Caliber Home Loans of South Dakota; A Private Mortgage Lender

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Looking for adventure? South Dakota’s got it! The state is home to bustling cities, quiet country escapes, and everything in between. It averages just 10 people per square mile, has more miles of shoreline than Florida, and boasts the highest point in the US east of the Rocky Mountains. Want to know more? We’ll show you around.

Caliber Home Loans is one of the top mortgage consultant firms in the United States. We weren’t just handed that status - we work hard to maintain strong, individual relationships with each of our clients to ensure they know what their home investment means for their financial future. With our business savvy and our experience working with home buyers, we help clients find an investment option that’s right for them. Our flexible lending portfolio options include:

Conventional loans, bonds, and jumbo loans insured by Freddie Mac and Fannie Mae
Loans insured by the FHA, VA, and USDA
Financing for primary residences, secondary residences, and investment properties

At Caliber Home Loans, we are committed to helping our customers finance their dream home, whether it’s buying or renovating. Contact a local mortgage consultant today to find out more about how we can help you with your home investment. If you’re lucky, we may even share a fun fact or two about South Dakota.

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	*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
	**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
	***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
	****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.