Hello, my name is Dave Smith and with 18 years of experience in the mortgage industry, I am committed to providing ideal financing options to homebuyers and homeowners in the Texas area. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients. What sets me apart from the competition is my core belief that honesty, integrity, and open communication is the number one priority, and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that earning the trust of the team is the key to building strong and lasting relationships with borrowers and business partners alike. I was born and raised in Texas and currently live in the M Streets area of East Dallas with my wife and 3 elementary school age children. I enjoy spending free time playing music, sports, and spending time outdoors with my family.