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We are happy to announce the completion of our servicing system conversion. An overview of new features and functions can be found here.

Loan Consultants

Gil Munguia is a Loan Consultant at Caliber Home Loans. As a mortgage and loan professional,
Gil provides knowledge and experience to guide you through the loan process, find terms that are right
for your budget, and make sure all legalities are competently handled to assure a smooth closing when
taking possession of your new property.

Whether you are looking to trade up, first time homebuyer, downsize, or simply looking to
change, Gil can assist before you ever make an offer on a property. Gil will discuss your budget, income
& savings, and helping obtain a clear picture of what type and loan amount is realistic. There are
multiple factors to consider when obtaining a home loan and all options will be considered so you can make the best decision for your needs.

The financial aspect of homebuying can be stressful but doesn’t have to be with a trained and caring
professional. I urge you to contact Gil and start making you homeownership dream a reality.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

/ year

Your Monthly Payment


Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now