Theresa was amazing . Best home closing ever . She was able to lock us in with a great rate ! She was able easy to work with and super out going . Thanks for the home warming gift ! 10/10 will recommend - Kendrick - Newport News, VA

We were able to ask Teresa Rutherford all of our questions to help us understand the process and requirements and received patient, speedy and understandable answers, from pre-approval to closing. We appreciated the level of service she offered. Thanks, Teresa - David - Newport News, VA

Everyone was on top of everything was great - Logan - Williamsburg, VA

Teresa Rutherford and her team were a pleasure to work with in securing a piece of my family’s American Dream! Communication was clear & concise and every detail was thoroughly explained. At times, Teresa would generate requested information late in the evening to help us meet deadlines. We cannot be more pleased with the profession level of service we received from Teresa! - Isacc - Whispering Pines, NC

Great experience. Her and her team had everything completed fast and with little to no issues. Already recommended to two different people who are currently using Teresa and her team. - Matthew - Hayes, VA

Teresa was friendly, professional and helped us get the best rate on the market. - Amy - Newport News, VA

Easy to get in touch with and great communication - Christopher - Newport News, VA

Teresa was amazing. Took time to go through multiple different options to best fit my mortgage needs and wants. Additionally was able to meet a relatively quick closing date without any major issues. I highly recommend Teresa. - Derek - Yorktown, VA

Teresa and her staff were extremely helpful and patient with me answering all my questions. Notably the easiest and best experience with a mortgage I have every experienced. Thank you so much! - Catherine - Newport News, VA

Timely and accurate information. - Paul - Newport News, VA

Teresa was very knowledgeable and made this process smooth. We will definitely be recommending her in the future to our friends and family. - Courtney - Gloucester, VA

Very informative - Raymond - Gloucester, VA

She was great - George - Williamsburg, VA

The communication and the friendliness was outstanding. - Trent - Hayes, VA

Teresa was the absolute best and always available for questions about my home sale/purchase! Highly recommend. - Cori - Williamsburg, VA

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Awesome customer service and quick closing! Would definitely recommend !! - Linda - Whispering Pines, NC

Teresa was friendly, helpful, and informative. She made the process easy for us. - Karen - Newport News, VA

Teresa went above and beyond to make this loan happen fast for my family so that we could purchase the house we wanted. - Helena - Hampton, VA

Teresa was awesome. We’ve worked with her two times now, and she’s been extremely helpful explaining things and having our best interests at heart. Can’t recommend her enough. - Christina - Williamsburg, VA

Made process easy and good communication - Kristie - Newport News, VA

The process was easy and communication was excellent. - Severino - Williamsburg, VA

Teresa made it great! She totally crushed it! - Matthew - Carthage, NC

The response time to questions was quick, very responsive (Day, night and weekends). Always took time to explain and make sure we understood what was going on in the process. Teresa and supporting cast are top notch, it was a pleasure working with all of them. Made the purchase process exciting instead of stressful. Great job to you all... - Stephen - Poquoson, VA

Teresa and her Team worked diligently to process our loan application and in fact went above and beyond to work through roadblocks. Very much appreciated!! - Robert - Suffolk, VA

Super helpful! We felt very confident in her knowledge and experience. Very patient with our ignorance in the process and was very good at explaining so we could understand. Would definitely recommend Teresa to anyone! - Kenneth - Yorktown, VA

Great communication and fast response. Would recommend to everyone. - Nicholas - Poquoson, VA

Teresa and her crew were great, got me one of the best interest rates I’ve seen. If you’re thinking about going with one of the big names, shop Teresa and Caliber first! - Joshua - Poquoson, VA

The entire Caliber Team was extremely helpful, knowledgable, and friendly. Our family was very comfortable with the Caliber Team and felt that we were in the best hands possible throughout our home purchase process. Thank you so much for everything! - Benjamin - Seaford, VA

Ms. Rutherford killed it she was very helpful and answered a lot of questions. This was our second home and she made the buying process great. - Thomas - Newport News, VA

Great communication. Fast responses. Exceptional fixed rate. - Joshua - Suffolk, VA

