It was a great service thank you to Matt Rossine Walk me through every single step Thank you. I would definitely recommend it - WILSON - Orange, NJ
Very honest an straightforward professionals. Michael and Chantelle were extremely helpful always available and very informative and transparent every step of the way. - Ruslan - RIDGEWOOD, NJ
Michael was very helpful and answered all of our questions. Despite the busy season, his team was able to have us close before the end of the year. Thank you! - GRACE - Sparta, NJ
Michael was beyond helpful. He was always quick to reply and answered our many questions. His team members were also very knowledgeable. I highly recommend working with the Puorro group. - TYANA - Somerset, NJ
Michael and his team were so professional and enthusiastic to provide services to me. My experience was exceptional and I would highly recommend them to someone looking for lender services. - ALEEZA - Parsippany, NJ
The team was very professional and responded to my inquiries promptly. Additionally, everyone was super thoughtful and kind, so when the process felt overwhelming, I still felt like I was in good hands. - Gayle - Florham Park, NJ
Very smooth process. really the like the electronic signature capabilities through Docusign, and Michael and his team is always quick to respond to your needs. - Shawn - Randolph, NJ
Loved working with this team. They were quick and happy to answer any questions and were very helpful. They gave advice and explained the reasoning behind it but we’re not pushy. They walked us through every step. We did our original mortgage and then refinanced. Would certainly use them again. - Margaret - METUCHEN, NJ
Very clear and timely communication throughout. - VICTORIA - West Orange, NJ
Professional stuff and quick response - DAWID - Flagtown, NJ
Michael Puorro and his team at Caliber Home Loans have the process down to a science! It was painless as can be and efficient. I really enjoyed the videos! - MARITZA - Middletown, NJ
Michael Puorro and the whole Caliber team made applying for the mortgage easy and efficient. On top of that, I ended up with a great interest rate, much lower than I anticipated. Michael advised me against locking in the rate too early, and as it turned out, he was correct. - Roy - Middletown, NJ
Michael and his team were extremely helpful throughout the entire home buying process. Regardless of when we had a question, the team was always prompt with their responses and eagerly made themselves available to make the purchasing of our home as easy as possible. We plan to be in this house for a while, but would surely use the Puorro Team again in the future. - JOSEPH - West Orange, NJ
Michael and his team made the entire process of moving very easy for is. All items needed were clearly laid out from the beginning and the communication from the team was fantastic. - BRIAN - South Orange, NJ
Michael was simply outstanding! Through many phone calls, emails and many more phone calls, he was always there with excellent advice and patience to explain what was going on and what we needed to do. I can never thank him enough for helping get my family and myself through this time. I cannot recommend Micheal high enough to people! - ROBERT - Milford, NJ
Michael and his team were fantastic! They explained everything to us and answered our millions of questions, their videos were funny and also informative and most importantly of all, they got us to closing on time and got us our first home! - ABIGAIL - Westfield, NJ
Michael was great. You can tell he truly cared about helping us get into our first home. He always responded quickly and made sure everything was done in a timely manner. - TANNER - Hillsborough, NJ
Michael and his team were the absolute best in helping us with the purchase of our new home. They were available at any time we needed them and helped explain every step of the process in a way that we could understand. They got us to closing on time and executed everything beautifully, we are so happy we went with Michael and his team. - JOSEPH - Westfield, NJ
Michael and his team with excellent to work with. Not only did they get us a great deal, which helped us secure our home, but they made the process fast and efficient. I would highly recommend working with them. - RICHARD - West Orange, NJ
Communication was superb! From beginning to end! - Derek - BROOKLYN, NY
You made everything so straightforward, simple and worked so quickly for us - and locked in a fantastic rate. Thank you for everything!! - AMI - West Orange, NJ
Michael’s availability to answer questions was outstanding. Great guidance through the process. - GERTRUDE - Basking Ridge, NJ
Michael has been very helpful and patient answering all my questions and giving me the best options when I was looking to buy my house. I appreciate all the efforts that he and his team made to make the process of applying for a mortgage easy for me. - MICHELLE - Washington, NJ
