Hello, my name is Ginny Runyan and with over 15 years of experience in the mortgage industry, I am committed to providing ideal financing options to homebuyers and homeowners in the Chattanooga, North Georgia and surrounding areas. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients. What sets me apart from the competition is my core belief that accountability is the number one priority, and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that communication is the key to building strong and lasting relationships with borrowers and business partners alike. I have been in the mortgage business for over 15 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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