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Loan Consultants

I believe that each borrower deserves my unwavering commitment to provide quick, accurate and individualized service. Knowing a mortgage isn't one size fits all, I am committed to finding the right mortgage program to meet one's needs. I feel truly passionate about navigating others through possibly one of the largest financial decisions made in a person's lifetime. I believe there is a calling on my life to help others and I approach each day with the heart of a servant which is why Caliber Home Loans, Inc. is the perfect fit for me.

My business is built on serving others - placing people before profits. Thanks for allowing me the opportunity to serve you! I began my career as a loan officer in 1997. Over the years I have built a solid referral driven business by exceeding the needs of each client. Understanding that everyone's mortgage needs and goals are different, I take the time to listen to what my clients want. This insight helps me find the right loan program that matches their specific need. My goal is to build relationships that last a lifetime. My energy and enthusiasm have earned me top producer awards consistently since 1997.

I am active in the Chattanooga Association of Realtors, the Chattanooga Women's Council of Realtors, Chattanooga Mortgage Banker's Association and the National Association of Home Builders. My mission is to provide you superior and convenient service while maintaining a position as a low-cost mortgage loan originator. After almost 25 fulfilling years as a Loan Consultant, I understand how to exceed the expectations of each new borrower. Since everyone's mortgage needs and goals are different, I take the time to listen to what my clients want. This insight helps me find the right loan program that matches their specific needs.

Caliber's competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. Also, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. I believe there is a calling on my life to help others, and I approach each day with the heart of a servant. This is why my career is the perfect fit for me. My business is built on serving others - placing people before profits. Thank you for allowing me the opportunity to serve you!
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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