capable staff. Excellent! - Allen - MONTGOMERY, TX
Billy Schwartzy is the most knowledgeable professional easy to talk with mortgage professionals I’ve ever known. He consistently looks out for your best interest and offers helpful advice. I highly recommend Billy Schwartzy to anyone looking for a mortgage for the home - Brian - Fairfax Station, VA
The staff kept in regular communication. - John - MOUNT JULIET, TN
Bill & his team are always great! - Jennifer - FORNEY, TX
Bill is a true professional and is extremely trusted. He has a loyal following of clients and will continue to be counted upon for our mortgage needs. His colleague Kasey was also great and very responsive. We are very happy we moved over to Caliber Home Loans and we are looking forward to continuing our services with your company. - Catrina - PASADENA, MD
William Schwartz has assisted me 3 times in purchasing homes and each time I was left extremely satisfied and feeling confident that I chose the right lender. Schwartz is down-to-earth, compassionate, efficient, knowledgeable and reliable. Working with him and his team was truly a blessing to my family and will be the same for yours. - Michele - MANSFIELD, TX
Since first meeting William “Bill” Schwartz, he has become the only mortgage broker I trust and use, and I have purchased and/or refinanced several homes. I have also referred him to countless friends and family who have also benefited and appreciated his great service and attention to detail. I highly recommend Bill and his team! - Seth - CHARLOTTE, NC
Rob Garcia is the best loan officer I have ever worked with. I kept asking him if he was in the military, because he portrays many attributes. Those attributes include, attention to detail, being technically proficient, proper language (sir, ma’am), and basically being “Johnny on the spot”. If we had a world filled with Rob Garcia’s it certainly would be a place free of last minute problems. - Brandon - VALPARAISO, IN
Bill, Kasey, and the entire team did a Phenomenal Job getting my loan through. I didn’t think it was going to happen but Bill insisted he could make it happen and he did. - Charles - Goldvein, VA
Great experience all around! - Robert - STAFFORD, VA
The team was very attentive and responsive to all questions and concerns. They provided thorough guidance during all phases of the process. Everyone on the team was very personable and a pleasure to work with. Overall process was streamlined and easy to follow and complete. - Kathy - Newport, NC
Bill is the best 👍!!!!!!!!!!!! - Robert - HAYMARKET, VA
Bill is the best! Super knowledgeable and personable and really knows the business of mortgages and everything that comes with it well! - Jonathan - HAYMARKET, VA
Great customer service. Quick responses to any questions we had before closing! - Kelly - WILMINGTON, NC
Second time I work with Bill. OUTSTANDING service from Bill, Kasey, and Courtney. What an incredible team. Thank you. - Rodolfo - LAS CRUCES, NM
William Schwartz(Bill) is one of your prized employees. He went above and beyond by coordinating a quick close. He was always available for my many questions during the process of securing a loan. I chose to go with your mortgage because of previous experience with Bill on my prior mortgage with your company. This will be my retirement home, but if I am in need of another mortgage in the future, Bill will be the one I call first. He is a smart, talented, caring person who does a great job daily - Keith - Copper Canyon, TX
Mr. Schwartz was very attentive, caring, and helpful through the entire process. - Jeffrey - Bullard, TX
Great team! I never waited longer than a few minutes for a response from anyone on his team! - Amanda - Mesa, AZ
Bill Schwartz is a true professional. I have worked with him twice now and would definitely work with him again. He was responsive to every call or email and always gave me multiple scenarios to ensure my loan was perfect. Not only is he a great Sales Manager, he is a great person. - Brandon - HAYMARKET, VA
Great communication. Great rate. Great advice. - Mott - Sykesville, MD
Appreciated break downs for different interests rates and that all questions received quick responses. - Steven - Artesia, NM
Number of duplicate emails due to forms and regulations - Charles - ALEXANDRIA, VA
William made the process extremely easy and kept me informed the whole time. He worked extremely hard on my behalf and provided exceptional service. - Stanley - LAS VEGAS, NV
Our family has entrusted it's mortgage-related business to Bill Schwartz from the very beginning of his career in the industry. Bill always explains the financial pros and cons of the various programs to us so that We are informed and can make decisions based upon our specific needs. Bill and his team ( thanks Kasey) are great! - Mike - CHANTILLY, VA
