My career history has taken me all over the United States and includes experience as a licensed Realtor® , property manager, and within the military. This, combined with my recent accomplishments as a Loan Consultant, empowers me to serve your family’s home financing needs now and in the years to come. After graduating from the United States Military Academy at West Point, I served in the U.S. Army until 2003. After several years as project manager for the trans-Alaska pipeline, I decided to pursue my true passion of real estate and returned to North Carolina. Since then I’ve become a multi-million dollar loan producer here in our beautiful and diverse state. My first-hand knowledge about all aspects of a family home purchase, combined with my understanding of the intricacies required when building an investment property portfolio, enables me to provide you with a truly integrative approach to mortgage lending. You can rely on me from the battlefield to the business table. I’ll share my knowledge of Caliber’s inventory of loan programs, personally guide you through the application process, and ensure your home financing closes on schedule.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

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What is the process

for buying a home?

Caliber has streamlined the process for you!

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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

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journey together!

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