JoAnna did an excellent job along with her Caliber Home Loans' assistants. Very knowledgeable and very high customer skills. She did the process extremely smooth and we definitely recommend her and her company for mortgage businesses. - Gerson - Ooltewah, TN

Quick and easy process. Excellent communication. - Jesse - CHATTANOOGA, TN

Quick responses, smooth process. - Bonnie - OOLTEWAH, TN

We were in good hands with Joanna at Caliber. She helped us through every step and had a wealth of knowledge and guidance for every question or concern we expressed. Caliber has a wonderful employee who shines at her job. - Richard - Chattanooga, TN

Joanna is amazing. She was very helpful in the stressful situation of buying a home. - Whitney - Hixson, TN

It is always nice to work with someone who you have a relationship with; as JoAnna oversaw another loan for my wife and I. JoAnna went out of her way to make this transaction come together, and I would recommend her with confidence to any of my friends. - Christopher - OOLTEWAH, TN

She got the job done under stressful circumstances. Great communication during entire process. - Christopher - Cleveland, TN

Joanna and staff made it an easy process. - Kelly - SODDY DAISY, TN

JoAnna was very swift and knowledgable about this whole loan process. Thanks to her, my sister was able to get her house! Shes awesome. - Brendell - CHATTANOOGA, TN

Great Services, Direct information, No hidden information, user friendly technology, no concerns. - Danielle - Rossville, GA

Referring a couple from our church. Great time to refinance and JoAnna/ Caliber made it quick and easy. - Julia - SODDY DAISY, TN

I’m a first time home buyers, with lot of questions. Joaana was prompt with her responses. She helped in navigation thru the process with ease. - Moses - Ooltewah, TN

JoAnna and her colleagues are always professional, efficient and friendly. They are very knowledgeable and made this process extremely easy. I worked with JoAnna and Caliber on this refi and my previous home loan and I will use them again if the opportunity arises. - Rebecca - CHATTANOOGA, TN

JoAnna was very knowledgeable and communicated very well throughout the process. She was sympathetic to my needs and worked quickly to get me into my new home! Her team is amazing! - Spencer - Fort Oglethorpe, GA

They did a great job! Made the process convenient and easy. - Jordan - Ringgold, GA

The whole process was very smooth and easy. JoAnna is great! - Matthew - RINGGOLD, GA

Clear communication, consistent and timely responses. Availability for questions. - Abigail - RINGGOLD, GA

Very smooth, hassle free. - Jerome - OOLTEWAH, TN

Good job fairly quick turn around always returned my calls - Herbert - SODDY DAISY, TN

Joanna and her team were quick to respond to any questions that I had. We appreciate all of their help. - Tama - Ooltewah, TN

We have recommended JoAnna to everyone who has mentioned about refinancing and purchasing a home. - Raymond - CHICKAMAUGA, GA

JoAnna is absolutely amazing! We have used her for multiple home purchases and she always keeps us in the loop and does what's best for us. I would refer her and Caliber Home Loans to anyone looking to purchase or refinance. - Rebekah - OOLTEWAH, TN

It was quick and easy. There was no having to supply the same documents over and over again. Quite streamlined - Jessica - RINGGOLD, GA

Thank you - Toni - CHATTANOOGA, TN

JoAnna is the best! - Brandon - OOLTEWAH, TN

JoAnna O. and her team were able to approve me for a loan so that I could make an offer within a few days! They were so easy to work with and very communicative throughout the whole process of buying my new home. Thank you! - Cynthia - Ooltewah, TN

Ms. Otero and crew treated me very well and made my transaction very easy. I am very pleased. - William - Hixson, TN

My wife and used Joanna last time we purchased a house. We were so impressed with her attention to detail, prompt communication, and overall professionalism we were set on using her again. This most recent experience exceeded all expectations. She went above and beyond in explaining all our options, and made sure we completely understood our decision. If ever buying a home again, she will be the first person we call. THANK YOU THOMAS SMITH - Thomas - HIXSON, TN