Michael and his team were amazing! Michael provided us with detailed spread sheets brokedown our costs and payment options for each house we looked at. We aren't numbers people, but Michael explained things very clearly to us each time we talked. He seemed to be always be available when we needed to consult with him and patiently answered all of our questions. Michael helped us feel calm and assured during a very stressful process. 5 stars! Highly recommend! - ANTHONY - Maplewood, NJ
I had the best experience with Caliber home loans. I shopped around and no one came close to being knowledgeable nor having better rates with Caliber. As far as Michael Puorro and Eric Hantson best agents every. They both are knowledgeable and answered all are questions. They made this process smooth as butter. - FRANKIE - Milford, NJ
Michael and Eric were amazing to work with! They made the process of buying our first home easy. They were always available to answer all our questions promptly. They made our dream home a reality!!! - ASHLEY - Milford, NJ
Michael, Eric, and the rest of the team were extremely helpful during my home buying process! I appreciated their constant communication and attentiveness which made the process as smooth as possible. - KELSEY - Springfield, NJ
Michael and the Caliber team are so amazing to work with and I would highly recommend them! We had some bumps in the road out of our control and Michael went above and beyond every step of the way to ensure we closed on time. Buying & Selling a home at the same time can be stressful, but Caliber made the process seamless. Thank you Michael and team! - BRITTANY - Chester, NJ
Michael and his team were great! Very helpful, informative and on top of everything. The entire process was so smooth from beginning to end and there were no surprises. The end result was even better than the projected. We are very happy with our refinance (stayed with Caliber). Would recommend to anyone for home finance or refinance! - Cristina - Dover, NJ
Michael was my first touch point and was very informative and transparent which I find to be extremely helpful. After that point I worked with Matt who I cannot say enough good things about. He was always there when I had a question no matter how small, by phone or by email. It’s those things that for me make all the difference. Thank you guys for working so hard. - Jessica - SOUTH ORANGE, NJ
Michael was the most helpful ,available and truly caring mortgage person I've ever dealt with . He explained everything so I could understand what is a very complicated process. Not only would I recommend Michael and caliber, but I think all mortgage companys should follow thier model . I am 100% satisfied with my experience Michael and caliber . - PHILIP - Green Brook, NJ
As this was the first time my husband and I gone through the mortgage refinance process, we had many questions. Michael Puorro and Eric Hanston answered all of our questions via email, phone and even a through a TEAMS meeting. We certainly appreciate the one on one and attentiveness that they brought. It made the process run very smoothly. We are extremely satisfied with the service we received through Caliber. Thank you. - Kyle - Long Valley, NJ
I've worked with Michael a couple times now and he has always been great. Very friendly and polite, open to options and always willing to do what's best for us and make it work. Once we figured out our path forward I started working with Jon this time who was equally just as great. Can't recommend this group enough to anyone looking for a mortgage. - James - WHITEHOUSE STATION, NJ
Great services From Jonathan Joachin and Henry - Yesenia - PLANTATION, FL
Eric Hantson was professional, informative, and very helpful! Thank you! - Melissa - RANDOLPH, NJ
He was kind, easy to take to, and highly informative. - PAUL - Dumont, NJ
Always responsive to emails. Great communication. - Dina - SUCCASUNNA, NJ
Informed every step of the way - Sean - South Orange, NJ
Working with Caliber, with Michael, Eric, and Yazmin was a really smooth and pleasant experience. I feel that we received a fair deal on our mortgage and this team was able to answer all of our questions and allow us to move through the whole process flawlessly. Thank you!! - Roy - Boonton, NJ
Easily the best insurance company, both customer service and overall positive attitude wise. - Corey - Bridgewater, NJ
Eric Hantson was a tremendous help. I would highly recommend his services. - Corey - RANDOLPH, NJ
Michael and his team are awesome! Made our refinance process simple, painless, and fast. Excellent experience!! - Mark - Dover, NJ
Michael Puorro and his team did it again. Fantastic experience and a great rate. Thank you Caliber! - Nicholas - Bernardsville, NJ
Michael is my mortgage consultant since I bought my first house in 2018, Michael and his team did an outstanding job. I finished refinancing last week at a very good APR and Michael and his team again provided me with stellar service. I can imagine how busy they are during this time but my refinance process felt seamless on my end, everything was done through email and closing agent stopped by in person to close. Thank you! - Alex - Landing, NJ
