Gil Munguia is a Loan Consultant at Caliber Home Loans. As a mortgage and loan professional,
Gil provides knowledge and experience to guide you through the loan process, find terms that are right
for your budget, and make sure all legalities are competently handled to assure a smooth closing when
taking possession of your new property.

Whether you are looking to trade up, first time homebuyer, downsize, or simply looking to
change, Gil can assist before you ever make an offer on a property. Gil will discuss your budget, income
& savings, and helping obtain a clear picture of what type and loan amonunt is realistic. There are
multiple factors to consider when obtaining a home loan and all options will be considered so you can make the best decision for your needs.

The financial aspect of homebuying can be stressful but doesn’t have to be with a trained and caring
professional. I urge you to contact Gil and start making you homeownership dream a reality.
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Estimate your monthly payment

Update the information below to estimate your monthly payment

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Let’s start this
journey together!

Apply Now
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