responsive, engaged and understanding staff - Colin - CROFTON, MD
This was my second time doing business with Bill. I didn’t even shop anywhere else. Very professional and pleasant to work with. I will use him again in the future, and recommend him to anybody shopping for a home loan. - Roy - CHESAPEAKE BEACH, MD
Bill Schwartz is the only person I will ever go to for a mortgage. His counsel is valued, his responses are prompt, and his team makes the process seamless. He truly is the best in the business and I tell anyone I know that is buying a home to go to him and him alone. - William - Roswell, GA
Amazing customer service and satisfaction. Would absolutely do business with again! - Brian - CHICAGO, IL
Bill was awesome! - Brandon - HUNTINGTOWN, MD
Bill Schwartz has my full trust and confidence. He always has time to help with all my questions. Bill understands the process and easily explained it to me in a way I understood. I will continue to include Bill in future mortgages and refinances. - Robert - OCEAN CITY, MD
Bill Schwartz was amazing. He was with us every step of the way and helped my wife and I obtain our first home. He was available anytime and guided us to making the right decisions. He was the best part of our home buying process. We were so fortunate to have Bill!!! - Kyle - Lexington, KY
- Emily - Roswell, GA
Mr. Schwartz from the word go was extremely professional always making sure that we understood everything we where looking at and signing. He made me and my wife feel very at ease, we had hundreds of questions and everyone of our questions where answered in a way we understood. I highly recommend Mr. Schwartz! - Israel - Woodbridge, VA
Rob Garcia was very helpful in explaining all the components of the mortgage and closing costs. - Robert - Marietta, GA
Bill Schwartz was very informative and helpful throughout the process, and went to great lengths to meet what I did not realize was an unreasonable timeline set by a zealous realtor. - Joyce - Rockwood, TN
Caliber, and Bill Schwartz in particular, were very easy to work with, especially in these crazy times. I would recommend them to anyone. - Sarah - HUNTINGTOWN, MD
I was kept updated at every step, someone was there to always answer questions. I have referred Mr. Schwartz to three other friends who are now doing business with Caliber. - Heather - Fredericksburg, VA
Bill’s attention to detail and explanations during the whole loan process was outstanding. He made everything smooth and easy. We really appreciated his customer service. - Gary - Haymarket, VA
Bill and his staff are great to work with! They are quick to respond with any questions and are very helpful! We love Bill! - Mary - Haymarket, VA
Bill and his staff are wonderful...I got an awesome loan with great rate and terms. At the end there were a few “almost” glitches but Bill stepped in, got the loan approved and we settled on time! He is awesome, I prefer to send all my buyers to him!! - Fredia - Ashburn, VA
Super responsive staff that worked out any issues rapidly. - Jason - WINNABOW, NC
Bill and his team are amazing. They kept us updated every step of the way. - Miguel - SAINT JOHNS, FL
Mr Schwartz and Kasey were very helpful and explained things very clearly. From the moment I met them l felt very much at ease. They were very professional. - Linda - West Chester, PA
Very attentive and communication was spectacular. - Matthew - Wilmington, NC
Bill was responsive and helpful through the whole process. We felt very confident in our decision to refinance and will work with Bill again if/when we need another loan. - Jacqueline - FAIRFAX STATION, VA
Bill Schwartz and team was great to work with. He was very thorough with information and took time to answer our questions. - Alexis - MECHANICSBURG, PA
Robert Garcia was very nice to deal with. He took the time to educate me with all the questions I had with patience and a professional manner. - Tonja - Las Vegas, NV
Open, honest communication from him and his team. Timely with all due-outs. Continuous follow up. Professional and happy to explain the process until my wife and I fully understood. Overall excellent and my first impression of Caliber Home Loans is stellar! - Brian - TEMECULA, CA
Fantastic customer service, communications and a great rate. Excellent overall experience. - Kara - PENSACOLA, FL
William (Bill) and his team were extremely responsive to everything I needed and they were quick to answer any questions, communicate with the realtor and handle any of the issues that arose. This is my 2nd time working with Bill and absolutely plan to work with him again the next time I move. - Jonathan - Davisburg, MI
