JoAnna is absolutely amazing! We have used her for multiple home purchases and she always keeps us in the loop and does what's best for us. I would refer her and Caliber Home Loans to anyone looking to purchase or refinance. - Rebekah - OOLTEWAH, TN

It was quick and easy. There was no having to supply the same documents over and over again. Quite streamlined - Jessica - RINGGOLD, GA

Thank you - Toni - CHATTANOOGA, TN

JoAnna is the best! - Brandon - OOLTEWAH, TN

JoAnna O. and her team were able to approve me for a loan so that I could make an offer within a few days! They were so easy to work with and very communicative throughout the whole process of buying my new home. Thank you! - Cynthia - Ooltewah, TN

Ms. Otero and crew treated me very well and made my transaction very easy. I am very pleased. - William - Hixson, TN

My wife and used Joanna last time we purchased a house. We were so impressed with her attention to detail, prompt communication, and overall professionalism we were set on using her again. This most recent experience exceeded all expectations. She went above and beyond in explaining all our options, and made sure we completely understood our decision. If ever buying a home again, she will be the first person we call. THANK YOU THOMAS SMITH - Thomas - HIXSON, TN

JoAnna worked with us on our first mortgage and we were so impressed with Caliber that we decided to refinance with her as well. We are satisfied all around. - Christopher - CHATTANOOGA, TN

professionally and responsibly - Nikolai

It was such a simple process. Everything was seamless to me. JoAnna and team were on top of things, communication was great and it was a much more pleasant experience than I expected. Thanks Team Otero. - Margie - Cleveland, TN

You were all very friendly and prompt in answering questions. And helping to get business done quickly. Thank you so much😊 - Janet - Ooltewah, TN

JoAnna was extremely responsive and helpful to make sure everything was taken care of well in advance of closing! She always went the extra mile so we had less stress moving from TX to TN. - Gerry - Signal Mountain, TN

We’ve bought multiple homes and this was by far the smoothest and easiest transaction we’ve had. - Jananna - Signal Mountain, TN

Joanna answered many questions that I had. She responded quickly to my questions. - Connie - APISON, TN

JoAnna is great to work with! Always had an answer to all of our questions and made the overall process very smooth and quick! - Pavel - CLEVELAND, TN

JoAnna was really great and very helpful from day one. She never hesitated to take any questions from us, and had a very timely response time. Any materials she and her team needed from us came in the form of a clear, organized list. JoAnna and the team are at the top of their A-game. - Lucas - Cleveland, TN

JoAnna and her team were very easy to communicate with, and helped us understand all our paperwork. - Samantha - Cleveland, TN

JoAnna is amazing! Very quick to respond, always had an answer or found the answer for me. She made this experience so easy. I will always be grateful for everything she has done for me!! - Elizabeth - RINGGOLD, GA

JoAnna is amazing to work with. Very efficient and easy to deal with. - Shannon - LOOKOUT MOUNTAIN, TN

Easy and smooth experience from initial research to final signing. Highly recommend! - Adam - Ringgold, GA

X - Kristi - Ooltewah, TN

- Joe - La Fayette, GA

JoAnna was super available and provided info for all of our residential and rental questions. Online tool were the most convenient I've used. - Joseph - Ooltewah, TN

JoAnna was very attentive to my needs, especially during my time of bereavement. She made the refinance process easy and painless. - Sharon - HARRISON, TN

Your communication with us was excellent over the course of our buying experience. We enjoyed working with you and your crew and the process went much faster than we expected. We would be happy to recommend your services to anyone. - Edward - Ringgold, GA

Very responsive and willing to help. - Rebecca - Ooltewah, TN

JoAnna was incredible throughout this entire process! - William - Harrison, TN

Easy to work with and very good communication. - Chris - CHATTANOOGA, TN

JoAnna made the whole process easy for us. Would highly recommend her to anyone in need of mortgage assistance. - Christopher - APISON, TN

Joanna is always on top of all of the details and keeps clients well informed of the process and what needs to be completed in a timely manner - Stacey - APISON, TN

JoAnna and her team got the job done. - Patrick - Chattanooga, TN

JoAnna was very efficient and attentive throughout the process. I was able to sign documents online, upload documents, and she brought my refinance to an expedient close. She was a pleasure to work with! - Karen - ROSSVILLE, GA

JoAnna was so great and helpful she made the entire process very easy. - Asten - Ringgold, GA

JoAnna Otero is amazing! She constantly helped me, educated me and made me aware of what I needed to accomplish to meet my goal! I am pleasantly pleased with both JoAnna and Caliber Home Loans. - Stacey - Ooltewah, TN

Joanna was great to communicate with me via email. She helped explain things very well anytime needed. - Spencer - Sandy Springs, GA

Joanna was very personable and quick to respond to questions. This was our first home and going through the loan process. She was very patient with us as we tried to figure things out! Thank you! - Hadleigh - Chattanooga, TN