Michael and his team were helpful, knowledgeable and easy to reach. I would recommend them to anyone! - PETER - South Orange, NJ
everything from start to finish! we've been using Micheal for over ten years now. - Danielle - BRICK, NJ
excellent. easy to work with and great communication - Scott - High Bridge, NJ
Easy to navigate and get questions answered. Thank you! - JESSICA - TOMS RIVER, NJ
The level of communication via emails and videos is extraordinary, along with exceptional service and reachable help at all times. I would recommend you to anyone looking for a home mortgage or refinance. My situation was very delicate since I was buying and selling and you made this process very easy and held my hand through the rough spots. My only regret was not being able to meet you at the closing but I hope to have dinner with you and Matt one day soon! THANK YOU SO MUCH!!! I - IVELISSE - Paramus, NJ
From the initial education to the extra effort to keep our closing on time, I could not ask for a better more responsive experience. Amazing team, every member in every stage, took their time and made us feel like we were their only client. Thank you all so much for helping us through the process! - Craig
From the initial education to the extra effort to keep our closing on time, I could not ask for a better more responsive experience. Amazing team, every member in every stage, took thier time and made us feel like we were thier only client. Thank you all so much for helping us through the process! - CRAIG - Whitehouse Station, NJ
Michael’s customer service and expertise was exceptional from beginning to end. Additionally, Michael was able to provide us with guidance every step of the way. - SUZANNE - West Orange, NJ
Michael and his entire team are extremely knowledgeable and were helpful throughout the process. Very happy we chose Caliber for our refi! - DANNY - BRIDGEWATER, NJ
Great team that guides you step-by-step through the entire process so you don’t feel lost or overwhelmed. Mike took me through different options before applying for the mortgage and explained everything in very transparent and detailed manner. - OLESYA - Bridgewater, NJ
Any questions or concerns, I was able to get in contact with easily. His team was also very responsive and cordial. This is the second time I’ve dealt with him and it was better than the first. - Yaghoub - LAKE HOPATCONG, NJ
Great team that guides you step-by-step through the entire process so you don’t feel lost or overwhelmed. Mike took me through different options before applying for the mortgage and explained everything in very transparent and detailed manner. - Olesya
Everyone I worked with was pleasant and efficient to getting back to me in a timely manner. Really helped smooth the process. - ALIVIA - Bound Brook, NJ
Michael and his team were so supportive throughout the process. He worked diligently with us to achieve the best rate possible. He was always available to answer our many questions and he had sound advice. I couldn’t recommend Michael and his team more highly. - alex
Caliber home loans made our buying experience a very easy and simple process. Michaels crew worked extra Late hours to make sure we made our closing date. They made our dream home a reality. - afterburner413
The videos were a great resource and everyone was always very responsive - ERICA - Stockton, NJ
Working with this team was great. We’ve talked with other friends who have recently purchased homes and heard so many horror stories, but with Michael & team everything was simple and smooth. They were always responsive and reliable and we are happy we were able to work with them to purchase our first home. - Erica
I cannot say enough wonderful things about Michael Puorro. He is a true professional and extremely efficient. He made the stresses of first time homeownership less stressful with his knowledge and stellar interpersonal skills. He was always accessible and transparent with his communication. I recommend him highly. I promise you won’t be disappointed! - zuser201708170828566
Michael provided excellent service by providing us clear information on our application and he was very prompt in answering our queries in order for us to make a better decision. He gave us great advice and guided us to in making choices for our financial well being, I highly recommend him and his team - Mary - PISCATAWAY, NJ
Michael and his team at Caliber Homes are very efficient. Michael never failed to answer any questions, concerns that we have in order for us to make the best decision. Michael was always looking out for our best interest - MGo
We are first time home buyers and were referred to Michael Puorro by a family member. We are so lucky we listened! Michael was great from start to finish - he made the process easy, was always accessible to us for any questions we had and made sure we were keeping up with the 1000000s of things we needed to do prior to closing. His team was also great, very responsive & you could tell cared about their clients. From pre-qualification to closing, it was a pleasure working with this team. I would definitely recommend them! - zuser201506241132560
