Now Licensed in CA (CA-DBO869482),TX & AR! With over 10 years of Banking and Mortgage experience, I am a licensed loan officer who understands the value of building client relationships and the importance of doing right by the customer. At Caliber Home Loans, I work with diverse clients of all backgrounds. Whether you are a first-time home buyer searching for your dream home, a seasoned home buyer wanting the best bang for your buck or a member of the military looking to use VA benefits, I understand how to navigate through the labyrinth that is the mortgage lending process and help you on the journey of finding your perfect home. Born in El Salvador and raised in Arkansas, where I attended the University of Arkansas at Little Rock before enlisting in the United States Marine Corps. While serving my country for 7 years in the Marine Corps Reserves, I gained experience in banking and mortgage lending at multiple financial institutions, including Iberia Bank, J.P. Morgan Chase and Mutual of Omaha. I moved to Houston in 2013; and in 2015, I became a U.S. Citizen – which was one of the proudest moments of my life, aside from my wedding day. Houston is now home. I have a lovely wife, Felicia, who works at a global communications agency in Houston. Together, we both have two beautiful dogs – a Cavalier King Charles Spaniel named Luke and a German Shepherd named Jake. In my spare time, when not getting you a great deal on your home, I’m at home developing my aquarium tanks, maintaining my vegetable garden and volunteering as a foster parent for Greater Houston German Shepherd Dog Rescue.
Read More

Estimate your monthly payment

Update the information below to estimate your monthly payment

$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Let’s start this
journey together!

Apply Now
Image
scroll-top-button