I have a long history in New York's mortgage banking industry, starting my career in mortgage banking working for a small family-owned bank that was co-founded by my father in 1980. After serving as Executive Vice President for many years, I went on to become part of corporate management at a very large federally chartered bank in 2007. After nearly a decade in corporate America, I returned home in 2015 upon the passing of my father. After assisting in selling the family business, I joined Caliber Home Loans as their New York State Area Manager to do what I love, which is managing and expanding a platform that will offer New Yorkers the best possible mortgage experience available. I am truly passionate about my profession and the result is that nearly 100% of my personal business is done by referral from satisfied clients, trusted financial advisers, attorneys, and the most experienced Realtors across the state. I am recognized as one of the premier FHA, VA and Conventional mortgage professionals in New York State. I also take a very active role in Suffolk County's public arena, having campaigned for a variety of civic issues in which I believe. I ran for Suffolk County Legislature in 2003 and is committed to raising the level of services that homeowners in Suffolk County receive, and keeping more families on Long Island by making home ownership attainable for more and more first time home buyers.

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I have a long history in New York's mortgage banking industry, starting my career in mortgage banking working for a small family-owned bank that was co-founded by my father in 1980. After serving as Executive Vice President for many years, I went on to become part of corporate management at a very large federally chartered bank in 2007. After nearly a decade in corporate America, I returned home in 2015 upon the passing of my father. After assisting in selling the family business, I joined Caliber Home Loans as their New York State Area Manager to do what I love, which is managing and expanding a platform that will offer New Yorkers the best possible mortgage experience available. I am truly passionate about my profession and the result is that nearly 100% of my personal business is done by referral from satisfied clients, trusted financial advisers, attorneys, and the most experienced Realtors across the state. I am recognized as one of the premier FHA, VA and Conventional mortgage professionals in New York State. I also take a very active role in Suffolk County's public arena, having campaigned for a variety of civic issues in which I believe. I ran for Suffolk County Legislature in 2003 and is committed to raising the level of services that homeowners in Suffolk County receive, and keeping more families on Long Island by making home ownership attainable for more and more first time home buyers.

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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