Top notch service from Jim. Can’t go wrong - Christopher - Virginia Beach, VA

Jim did a perfect job of explaining every piece of the puzzle, step by step, in a way that was easy to understand. He and his team understands that mortgages are a big deal and they take time ensuring the client is confident in their decision and gets the best rates in a smooth and timely fashion. Jim and his team had outstanding communication and customer service from start to finish. - Katelyn - Bristow, VA

We love the Caliber Team! My wife and I just refinanced with them and had a seamless experience. We work in this industry and understand the demand on the staff. They were always responsive and handled our file with care. We have and will continue to refer our friends and family to Caliber Home Loans. Thank you for all that you have done for us! Blessings to everyone involved. - Kristian - HAYMARKET, VA

From the first moment I approached Jim about refinancing he provided me with all the information me and my wife needed to decide if this was a good decision. He communicated with me throughout the whole process and helped us save a good amount of money each month. I can't think of anything negative to say about the whole experience. Definitely the best of the best!! - Jeremy - GAINESVILLE, VA

Jim did a great job throughout the process. - Brandon - Hamilton, VA

Jim was great at walking through the paperwork and we got a great rate - Michael - Haymarket, VA

Jim made the process easy. - Valerie - Haymarket, VA

Fast, easy and thorough process! Thanks for everything! - Pamela - Haymarket, VA

Jim and his team were unbelievably great at every step of this process. My fiancé and I used Caliber to help us purchase our first home and we couldn’t be more appreciative of their hard work and guidance. We were able to close very quickly, and everyone involved was fantastic at communicating everything they needed. Thank you! - Jake - Haymarket, VA

Quickly closing. - Joseph - Alexandria, VA

My favorite part of the experience was that it didn’t end. Jim kept an “open door” to me for any questions l may have in the future. - Ashley - Haymarket, VA

Jim and his team were great and broke every thing down for us at closing. Even gathering all the information needed was pretty painless and closing day was great! - Lauryn - Manassas, VA

Jim was great throughout the entire process!!! - Justin - Warrenton, VA

Knowledge of the market and the process were top notch. Very personable and treats us like family and wants us to succeed. Jim is the best! - Christopher - Haymarket, VA

We have several mortgages with Jim and he had made all purchases and refinances so easy. He even helped us with two out of state purchases. His level of service is best of class. Incredibly personal, quick to respond and makes you feel so comfortable. We would use Jim over and over again. Trustworthy and professional which is what you need when closing on a home! Thank you Jim! - Danielle - Haymarket, VA

Jim is always a pleasure to work with and has the knowledge and experience to make the transaction effortless! I'd recommend him to family and friends in a heartbeat. - Stephen - Haymarket, VA

Great competitive rates, prices, and communication with customer. - Justin - WARRENTON, VA

I don’t know where to start! But I give 10 stars to Jim and the team for helping me through the process. It was well worth the stress and they kept me motivated through the process. I salute them for working as a team to make this a successful experience for me.With Caliber my refi was one of the best I could ever have. The service that I received was top quality bar non. The team that took care of my refi was calm cool and collective. Never any stress in a time of the coronavirus. - Joshua - Alexandria, VA

Excellent customer service; knowledgeable team of people; no hassle, no worries, just great trust and faith in Jim P and team to do the job right the first time. Will continue to work with Jim and the Caliber team!! - Edwin - Centreville, VA

Thanks for everything! - Patrick - PURCELLVILLE, VA

The work that Jim and his team put in to get us the rate and home we wanted. Could not have done this with anyone else. Thank you. - Sandra - Aldie, VA

All done electronically and never had to leave the comfort of our home. - John - Haymarket, VA

Jim answered questions promptly and took care of issues when they came up. He was friendly in his communications and always helpful in making sure we had what was necessary to get through the loan process. Overall a great person to work with. - Peter - Bristow, VA

Jim has been the only person I go to when it comes to mortgage and home buying/refinancing questions. He and his team have helped me buy two homes and has always given me sound advice. - Eric - Bristow, VA

This was a professional transaction from beginning to end. Thank you so much for your efficient, prompt service! - Daralyn - Berryville, VA

Jim always goes above and beyond - Donald - Springfield, VA

Jim was awesome to work with from the start all the way to closing day. He was prompt, had answers to every question I had, and made everything so incredibly easy so that, I as a buyer, didn't have to jump through any hoops. - Daniel - RIXEYVILLE, VA

We would highly recommend Jim and team for your mortgage needs!! - Julie - Gainesville, VA