Worked with Matt Rossine and he was great. Made the process easy, transparent, and seamless. - SEAN - Rumson, NJ
Micheal and his team made our dream home come true. We couldn’t be more satisfied with how easy they made our purchase. - RICHARD - Flemington, NJ
Michael was so helpful throughout the home buying process. Being a first time home buyer I had a lot of questions and he was able to answer all of them. Very quick to respond to emails. Highly recommended - VINCENT - Bloomfield, NJ
First time home buyer .I switched from another loan agency because of response time. Michael and Erick always responded right away. Erick and Michael made it painless and exceeded my expectations. - Robert
Michael Puorro is very patient and takes the time to listen to your needs. Very professional. - HANAN - Iselin, NJ
Michael and his entire team were a pleasure to work with. The entire mortgage process from start to finish was seamless and made simple. He was always available to answer any questions my wife and I had. I would highly recommend him and his team for all my mortgage needs. - Giancarlo - Caldwell, NJ
Loan process was great! - James - BRICK, NJ
Timely and accurate feedback, very important for first time buyers - BENJAMIN - Denville, NJ
From responsiveness to the electronic handling of everything, it's always a pleasure to work with you all. - Lauren - WOODBRIDGE, NJ
Michael and the Puorro team were a pleasure to work with. The entire mortgage process from start to finish was seamless and made simple. He was always available to answer any questions my wife and I had. I would highly recommend him and his team for all your mortgage needs. - GiancarloP
What it made it great Was Michael, I could call at any time and he would respond no matter what time or day. Thank you Michael for all your help and advice - JOSETTE - Stratford, NJ
Everything was great for us with referencing - TOMASZ - HILLSBOROUGH, NJ
We loved the spreadsheet that Michael provided us. So easy to use and visualize what's going on. He was always available for our tiny questions. Very helpful and patient as well. He was our realtor's recommendation,but we did shop for the lender by ourselves. - KANAE - Union, NJ
The people are remarkable, clear communication was my number one priority and in my experience the team exceeded my expectations. I have bought and sold 6 homes over the course of my life and this has been by far the best experience. Excellent team and i have recommended them to several family members and friends. Thank you for making this seameless. - Teresina - Warren, NJ
Michael and the entire team was very responsive and took care of everything quickly. - MICHAEL - Hillsborough, NJ
Mike was able to make my mortgage work when everyone else told me no! Thank you Mike for making my first home buying process possible! - WILLIAM - Somerville, NJ
Mike and his team at Caliber were awesome. Professional, timely, and they were able to make my mortgage work when other lenders were not! If it were not for them I would not be living in the home that I am now. - William
Erick was great!!! - ROBERT - Middlesex, NJ
Michael and his team are great to work with! We purchased our home from them two years ago and just refinanced my home with them again. I always feel very informed when making decisions during the purchasing process, and they are extremely patient and pleasant to work with! - Peter - Pittstown, NJ
Michael has always been there for us for the past 2 years while we were searching for our home. Super responsive and very knowledgeable! - ALYSSA - West Caldwell, NJ
Michael was very helpful from start to finish. As first time home owners, we required more support and Michael was very attentive, he always made himself available for additional questions/phone calls/emails. He helped break down a very complex process and understood our financial goals, and worked within our budget to help us secure the right loan. Highly recommend working with his team! - STEPHANIE - West Orange, NJ
Michael’s team was super helpful. They are very easy to work with. They helped us close on our house with ease. I will definitely recommend their services to my family and friends. - Luther
Highly recommend working with Michael and his team. Especially for first time home owners. Michael understood our financial goals and helped us secure a loan that worked for us. He was very professional, attentive, and detailed. - zuser202004191320583
You were quick to answer all my questions, no matter how silly and obvious they were. Your staff is professional and courteous. We were able to purchase our first home thanks to all your help. Keep up the great work! - LILIANA - Hampton, NJ
Quick actions taken to close the deal on a timely basis. - STANLEY - Hillsborough, NJ
