Was very thorough and was willing and able to answer all the questions we had. - Nathaniel - Bethlehem, PA

Phil facilitated the mortgage when I originally bought my home and then helped me with a refinance, also. He always went above and beyond to answer my questions, coordinate with the other entities that needed paperwork/answers, and keep my informed on the process. Even before I was ready to buy, he helped me get things in order so that when I was ready, they would go smoothly. He's approachable and knowledgeable and made the process easy. I would not hesitate to recommend Phil to friends and family looking to mortgage a new house or refinance. - Mari

Phil was with us every step of the way! He was responsive and helped us choose the right options, and his team was always quick to answer our numerous questions... which means a whole lot to us as first time home buyers! - Steven - Allentown, PA

Phil was very helpful. He helped us understand all the details and always answered or got back to us in a timely fashion! Thank you! - Kayleigh - Bethlehem, PA

Buying a home was my biggest dream and this team help me to become true. I highly recommended . - Janny - Allentown, PA

Philip Kresge is extremely knowledgeable, professional and made me feel vey comfortable. This was my first experience buying a home and he was patient, detailed in explaining the process, kept an open line of communication with me and was very responsive. He made my experience seamless, kept my stress levels vey low in a transaction that could have otherwise been nerve-wracking! I would definitely recommend Philip and Caliber Home Loans for the purchase of your next home. - Cynthia - Stroudsburg, PA

Phil was available day and night. He answered my questions quickly. - Ryan - Nazareth, PA

I had 2 mortgage company’s to chose from and it was Phil’s quick response to my calls and his knowledge of the home loan process every step of the way , as I knew nothing . Phil answered all my questions Honestly he also guided me through all the paperwork and appraisal . Phil is an asset to Caliber Home loans and because of him I would recommend to anyone. - Todd - Kunkletown, PA

Great communication & to the point ! - Victor - East Stroudsburg, PA

Philip was great to work with. He explained the whole home buying process and the whole Caliber team was a pleasure to work with. - Roselyn - Bethlehem, PA

Great experience. - Guillermo - Macungie, PA

Philip and his entire team are very professional and extremely pleasant to work with! My husband and I bought our very first home together and Philip made the process go smoothly. He was always available to ask questions and he answered his emails promptly. I highly recommend! - Justin - BETHLEHEM, PA

You're company is wonderful. And Phil helps to make you feel welcomed an part of a family. We appreciate all that you have helped us achieve through our interactions stretching back from buying our home, to refinancing now. - Nicholas - EMMAUS, PA

Phil was great at going above and beyond to make sure we had approvals on time and getting a great rate locked in. He was always easy to get a hold of and quickly answered any questions we had. - Aaron - Allentown, PA

Explanations were great and we got responses to our questions quickly. - Melissa - Kunkletown, PA

Phil came recommended and I could not have asked for a better consultant. He was accessible and made the whole process much easier. I would definitely recommend (already have) Phil to my friends who are looking to purchase a house. - Vilson - Tobyhanna, PA

Phil was great to work with. He was extremely responsive and really went above and beyond. - Carrie - Allentown, PA

There were a couple things that occurred that we were not happy about. - Evan - Lehighton, PA

Philip was very punctual with information during the loan application process, He responded rapidly to questions. - Jason - Breinigsville, PA

This is our 3rd time working with Phil and he’s been great every time. Always gets everything done for us and what we need. I have referred a lot of friends to him this past year in hopes they can also get a great experience while going through buying their first homes. - Laura - EMMAUS, PA

Phil was always there for any questions that I had, no matter what time of day it was including weekends. Every question that I had, he throughly explained and made sure I had a full understanding of the question I asked. It was definitely a pleasure working with Phil from Caliber Home Loans. - Adam - Bethlehem, PA

Philip and his team were so helpful during this process! They were always available to answer questions (as first time home buyers, we had a lot!) and very friendly. We are so thankful for all their hard work! - Stephen - Allentown, PA

Timely, easy to refinance - JENNIFER - Hackettstown, NJ

Excellent - Henry - Allentown, PA

Philip and the entire group of people from day one until the last paper was signed were outstanding! Communications were personal, they were timely and they were clearly understood. The process was very smooth and any questions we may have had were answered as if they were the most important questions ever asked which made us feel validated that we chose the right company and individuals to work with. Over all it was an excellent experience. - Catherine - Easton, PA

Caliber Home Loans/Phillip and his team were referred to me by my AWESOME realtor. I had some anxiety at the start of this process, but again my realtor and Phillip were AMAZING! Philip went above and beyond to assure my experience was stellar. He also provided me with the BEST mortgage rate he could find. All the way up to my closing date the communication, professionalism and support were elite. I would highly recommend Caliber Home Loans to assist you in your purchasing process. - Jaana - Easton, PA

THE SERVICE OF PHILLIP KRESGE WAS THE BEST SERVICE ANYONE WHO IS BUYING A HOUSE COULD EVER RECEIVE. HIS COMMUNICATION SKILLS WAS NOTHING BUT EXCELLENT.I RECOMMEND ANYONE WHO IS BUYING A HOUSE TO GET IN CONTACT WITH PHILLIP KRESGE YOU WILL NEVER BE DISAPPOINTED. - Collin - Tobyhanna, PA

Smooth abs straight-forward process. Explained everything in detail in a way that was easy to understand. Answered all questions in a timely manner. - Shannin - Nazareth, PA

Phil is pleasant to work with and explained all options that best fit our interests. He makes sure things move quickly and smoothly. Phil always responded promptly to our questions. - Drew - Stroudsburg, PA

I am a first time home buyer and had very little idea of how the whole process of obtaining a mortgage work Phil help me from start to finish to Kohl’s after hours went above and beyond what I would’ve expected from someone can’t thank him enough he definitely helped get me in my house - Christian - Kunkletown, PA

He is very profesional and was direct with information provided for us. Liked the way he explained and the help he was for us. - Weslin - Allentown, PA

Phil was fantastic, explained everything in detail and made sure I understood every step of the way. Even in these unprecedented times, Phil and his team made the whole refinance process super easy and smooth. Highly recommend. - Sharyn - Gilbertsville, PA

Philip Kresge always kept in contact with us. If we had any questions at all he would answer all of them. Very knowledgeable about the whole financial market. Gives great advice for first time home buyers like myself. - Kyle - Easton, PA

Phil was great through the entire process! Great communication, goes above and beyond to make sure his clients have great service and stress free. Highly recommend!! - Timothy - Allentown, PA

Phil & his team were great highly recommend - Leonard - Schnecksville, PA

Even during a pandemic and shelter in place, everything went smoothly! - Mary - Easton, PA

Professional service and very quickly done! - Adam - Fogelsville, PA

Phil was an excellent support and always timely with responses. He was always able to answer our calls and texts, even on late nights and weekends. - Michelle - Kunkletown, PA

Phil was extremely prompt and informative. - Alexa - Macungie, PA

Phil is a truly wonderful Mortgage Rep. he was able to help us and walk us safely through the mortgage process without issue. His honesty can only be viewed as a plus to your company. I can’t thank him enough for his excellent work ethic and customer service. Both he and his staff were polite, helpful, knowledgeable & pleasant. What a great team! It was our pleasure to have Phil & his team working on our behalf . Thank you all for a great experience. - Leonard - GREENTOWN, PA