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Katie is the best and always beats any other deal. She’s tenacious and friendly all at the same time.
Justin F., RE Agent
I can't say enough good things about my experience with Katie Hickey and Stephanie Cafferty. They took my very challenging loan situation and made it happen with incredible ease, speed and seamless efforts. I truly enjoyed working with them and would HIGHLY recommend their team to anyone.
Rosemary and I were very fortunate to have been referred to you, Lindsay and Stephanie. and appreciated all the hard work each you did on our behalf in refinancing our home.The team was able to resolve a worrisome mortgage conundrum for us and we are very pleased with our much improved financial picture. We are grateful for your efforts and will refer any potential clients to you at your new home.
Thank you and the rest of your team for the hard work you guys did in getting us through to closing on time. Everything worked out great and we are now moved in to the new home. I also wanted to thank you for always promptly answering my seemingly never-ending questions and numerous decisions to change certain loan options. As I have in the past, you guys will be recommended to anyone I talk to who is looking to buy or refinance.
I just wanted to say thank you to all of you for jumping through countless hoops to get this little deal done. Definitely could not have done it anywhere else but with you guys and I really, really appreciate all the hard work that got put into this. Closing went smoothly and I am so glad this deal got wrapped up. So again, I really appreciate everything, you guys are all amazing.
Kevin, KW Agent
I just completed a refi with Katie and her team, including Client First Title. It was the best refi experience I have ever had. I have had some distant relationship refi’s and some that were really bad experiences. In spite of increased government regulations, they have a very efficient, easy process to follow which smooths the way for a hassle free experience. Katie got me a great interest rate and paid for the closing costs. It’s a winning proposition combined with knowledgeable, great customer service. I would not hesitate to recommend Katie and her team to anyone.
–David M., Business Coach
Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.
The Simmons Team at Caliber Home Loans, Inc. is committed to providing innovative financing options at competitive rates to homebuyers and homeowners in Virginia.
We’re all equally dedicated to providing high levels of customer service to our borrowers. This translates into accurate communications, carefully explaining the pros and cons of different financing options, and being some of the most educated Loan Consultants in the industry.
One or more of our team are always available to answer your questions and assist with your home financing needs. Let the Simmons Team guide you home!
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.