JoAnna worked with us on our first mortgage and we were so impressed with Caliber that we decided to refinance with her as well. We are satisfied all around. - Christopher - CHATTANOOGA, TN

professionally and responsibly - Nikolai

It was such a simple process. Everything was seamless to me. JoAnna and team were on top of things, communication was great and it was a much more pleasant experience than I expected. Thanks Team Otero. - Margie - Cleveland, TN

You were all very friendly and prompt in answering questions. And helping to get business done quickly. Thank you so much😊 - Janet - Ooltewah, TN

JoAnna was extremely responsive and helpful to make sure everything was taken care of well in advance of closing! She always went the extra mile so we had less stress moving from TX to TN. - Gerry - Signal Mountain, TN

We’ve bought multiple homes and this was by far the smoothest and easiest transaction we’ve had. - Jananna - Signal Mountain, TN

Joanna answered many questions that I had. She responded quickly to my questions. - Connie - APISON, TN

JoAnna is great to work with! Always had an answer to all of our questions and made the overall process very smooth and quick! - Pavel - CLEVELAND, TN

JoAnna was really great and very helpful from day one. She never hesitated to take any questions from us, and had a very timely response time. Any materials she and her team needed from us came in the form of a clear, organized list. JoAnna and the team are at the top of their A-game. - Lucas - Cleveland, TN

JoAnna and her team were very easy to communicate with, and helped us understand all our paperwork. - Samantha - Cleveland, TN

JoAnna is amazing! Very quick to respond, always had an answer or found the answer for me. She made this experience so easy. I will always be grateful for everything she has done for me!! - Elizabeth - RINGGOLD, GA

JoAnna is amazing to work with. Very efficient and easy to deal with. - Shannon - LOOKOUT MOUNTAIN, TN

Easy and smooth experience from initial research to final signing. Highly recommend! - Adam - Ringgold, GA

X - Kristi - Ooltewah, TN

- Joe - La Fayette, GA

JoAnna was super available and provided info for all of our residential and rental questions. Online tool were the most convenient I've used. - Joseph - Ooltewah, TN

JoAnna was very attentive to my needs, especially during my time of bereavement. She made the refinance process easy and painless. - Sharon - HARRISON, TN

Your communication with us was excellent over the course of our buying experience. We enjoyed working with you and your crew and the process went much faster than we expected. We would be happy to recommend your services to anyone. - Edward - Ringgold, GA

Very responsive and willing to help. - Rebecca - Ooltewah, TN

JoAnna was incredible throughout this entire process! - William - Harrison, TN

Easy to work with and very good communication. - Chris - CHATTANOOGA, TN

JoAnna made the whole process easy for us. Would highly recommend her to anyone in need of mortgage assistance. - Christopher - APISON, TN

Joanna is always on top of all of the details and keeps clients well informed of the process and what needs to be completed in a timely manner - Stacey - APISON, TN

JoAnna and her team got the job done. - Patrick - Chattanooga, TN

JoAnna was very efficient and attentive throughout the process. I was able to sign documents online, upload documents, and she brought my refinance to an expedient close. She was a pleasure to work with! - Karen - ROSSVILLE, GA

JoAnna was so great and helpful she made the entire process very easy. - Asten - Ringgold, GA

JoAnna Otero is amazing! She constantly helped me, educated me and made me aware of what I needed to accomplish to meet my goal! I am pleasantly pleased with both JoAnna and Caliber Home Loans. - Stacey - Ooltewah, TN

Joanna was great to communicate with me via email. She helped explain things very well anytime needed. - Spencer - Sandy Springs, GA

Joanna was very personable and quick to respond to questions. This was our first home and going through the loan process. She was very patient with us as we tried to figure things out! Thank you! - Hadleigh - Chattanooga, TN

I like the way my account was handled. It was taken care of very swiftly. Every one of the people I dealt with were very professional. Thanks again for all of your help. I certainly would recommend your company. - Alice - RINGGOLD, GA