Bill was honest and upfront. He and his team are true professionals. They took all the stress out of the process and took care of my family and I - Justin - FAIRFAX STATION, VA
Working with William and Caliber was great! I would definitely recommend working with them. - Elijah - Dumont, NJ
Superb communication! William Schwartz was a pleasure to work with. He was available 24/7 and kept me up to date on everything as my loan request processed. I would not hesitate to recommend him and his team to anyone. This is my go-to guy! - Stephen - PENSACOLA, FL
We have enjoyed Caliber’s customer service for several years. Bill was very pleasant, very open about the process, and was thorough while also being expedient. He wanted us to have all the information to make informed decisions. Toward our closing date we did receive some late requests for details which may have caused us a little stress. But I think this was a function of the current market and Caliber’s hefty workload. Ultimately they made sure we were cared for, and closing went smoothly! - Patrick - Norman, OK
We were 2000 miles away from home and records/documents and Caliber staff helped get qualified long distance to buy our condo in taos, nm. Special Thanks to Mike McBride, Kristen Lusk, and Robin Minozzi!!! - Edward - Taos, NM
Bill and his team are the consummate professionals. They made this re-fi seamless and easy. Bill always has his “i’s” dotted and “t’s” crossed and is extremely pleasant to work with. - Brian - CROFTON, MD
We are very please with the convenience and efficiency working with your company. - Melanie - CROFTON, MD
Bill is so knowledgeable and an incredible person to work with. He is efficient and a straight shooter which I love. There is no one else I would work. Bill is outstanding and truly appreciated. - Cheryl - MOORESVILLE, NC
The simplicity of my refinance experience. They made it convenient for me. - Houston - SAINT JOHNS, FL
Prompt, efficient, informed service provided by knowledgeable persons who made the experience enjoyable. - Maureen - SOUTH POINT, OH
smooth remote closing experience. - Mark - Leland, NC
Always willing to do what it takes to make us happy. - Andrea - ALACHUA, FL
Bill Schwartz and his team made everything completely clear, followed through on their schedule and made the whole process simple. Wonderful to work with!! Not to mention my yearly savings. Thank you. - Marcia - TRINIDAD, CO
Quick responses, rates customized to my situation, took time to walk us through the process. - Gabriel - Wilmington, NC
Very efficient refinancing process with even better customer service. - Justin - WINTERPORT, ME
Bill is THE BEST! - Christopher - LEESBURG, VA
Bill is fantastic. Super great to work with. - Diana - LEESBURG, VA
William was very knowledgeable! We learned a lot! The entire process was very easy thanks to this great team! - Jennifer - WINTERPORT, ME
always available to talk - Ashley - Philadelphia, PA
Bill was great at walking me through the purchasing process. He made himself available to all my questions and was very responsive to any question big or small. Thank you for a great experience. - Patrick - Swanton, MD
I have been using the Schwartz family (Bill and his father) for home loans for almost 20 years. Through using Bill on multiple loans we have become friends and I will continue to use him in the future. Bill is extremely responsive and even called me while on vacation after I sent him an email. - Eric - FAIRFAX STATION, VA
Everyone on the team was helpful and responsive. We got a great rate as well! - Catherine - NOKESVILLE, VA
Very knowledgeable and was able to get me a great home loan! Customer service was exceptional! - Brian - NOKESVILLE, VA
Robert Garcia made my experience great. He was available to me any time I reached out to him and made sure we had everything necessary to close ontime. That includes reaching out to the Title company on the day of closing to remind them funding was authorized. Rob is great. The rest of the team did a great job. - Rebecca - ROCKWALL, TX
Great experience. Everything was timely and hassle free! - Sarah - FAIRFAX STATION, VA
Everything was wonderful, thank you! - Tracy - HUNTINGTOWN, MD
Mr. Schwartz was very open regarding expectations. - Michael - RIVERVIEW, FL
The process was very long, but was not because of Bill. Bill was very helpful in my whole process and I felt like he was always looking out for my best interest. - Zachary - San Juan Capistrano, CA
We struggled with refinancing due to an unexpectedly low appraisal. Bill and his team were still able to find a way to get us through the process. We now have much better loan terms and a lower interest rate. Thanks again! - Chase - MIDDLETOWN, VA
Bill is responsive, knowledge, and profession. - Scott - HUNTINGTOWN, MD