Great personalized service. - Anna - Yorktown, VA

Overall great experience! Thanks - Jesse - Hampton, VA

Efficient and orderly process - Gregory - Yorktown, VA

Teresa helped make our move to Virginia seamless! - Michelle - Seaford, VA

Teresa and her team were all amazing with communication, quickly answering any questions I had as a first time home buyer. Great advice, and great rates! - Aaron - Newport News, VA

Teresa was amazing to work with! She wasted no time pushing my home loan through in an extremely short period of time. I would highly recommend her to anyone looking for a loan officer! - Robert - Yorktown, VA

Teresa was easy to get ahold of, patient, and knowledgeable. It was a smooth process - definitely easier than the last time we purchased! Very nice to work with. - Dena - Chesapeake, VA

The process of refinancing our home was as painless as possible. Teresa took care of everything and was ALWAYS available if we had any questions or issues. - Luek - Seaford, VA

I was kept up to date and informed at all steps. - Erica - Yorktown, VA

Thank You for your hard work and because of that being able to close in just two weeks. - Carlos - Yorktown, VA

Teresa and her team were A+ from our first conversation post closing with emails congratulating me on the purchase of my new home. They went out of their way to insure that I understood the process, and quickly answered all clarifying questions I had. They provided prompt, friendly and professional service at all times. I am sincerely grateful to a Teresa, Jen and Candace for their assistance in helping me secure the loan that made it possible for me to be sitting in the home I am today. - Sharon - Carrollton, VA

Very professional team - Aaron - Poquoson, VA

Buying a new home can be extremely stressful. Teresa and Candice did a great job keeping my husband and I informed and answered ANY questions we had, quickly! Highly recommend! - Lauren - Williamsburg, VA

Every thing was clear and easy. All showed great patience with my poor computer skills.. N item of service could be improved. Thanks. - William - Yorktown, VA

VERY KNOWLEDGEABLE AND EFFICIENT AT WHAT SHE DOES!! - Tyler - Seaford, VA

Great service! - Nikitha - Yorktown, VA

Everything went very smooth through the entire process and we were pleased. - Keith - Poquoson, VA

Even with Covid-19 securing our home loan went very smoothly with Teresa Rutherford. Communication was clear and concise. Help was extended if needed and updates were given frequently. It was an overall great experience! - Kathleen - Poquoson, VA

The refinance was smooth. Staff was friendly and attentive to our needs. - Jimmy - Poquoson, VA

Teresa was great, the loan process was quick and to the point. Her team were professional, well organized, and put together. I'll recommend her to anyone looking for a home or in need to refinance a home all day any day! - Scott - Yorktown, VA

There are three things that stood out to me while working with Theresa... 1. She is always accessible and responds to texts/emails/phone calls promptly. She accommodated my travel/military schedule to ensure I was able to contact her and get all my questions answered. 2. Despite her busy schedule, she never rushed a phone call and spent as much time as needed to ensure I understood everything. 3. She called me to refinance because she was looking out for my best interests. - Joshua - Carrollton, VA

This is our second interaction with Teresa and her team. I’m both occasions she was very timely with the process and knowledgeable. Very easy to communicate with and very fast with responses to our questions. - Christopher - Suffolk, VA

Teresa Rutherford is a fantastic Loan Officer. She totally understands this business. She goes beyond the process; she also gives advice and is truly interested in helping you understand all the variables in obtaining a mortgage loan. I have and will continue to recommend Teresa to others to assist them on their home mortgages. - Michael - Newport News, VA

Theresa and her team have been excellent the whole process! Best rate, best service, great communication and probably the most wonderful group I’ve worked with while buying a home. Highly recommend! - George - Suffolk, VA

Teresa and her team stayed in contact with us throughout the entire process and were amazing to work with! - Jeffrey - Suffolk, VA

Extremely knowledge about the mortgage industry and flexible with working out the best options for getting the best rates. This was my third mortgage with Teresa and highly recommend working with her. - Thomas - Fredericksburg, VA

Outstanding service and support! Made the process of refinancing our home a snap! - Karen - Gloucester Point, VA

