We were new to the whole mortgage process, and Phil helped us navigate through each step and was always available to answer our questions. - Keith - Easton, PA
One of the best 👌 - Junior - Tobyhanna, PA
Phil made it great. - Judith - Easton, PA
Phil always answers questions in a timely manor. - Ashley - Easton, PA
Excellent to deal with! - Rachel - Bethlehem, PA
Everything was great and very easy, appreciate all of Phil's help! - Jennifer - Schnecksville, PA
Problem free and got my home easily. - George - Bethlehem, PA
Phil is an amazing person! He takes the time to work with you individually and he genuinely cares. He will help you get the best deal possible and I wouldn't want to work with anyone else. - Tristan - Easton, PA
Phil was great during the process, very informative and would get back to me quickly with any questions that I had. - Marc - Schnecksville, PA
Phil Kresge was accommodating and knowledgeable. As with any complicated transaction, things do not always move smoothly. Phil was either ahead of the game or prompt when anything of concern materialized, his diligence was much appreciated! Thank you! - Michael - Macungie, PA
It’s my second time using Philip’s services. He is courteous, responsive, knowledgeable and professional. I’d recommend him to both the novice and seasoned home buyer alike. - Sanchez - Long Pond, PA
Great communication, great follow through. Very easy to get answers to my questions. I did not have too many questions as Phi was very thorough in his explanation at the beginning - Brian - Slatington, PA
Phil was just a very good guy to work with. No matter the question, he always gave me a thorough answer and didn’t rush to get off the phone. - Daniel - Kutztown, PA
Very knowledgeable and warm. Pleasant made our transition easy - Yarianny - Hellertown, PA
Philip is a very pleasant person. Did an awesome job and was always on top of everything. - Susan - Coplay, PA
Phil made this process so easy and fast for us . It was a pleasure working with him !!! - Michael - Bangor, PA
Phil and his team were fantastic! Always available when we had questions and made the loan process easy!! Thank you for all your help in helping us get our HOME!! - Miguel - Bethlehem, PA
Efficiency and knowledgeable service - Sheldon - Tobyhanna, PA
Phil was literally the most helpful person I dealt with throughout my loan process. He was always so quick to respond and so knowledgeable on every question I asked. He made the process so much easier for me I can say enough about my experience with him and caliber. - Stephanie - Northampton, PA
Very professional and helpful team members. - Angel - Zionsville, PA
The communication, explanation, information, and he when out for his way to crunch numbers several times for us. He and his team was also friend. - Jonathan - Bethlehem, PA
Awesome experience! - TERRENCE - Pocono Summit, PA
Very smooth transaction. All clear from the beginning to the end. Would definitely use them again. - Ogaitnas - Macungie, PA
Phil and the rest of the team did a fantastic job communicating, coordinating, and teaching throughout our house buying process. We are first time homeowners, so having somebody to walk us through the process was extremely helpful. Phil was able to do just that and continue to get the job done with extreme efficiency along the way. Thank you for all of your help Phil, we really appreciate your hard work, knowledge, and dedication! - Robert - Catasauqua, PA
Although I would not say selling and buying a home is a great experience but working with Phil he was able to make the transition fairly easy and seamless. He answered all of our questions in a timely manor and his expertise made us feel very comfortable. - Jason - Macungie, PA
Was very thorough and was willing and able to answer all the questions we had. - Nathaniel - Bethlehem, PA
Phil facilitated the mortgage when I originally bought my home and then helped me with a refinance, also. He always went above and beyond to answer my questions, coordinate with the other entities that needed paperwork/answers, and keep my informed on the process. Even before I was ready to buy, he helped me get things in order so that when I was ready, they would go smoothly. He's approachable and knowledgeable and made the process easy. I would not hesitate to recommend Phil to friends and family looking to mortgage a new house or refinance. - Mari
Phil was with us every step of the way! He was responsive and helped us choose the right options, and his team was always quick to answer our numerous questions... which means a whole lot to us as first time home buyers! - Steven - Allentown, PA
Phil was very helpful. He helped us understand all the details and always answered or got back to us in a timely fashion! Thank you! - Kayleigh - Bethlehem, PA
Buying a home was my biggest dream and this team help me to become true. I highly recommended . - Janny - Allentown, PA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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