The simplicity and easy communication to get everything I needed done. Along with the willingness to accommodate with someone whose always on the go. - Kelvin - Ringgold, GA
07/09/2022

JoAnna was very professional and patient with me during this process. Always returned my calls and explained what was happening with my loan process. Very easy guidance. - John - Gallatin, TN
07/01/2022

Joanna and her team made every effort for my family to move into a brand new home. And they accomplished it. - Rodney - HIXSON, TN
06/14/2022

JoAnna was very communicative and straightforward. She made the harrowing process of purchasing a house if state as easy as possible and answered all my questions in a timely manner. - Ruby - Jamestown, TN
06/04/2022

The process was made super easy for us! - Kaylee - Chattanooga, TN
06/04/2022

Everything went well - Galina - Ringgold, GA
06/02/2022

JoAnna and her team were very attentive and on spot. they answered all of my questions very quickly. the whole process was very easy and efficient. i have worked with JoAnna in the past and her attention to detail was the reason i called her for my refi. I would definitely refer her to any of my friends in the future. - Timothy - Chattanooga, TN
05/25/2022

They helped me understand any question or concerns that I had in a way to help me understand better. - Yvonne - La Fayette, GA
05/12/2022

Things went great - Larry - La Fayette, GA
05/12/2022

Very professional and helpful. - Kimberly - RINGGOLD, GA
04/26/2022

This is my first time buying a home, and even though we are lucky enough to put 30% down on our house it still feels a little nerve-racking. Joanna made everything very understandable at the most pragmatic level possible, which I really appreciate. It genuinely helps people like me put every decision they make into the right context which is just so important. Her willingness to work with us and make everything understandable was genuinely mind blowing and I cannot say thank you to her enough. - John - Ooltewah, TN
04/25/2022

JoAnna Otero & Debby Daniels were amazing to work with- prompt responses when addressing any of my questions or concerns. True professionals at their best- I’d highly recommend! - Deborah - OOLTEWAH, TN
04/01/2022

Great service - Barry - Clarksville, TN
04/01/2022

Great service - Barry - Clarksville, TN
04/01/2022

Good communication - Timothy - OOLTEWAH, TN
04/01/2022

Friendly helpful communication. - Greg - Dunlap, TN
03/27/2022

JoAnna and her team were always accessible and ready with accurate and relevant information every step of the way. They worked through every hurdle with professionalism. Their experience was clearly on display. 10/10! - Austin - Chattanooga, TN
03/16/2022

Joanna made the experience less stressful, answered questions I had in terms that I could understand. Thank you so much 💓 - Karie - Rossville, GA
02/25/2022

Quick Closing and responded back to me when I had questions fast. - Jason - Cohutta, GA
02/25/2022

I have used Joanna for three homes and two refinances over the past 10 years. She is always helpful, professional, and efficient! - Andrew - CHATTANOOGA, TN
02/23/2022

JoAnna and her team - Brandon - Ooltewah, TN
02/09/2022

Loan closed quickly. - Kristy - ROSSVILLE, GA
02/04/2022

Joanna and her team were amazing! - Mallory - Fort Oglethorpe, GA
01/28/2022

Joanna answered all of our questions and gave us piece of mind throughout this process. - Thomas - Fort Oglethorpe, GA
01/24/2022

Joanna answered all of our questions and gave us piece of mind throughout this process. - Thomas - Fort Oglethorpe, GA
01/24/2022

JoAnna, was always very prompt with her communication and consistently offered her support. She was easy to reach and there was clear transparency when we were looking to refinance. Thank you JoAnna for making the process seamless!! - Jason - Ooltewah, TN
11/04/2021

Everything - professionalism, assistance with the process, kept me informed - an overall good experience for an involved process. - Margaret - Chattanooga, TN
10/01/2021