Michael's team was professional and helpful. They quickly answered all our questions and helped us find a mortgage that would fit our needs. They did not make us feel bad if we wanted to put less as a down payment, or couldn't put anymore down. They respected our financial situation from the beginning. They are also very honest and factual. I will recommend them to all my friends and family. - barrera
Caliber Home loans worked to close my loan quickly and efficiently. They were always available if I had any questions during the entire process. - Chima - Roselle Park, NJ
His team was amazing and patient throughout the entire process. - SCOTT - Sparta, NJ
Michael Puorro did a wonderful job of explaining everything to us as first time home buyers from getting our pre-approval, making offers, all the way through closing! He has created tools to help you with your budget and understanding closing costs, which was incredibly valuable in understanding what we could afford and how each potential property would play out financially. As a bonus, Michael is also just a super nice, calm, and down to earth guy! No fast-talking or pressuring us into things. Highly recommend!! - Lindsay
Michael is a true professional. He taught me throughout the process of securing my loan. I am better because of choosing to work with him. He's not a "yes or no" type of loan officer, he helps you to get to where you want to be, or in my case even better than what I thought I wanted. I would recommend Michael and his team over and over, if you're unsure, definitely just give them a shot. - A
As first time home buyers, my husband and I could not have picked a better lender to work with! Mike, Eric and his entire team walked us through the process, provided loads of information and answered all of our questions. They were very efficient! We also enjoyed the helpful, informative and funny videos along the way. Mike and his team made our home buying process a pleasure! We would definitely recommend Caliber to our friends and family and would work with them again! - zuser201610260841294
Best people in this business. Very helpful and understanding. - TUDOR - Hillsborough, NJ
Michael and his team are very knowledgeable and worked with me to get the best possible rate for my refinance, which ended up being lower than I expected. Closing costs seem standard. Would recommend. - user34888548
Personal attention was abundant throughout. Michael showed genuine care for ensuring I got timely responses and the mortgage that was perfect for me. - Kimberlee - Long Valley, NJ
Thank you! - Nicole - Branchburg, NJ
Michael was knowledgeable and patient with me. He kept me informed and comfortable with my decisions throughout the process. He kept everything on schedule even through an extended blackout throughout the region. I will absolutely work with him again. - ADANDE - Willingboro, NJ
Michael and his team were straight forward with the fees and process. We felt very comfortable picking up the phone and calling him, knowing he would give us honest answers. I would recommend his team for anyone looking for mortgages in the NJ area. - MICHAEL - BLOOMFIELD, NJ
Michael and his team were straight forward with the fees and process. We felt very comfortable picking up the phone and calling him, knowing he would give us honest answers. I would recommend his team for anyone looking for mortgages in the NJ area. - Michael
This was my husband and I's first time going through the home buying process. We could not be more pleased to have gone through such a detailed process as we were with Caliber Home Loans. Service was at the highest level, the helpful videos we received along the way were informative and funny, and the ENTIRE team was very, very responsive. We would most certainly recommend Caliber to all of our family and friends. Thank you for making this process the great experience it was! - NADEIGE - Avenel, NJ
Mike Puorro from Caliber Mtg is “Good to Go!”. Mike and his team were friendly, helpful and got us a great refinancing rate! I recommend him and his team! - Bobby
Michael was always available and worked with us to fund a loan that was right for us - Mary - Westampton, NJ
Personal attention to buyers needs and timely responses. - JASON - Westampton, NJ
Michael and his team worked diligently on our behalf throughout this entire process. I would highly recommend them to anyone considering an type of home financing. - EILEEN - Rockaway, NJ
Michael was very available whenever we had a question or concern. Throughout the entire process we felt comfortable reaching out to him via phone call, text or email, knowing he would be quick to respond with honesty and integrity. - Jason - BELVIDERE, NJ
Good service, friendly and was able to lock in a good refinancing rate! - Robert - ROCKAWAY, NJ
Was readily available to discuss things on the phone if necessary. We received valuable advice to help us get the most out of our refinance. - Leah - BELVIDERE, NJ