I like the way my account was handled. It was taken care of very swiftly. Every one of the people I dealt with were very professional. Thanks again for all of your help. I certainly would recommend your company. - Alice - RINGGOLD, GA

Joanna was extremely helpful throughout the entire process. If I ever buy a home again I will use Joanna; she was extremely thorough and guided me every step of the way! - Alaina - ROSSVILLE, GA

Working with JoAnna Otero is always a great experience. She is a dedicated professional who is consistently focused on industry expertise and superior customer service. We would not entertain the idea of using anyone else for our home/property finance needs. - John - SIGNAL MOUNTAIN, TN

Great support from JoAnna Otero in our sencond process with Caliber. - Roberto - Apison, TN

Joanna has consistently provided quality work. She's professional, quick and efficient. I've referred several people to her and will continue to do so. - John - RINGGOLD, GA

It took some time to get it all worked out l, but the communication made it a smooth and easy process. - Tara - ROSSVILLE, GA

JoAnna was always willing to answer questions, quick to respond, and kept us updated. Highly recommend JoAnna and Caliber . - Ronald - Apison, TN

Great service! Extremely helpful in getting me coordinated with everything needed for my loan approval, and got me an amazing rate on my loan. Even showed up at the closing. JoAnna was amazing! Would recommend her to anybody looking to finance or refi. - James - OOLTEWAH, TN

Very nice person to deal with and helped us any and every way she could - Joshua - La Fayette, GA

Joanna always answered all our questions my husband and I had. I would recommend her to anyone. - Patricia - La Fayette, GA

My Representative summer was so understanding and so caring and took a lot of time with me in her exclamations she is quite an asset to your company - Elaine - OOLTEWAH, TN

The entire experience was great. Joanna answered all our questions in a timely manner. She is very knowledgeable and was great to work with. - Neha - Ooltewah, TN

JoAnna and her team were great communicators. They were helpful and available for any questions we had during the process. We were glad our realtor referred us to her. - Nirav - Ooltewah, TN

My experience was awesome! - Dame - Ooltewah, TN

Tell Summer thank you and she was awesome! :) - Roger - FLINTSTONE, GA

Everything was so easy and given straight to the point . Answered all ?s we had at anytime . Just made The process painless - Bronny - Hixson, TN

Very informative and alway available if I had questions. Great experience!! - Tracy - Hixson, TN

Our purchase was a lengthy process, Caliber stayed with us and in contact the entire time to make it as smooth as possible - Mickey - Ringgold, GA

Great experience working with you folks. My only criticism was with the Title company. Their communication and responses were slow at times. I asked directly for a signed copy of the Deed to use for electric service on day of closing, but they did not respond until the next day. Our agent and you had to contact them. Due to their slow response, I may incur a reconnection fee. Thanks for all your help making this transition into our retirement home a fun and memorable event. - Mark - Ooltewah, TN

Great service! - Michael - RINGGOLD, GA

Joanna is very helpful and knowledgeable. - Jessica - CHATTANOOGA, TN

We received regular updates regarding the closing process, and received prompt answers to any questions. We live in Florida and were closing in TN, and JoAnna made the process seamless. - Scott - Apison, TN

Summer and the whole crew did a great job making our first home purchase a breeze. Summer was always available to answer questions along the way! I’d definitely recommend. - Cullen - Chattanooga, TN

Joanna truly amazing!! As a lender I would highly recommend her, She also answered our million-billions questions with ease. Thank you Joanna for being so awesome!! - Chana - Doraville, GA

JoAnna is always incredible to work with. I recommend her to everyone and will be a customer for life! - Amber - HIXSON, TN

The absolute best! Thank you so much! - Jessica - La Fayette, GA

Joanna, went above and beyond to make our home buying experience a timely success. She was always available and helped us navigate all the obstacles that came our way. Would highly recommend her to anyone purchasing a home! - Jenny - Savannah, GA

She was able to move the closing date up - Dale - Ooltewah, TN

What a great experience through such a stressful year and process for a unique situation. Very thankful for Joanna and team for keeping things on track and in order. Was one less thing we had to worry about. - Matthew - Cleveland, TN

Good experienced for me as a first time home buyer process go smoothly.Keep up the good work! - Randale - Chattanooga, TN

Joanna was always available when we had questions about our loan process. She went above and beyond to meet our needs, and always responded immediately to emails. I would without a doubt recommend her to anyone getting ready to purchase a home! - Trisa - Ooltewah, TN

They were helpful in every step of the loan process - Francisco - Chattanooga, TN

JoAnna Otero and her team worked so hard on every aspect of my loan. I had other companies give up on me. I could not be more pleased with the professionalism and kindness that I was shown. Thank you all so much! I will continue to reccomend JoAnna in the future! I Love My New Home!!!!! - Chrissy - Ooltewah, TN

JoAnna was great to work with. The communication was good and she answered our questions in a timely manner. We will recommend her going forward. - Joshua - Cleveland, TN

Great rate, quick closing with no problems at all! - David - Soddy Daisy, TN