Bill is simply the best to work with; very professional and experienced, but also friendly and available at all times. We had a great experience and would recommend Bill without reservation. - John - Waterford, VA
The knowledge and response from Bill was exceptional. Anytime day or night we were able to get our questions answered. - Robert - PHOENIX, AZ
We got timely responses - and great advice which helped us to make speedy decisions, which was crucial during this time in market volatility. - Beatrice - Waterford, VA
The entire team at Caliber was extremely responsive and timely. - BENJAMIN - MARIETTA, GA
Bill took great care of us during our refinance! He made it an easy process and we are very thankful for his help! - Sarah - MIDDLETOWN, VA
Bill is great, and takes care to explain things and make sure you get the best deal. - Christopher - FORT COLLINS, CO
Thank you for all of your help - Sean - WILMINGTON, NC
Made me feel like I was his only customer and was always available for me. Provide guidance throughout entire process. - James - West Sacramento, CA
The process of refinance is usually a painful process. They made it so easy and seamless. It almost seemed like I didn’t have to do much and it closed on time. Robert was excellent throughout the process. Thank you. - Charles - AURORA, CO
Bill is knowledgable and a great person to work with while coordinating all of the moving parts during our relocation. Highly recommend! - William - Knoxville, TN
It was such a pleasure working with William. Our loan process went very smoothly. We really appreciate his responsiveness and assistance on everything. - Youyu - LAKE FOREST, CA
The service from everyone was very personal, professional and responsive. - Christopher - BRISTOW, VA
Bill timely addressed all of my concerns and met all of my deadlines. He was very responsive and knowledgeable. I had a great experience. - Michael - Goodyear, AZ
Very easy to work with and very little involvement on my part. Thanks! - Omar - LAKE FOREST, CA
Bill Schwartz is incredibly knowledgeable and trustworthy. The first thing I tell any friend when they are buying a house is to call Bill Schwartz. He goes above and beyond to make this process as easy as it can possibly be. I will never buy a home without using Bill Schwartz. - Corey - BIRMINGHAM, AL
William was quick to reply to our inquiries and kept us in the loop as there were some last minute changes with our mortgage refinance. - Shelly - COLUMBUS, OH
N/A - John - WILMINGTON, DE
Prompt, personal, courteous group. Answers all questions with knowledge and experience. Loved working with this company. - Darcy - WILMINGTON, DE
Bill Schwartz went above and beyond to give us the best service and the best rate! We would recommend him to anyone looking to finance their home or refinance! Great communication throughout the process! - Kristin - Wilmington, NC
Great communications from William, and the entire refinance process was quick and painless. Thanks! - Scott - FORT WORTH, TX
Great experience with the Team. Robert Garcia did a excellent job and great communication! - Jorge - Fort Washington, MD
Thank you to the entire Caliber team (Robert Garcia III, Robin Minozzi, Tim Latham, and William Schwartz just to name a few) for providing Pam and I with sound advice, accurate and timely information, and efficient communication and document processing throughout to ensure that we had a great experience with the purchase of our new home! Thank you for supporting us in a way that enabled us to make such a good investment for our family! - Ryan - Coronado, CA
William Schwartz was great to speak with but most of our interactions were Robert Garcia III. Please also include these ratings with his profile as well as he deserves a lot of credit for the work he did for us. Thanks. - Armando - Broadlands, VA
Bill and his team are the best in the business! He explains the process clearly from the first conversation, and advises through out the process. He is there for you at any hour of the day, I am in the west coast, and work irregular hours, but he always answered my call, even late. I wouldn’t trust my mortgage needs with anyone else! I have trusted Bill and the Schwartz family with my business since 2004, with multiple home purchases and refinances. Thanks Bill! - Neil - Upland, CA
Bill Schwartz was very professional and courteous. He took the time out to explain everything and gave me an amazing amount of knowledge and deal. I will only buy a house using him as my mortgage provider from now on. Please hire more people like Bill. - Ryan - Atlantic Beach, FL
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
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Refinance Now! 855-808-2124
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