Michael and his team were attentive, accessible and made what can be a confusing process, feel seamless and easy. They worked to get me the lowest possible rate, and I couldn’t be happier I went with them. - Tina
Michael and his team were very attentive, were able to get me the lowest rate possible for my mortgage. And kept what can be a very confusing, tedious process, simple and very easy to understand. Super grateful for all their help! - TINA - Flanders, NJ
no hitches as soon as rate we wanted was available, we were locked in. We actually got lower than we hoped ( we got 2.850 -instead of 2.875) All went according to plan. - CHRISTOPHER - Morganville, NJ
They go above and beyond. As a former New Yorker ,we keep one open at all times if you know what I mean but these people show great character and care. This pandemic made getting any old info from banks and even my own job harder but we got thru it. They were great thru this whole process of locking me in at a great rate and very knowledgeable of everything they do. Thanks again yall - Mark
Michael and his team were amazing to work with, they communicate excellently, were honest / direct when needed and ultimately helped us with our multiple bid offer situation. We were able to close within 30 days and it’s a credit to Michael and his team. Thank you! - KEITH - NEW PROVIDENCE, NJ
As a first time home buyer it was very helpful and pleasant experience working with the caliber team. Everyone was extremely patient and helpful with all my questions. - JONATHAN - Lake Hiawatha, NJ
Michael and his team were amazing to work with, they communicate excellently, were honest / direct when needed and ultimately helped us with our multiple bid offer situation. We were able to close within 30 days and it’s a credit to Michael and his team. Thank you! - Keith
I could not ask for a better first time mortgage experience! - Christopher - Rockaway, NJ
Easy and fast - MANDI - Forked River, NJ
Once again Michael , Matt and the whole Caliber team did a awesome job. Through the hardships of this terrible pandemic and all the issues I had with getting old statements from my old bank in another state. I am super happy with the low refinance rate that is helping me save a lot. Who ever is reading this just call Michael now and your search is over. You did great with my original mortgage and when you saw an opportunity for me to save even more by refinancing you didn't hesitate to call me. - Mark - HOPATCONG, NJ
Michael and his team were brought in a week before our mortgage commitment was due. We were nervous bringing them in so close to the deadline, but they hit the ground running and never stopped. They made everything simple, fast and surprisingly painless. Michael was patient with my questions (as a first time buyer, I had a lot of questions) and responsive. I didn’t feel like I was borrowing from a faceless bank—these were real people. A great experience. - RALPH - Maplewood, NJ
Michael and his team were brought in a week before our mortgage commitment was due. We were nervous bringing them in so close to the deadline, but they hit the ground running and never stopped. They made everything simple, fast and surprisingly painless. Michael was patient with my questions (as a first time buyer, I had a lot of questions) and responsive. I didn’t feel like I was borrowing from a faceless bank—these were real people. A great experience. - ralph
Matt Rossine was amazing working with on every way for my mortgage. Matt has now guided me and helped me refinancing! Everything is always a pleasure and I trust Matt and the team! - Corey - Oakdale, NY
Very professional.Timely,always available when needed for clarifications or questions about the loan.Dedicated and very efficient. Michael always stayed on top of the things. Totally professional team as well. I am very pleased. - VIJYENDRA - Princeton, NJ
Very satisfied with Michael and his team. Michael was with me all along until the close which made me less stressful. He was always available and he has a great dedicated and highly professional team who deliver. I strongly recommend Michael for Mortgage needs. - vijyendra
For me, the most important thing is quick responses especially with all the things that happen during a loan. Being able to email/text/call any time and get an answer within an hour (even on weekends) is a huge help to make sure you have the right support, Michael, Matt, and the rest of the Caliber team were great to work with. - Ian
I didnt know what to expect going into my first home buying experience, and Michael and Matt exceeded my expectations. Michael and Matt were always extremely responsive, and able to clearly answer my numerous questions. Even during a pandemic they were able to work quickly and effficiently to ensure we closed on time. It was a pleasure working with them and I would highly recommend them to anyone looking for a stress free and seamless mortgage experience. - Kfalik
- Ian - Bridgewater, NJ
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
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