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Loan Consultants

"Thank you for the opportunity to help. I understand that my clients want a relationship with their lender that is based on clear communication, transparency and trust. I take a consultative approach to the mortgage process. By working with you to consider all of your options together we can find the best mortgage solution for your unique situation. I appreciate everyone that makes the decision to trust me as their mortgage advisor and I pride myself on being personally available to help guide you through the mortgage process."
- Derrick Whitfield

Growing up locally in Richmond, Virginia Derrick understands the local market and the unique lending needs of our community. Derrick purchased his first home in the Midlothian neighborhoood and was inquisitive with the home buying process and impressed by how the Realtor and Lender team worked together with him and his family. This first impression along with Derrick's curiosity started his journey in the mortgage business. Being able to apply his undertsanding of consultative sales process and business development to the mortgage business has been a track record for success for Derrick and his clients. Derrick currently lives in Powhatan Virginia with his wife Christina, their four sons Colton, Dylan, Bowen and Hayden as well as their Chocolate lab Mocha and their crazy bird-dog Dolly. Derrick and his family enjoy living in RVA and you can often find them out sampling our restaurants or attending local events. They enjoy camping, fishing, swimming and especially live music.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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