Quick and easy process with Teresa and Jen - Brittany - Yorktown, VA

This is my third mortgage with Teresa and her team. Once I found out she had left WF and was with Caliber now I didn’t hesitate to contact her. For me it’s about trust in the team more than the underlying mortgage company. It’s an easy call. I always know I’ll get tremendous service from Teresa and her team and this time was no exception. Smooth process from start to finish. We continued to get frequent updates throughout the process all the way to closing. Thank you so much. - Barry - Newport News, VA

Friendly, very knowledgeable, explained the process for me, answered all my questions in detail, available and responsive all hours. Very smooth and hassle free experience for my family. Thank you! - John - Yorktown, VA

Very informative and responsive. - Melissa - Smithfield, VA

You rock! I want to first say buying your first home is no easy decision. We didn't know what we were doing, had limited knowledge of real estate, realtors, and mortgages. Teresa you walked me through everything and you were so personal it made the whole experience delightful. I would recommend you to anyone that is interested in buying a home! - Geoffrey - Suffolk, VA

Teresa has handled our mortgages for years. She is honest and doesn’t just try to make a loan. She lets you know what’s best for you. She is professional and kind and we would seek her out for any help with loans in the future. - Melanie - Newport News, VA

Theresa worked diligently to get us the best rate and the best terms. Then she went above and beyond to help us modify our loan to significantly lower our down payment to a point where we couldn't say no. Great experience, thanks to a hard working professional. - Daniel - Smithfield, VA

There was constant communication and each time I reached out I had any and all questions asked either right away, or very shortly after. They were professional, kind, and took their time to make sure I was informed and confident. - Sofia - Newport News, VA

had a GREAT experience - Michael - Newport News, VA

Teresa understood my needs and adjusted the process to ensure my success! - Jeffrey - Hampton, VA

I was shocked by how available she was to answer any questions that I had. Made my experience pleasant. - Matthew - Newport News, VA

Very polite, professional and super helpful. Always available for questions. Overall just a great experience and she helped make it less stressful. - Megan - Suffolk, VA

Teresa Rutherford answered all of my questions. She went out of her way to help me get the loan that I needed. - Christopher - Newport News, VA

Consistent daily communication and updates provided the ideal peace of mind - James - Poquoson, VA

You and your team were excellent with communication and keeping us updated throughout the process without us ever having to reach out to you first. You were always available to answer any questions we had and made us feel at ease through every step of the way. Thank you for all that you did to help our home buying process an easy one! - Lindsey - Yorktown, VA

You made the process easy, everything was done through email and it didn’t take that much time. - Richard - Smithfield, VA

Good rate, timely communication, honest - Jeffrey - Portsmouth, VA

Very organized, timely and supportive through the home buying process. Great customer service! - Amber - Williamsburg, VA

costumer service - Kevin - Hampton, VA

Teresa makes everything easy. She and Candice provide you all the information up front and are easy to get in touch with for any questions. They are very responsive. This is my 5th mortgage with Teresa and I continue to be incredibly impressed with her efforts. - Hubert - Williamsburg, VA

Quick to respond and made things very easy to understand - Giancarlo - Chesapeake, VA

Teresa and her team were very pleasant, prompt, and professional through out the entire loan application and approval. I would highly recommend them to my family and friends. - Daniel - Poquoson, VA

Teresa and her team took care of everything. All I had to do was provide information and then sign at closing time. I felt I was in good hands the entire time. - Janet - Yorktown, VA

Teresa is super responsive and pleasant to work with - Joshua - Mechanicsville, VA

Being a first time homebuyer Theresa understood my willingness to fully understand every process and step taken. She was very quick to respond to questions and walk me through any concerns I had. - Austin - Newport News, VA

Our refinance was smooth and communication from Theresa and her team was great! Highly recommended! - Kevin - Chesapeake, VA

Teresa, Jen and Candice communicated with us effectively. Her team made our first time home buying experience so pleasant and they were able to answer all of our million questions. Thank you so much! - Gabriel - Newport News, VA

Great service! Process was smooth and quick. These ladies know what they are doing and make sure it's done perfectly! - Summer - Newport News, VA

She is timely, keeps us informed throughout the process. Available to answer any questions. - James - Smithfield, VA

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