Close Alert

Important debit card information effective June 1, 2022 Learn more

Loan Consultants

Welcome! My name is Julio, I am a Licensed "Spanish Speaking" Virginia Mortgage Loan Officer! I am driven by my aspiration and desire to be a part of something bigger than myself. My career in the financial industry started 10 years ago and with time, knowledge has become one of my most precious skills obtained. I consider myself a motivational energy giver and I want to inspire others to find a starting point to a finish line many have crossed. That is to achieve one of the uttermost accomplishments in life in becoming a homeowner! I'm known as an expert in Credit Repair, First Time Home Buyer Loans, Refinance and Renovation Loans!

Contact me! Let’s get you Pre-Approved today with Caliber Home Loans and will have you with one of the best realtors in the Richmond Market to help you start shopping for your dream home.

It's not a question of "will or can I qualify for a home loan?". It's a question about "How and When will I qualify for a home loan".                                                                               
"Without action, the best intentions in the world are nothing more than that: Intentions."🦁🌆- Jordan Belfort
Read More
 

$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
Image

scroll-top-button