Hello, my name is Erica Kelley, and as a licensed Mortgage Advisor in Tennessee, I am very honored to have had the opportunity to guide hundreds of families through the home buying process. Buying, Selling or Refinancing your home can be very stressful, but with the right professional help it can also be painless and even FUN! What sets me apart from the competition is that people are my passion. I understand that each person's financial situation is as unique as their fingerprint. I take time to understand your hopes and dreams and helping to find the best product to meet those needs is what I love to do! I also believe that open, honest communication is the key to building strong and lasting relationships. My clients become family and I become their financial advisor for life!
I was born and raised in Nashville and currently live in Williamson County. I have the pleasure of caring for 3 beautiful boys and my husband Ian. My oldest is Jackson, Lincoln is our middle boy and the baby of the family is Taylor. We have a lot of fun as a family. Currently we are on the football field most nights with 3 teams to juggle. I am beyond blessed to be surrounded by lots of laughter, lots of fighting and lots of snuggles in my home. We are involved in many sports with football being our favorite! Zeal Church off White Bridge Rd. is where we love to worship and serve others and is one of our favorite places to be!
If you are in the market to purchase a new home, sell or to find out how you can use your biggest asset to create the greatest wealth, give me a call. I would love to link arms with you and walk with you on this journey!
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Monthly Principal & Interests : $1145.80
Monthly Real Estate Taxes : $316.67
Monthly Insurance : $66.67
Monthly PMI : $0.00
Total Monthly Payments : $1529.13
Loan To Value Ratio : 80.00%
Months With PMI : 0 months