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We are happy to announce the completion of our servicing system conversion. An overview of new features and functions can be found here.

Loan Consultants

Hello, my name is Dave Smith and with 18 years of experience in the mortgage industry, I am committed to providing ideal financing options to homebuyers and homeowners in the Texas area. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients. What sets me apart from the competition is my core belief that honesty, integrity, and open communication is the number one priority, and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that earning the trust of the team is the key to building strong and lasting relationships with borrowers and business partners alike. I was born and raised in Texas and currently live in the M Streets area of East Dallas with my wife and 3 elementary school age children. I enjoy spending free time playing music, sports, and spending time outdoors with my family.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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