Hello, my name is Renee Kukowski, and I have 15 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions to meet those needs; assuring a smooth process from application to closing. What sets me apart from the competition is my core belief that professional service is the number one priority, and my philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I also believe that a passion for what you do is the key to building strong and lasting relationships with borrowers and business partners alike. I graduated from Penn State University with a degree in Marketing and have lived in the Lehigh Valley area for my whole life. My professional activities and affiliations include membership in the Lehigh Valley Elite, Local Penn State Alumni Association and GLVR. When not helping customers with their home loans, I enjoy spending time with my husband and 2 children, going to Phillies Games, watching PSU Football and of course shopping.