Team

About Otero Team

The Otero Team Caliber Home Loans, Inc. is committed to providing innovative financing options at competitive rates to homebuyers and homeowners. 

Since the team was formed, we've worked together to build lasting careers on a foundation of helping more borrowers realize their dreams of home ownership.

We're all equally dedicated to providing high levels of customer service to our borrowers. This translates into accurate communications, carefully explaining the pros and cons of different financing options, and being some of the most educated Loan Consultants in the industry.

One or more of our team are always available to answer your questions and assist with your home financing needs. Let the Otero Team guide you home!
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Team

JoAnna Otero

JoAnna Otero

Branch Manager
NMLS ID#: 168871
Tennessee

Summer Robertson

Summer Robertson

Team Loan Consultant
NMLS ID#: 1009959
Tennessee

Summer Robertson

Summer Robertson

Production Assistant
NMLS ID#: 1009959

$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>

What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>

Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Team

Let’s start this
journey together!

Apply Now
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