Jim was awesome! He was very attentive and available to answer any and all questions at any time of the day/night. He exceeded our expectations and made sure everything went smoothly during our home buying process. We could not be happier with our experience with Jim and Caliber. - Thomas - Centreville, VA

Jim was very invested in the purchase of our new home! He was easy to contact and went above and beyond to assist us in anyway possible! Thank you Jim! - Nicole - Centreville, VA

This was the 8th house my husband & I have purchased and by far the easiest loan process from pre-approval to settlement. Jim and his team always answered our calls and emails along with explaining why certain documents were needed. I will definitely recommend Jim and his team to my friends and coworkers. - Sarah - Gainesville, VA

We saved money. - Kevin - Centreville, VA

Jim was on point every step of the way. Made this refinance process simple and easy. I Will certainly be doing more business in the future. - Kyle - The Plains, VA

We we initially going with a different lender, but as the loan progressed, the terms kept seeming to change which made us uncomfortable. We were referred to Jim by a good friend and Jim took us under his wing and got the job done. He made the whole process very easy, comfortable, and he explained everything from start to finish. He made sure that we felt like we were his only clients! I couldn't have asked for a better guy to get us to the end! Definitely earned our business again and again! - Destinee - Manassas, VA

This is our 2nd home loan with Jim and Caliber. He and his team processed our application quickly and was very responsive to questions throughout the process. We'll use him again if/when the time comes. - Michael - Herndon, VA

Jim Podratsky - John - Gainesville, VA

Jim's availability to answer questions and reply in a timely manner was on point! My first interaction, I left him a vm on a Sunday afternoon requesting info about a loan and let him know he could call back anytime up to midnight - I needed an answer by Mon. Jim called me later that night I think around 10pm and provided what I needed. I greatly appreciate that availability/flexibility! We got a good rate and Jim was great throughout the loan application process all the way through closing. - Yaffe - Brambleton, VA

The communication. We still need to get the deed back in our trust. Waiting to hear when and how that will be done. - Andrew - Centreville, VA

Very quick, good communication, no hassles, pleasure doing business with you - Michael - Berryville, VA

Jim and his team were phenomenal! Thank you so much for helping make our dream a reality:) - Margaret - Haymarket, VA

Jim was fast, thorough, and happy to explain everything in detail whenever asked. - Samuel - Leesburg, VA

Jim and his team became very creative in dealing with the market as it stands during the lockdowns. Jim is very knowledgeable and informative. This is the third transaction we have done together and we would recommend him to anyone! - Matthew - Haymarket, VA

Great experience! - Melissa - Fairfax Station, VA

Jim was great - Geoffrey - Broad Run, VA

Great was knowing that through shifting landscape, things were constant and made sifting through mouthwatering of changes easy - Sean - Fairfax Station, VA

Jim and his team is OUTSTANDING - super helpful thru every step of the transaction. Kristen and Jim were always available to answer any question that I had, not only were they prompt but very informative. They made a my purchase of my home an absolute amazing experience. I will and have continue to refer this amazing group of professionals. I have referred business to Caliber Home Loans for over 7 years and will continue to do so Thanks again Jim, Kristen, Julio, and Donna yoo are amazing - Marina - Warrenton, VA

We are so grateful for Jim’s guidance and help! - Erika - Manassas, VA

Working with Jim and his team on my ReFi was a great experience. I always had someone to answer a question every step of the way and if I needed more information on a topic they were always happy to explain. It was important to me that I was able to close in a particular time window and Jim made sure that happened. I appreciate everything that the entire team did and they service they provided. I ended up saving over $300 a month on my mortgage payment which was HUGE. Thanks again. - Ryan - Purcellville, VA

Jim and his team were easy to work with. He was able to answer all of my questions fully and quickly. - Jonathan - Manassas, VA

Everything. Jim was great and provided us with everything we needed. He kept us posted in regards to lowering rates and we were also able to get a lender credit, which was awesome. The process was smooth and it was all done quickly and efficiently. Thanks again!! - Timothy - Bristow, VA

Jim and his team were extremely knowledgeable and helpful at every turn. Mix in the fact that they were extremely quick to respond to any and all questions made our refinance process simple and smooth. - Daniel - Round Hill, VA

Being a first time home I ert things get confusing. Jim kept me in the know with what was going on every step of the way. I really appreciate him helping so much - Ethan - Warrenton, VA

Jim Podratsky and his team were Amazing and we are so happy we chose to go with Caliber Home Loans. My wife and I have already referred a friend. Thank you for all you do. - Brandon - Haymarket, VA

Always a pleasure to work with Jim - Kathleen - Burke, VA

It worked out magnificently. - John - Gainesville, VA