No further info - William - MIDDLETOWN, NJ

Frank was patient at listening to our needs and stress in the process of getting a mortgage. He was able to ease our stress and make us feel comfortable. - Barbara - MIDDLETOWN, NJ

We love working with frank. He is fast and efficient. Very professional. Thank you so much frank - Raul - PORT READING, NJ

Frank delivered! Period. Advised well and provided the best and most beneficial options for my family. We will continue to do business with him in the future. - DANIEL - MILLTOWN, NJ

Frank was very helpful and made the entire loan process to seamless. Very happy with his services! - Arun - PENNINGTON, NJ

Great communication skills! - Christina - BRIDGEWATER, NJ

N/A. - Anthony - MIDDLETOWN, NJ

The whole team was very efficient and professional led by Frank. - Paul - Lincroft, NJ

Frank was awesome - Jordan - MIDDLETOWN, NJ

Frank really helped push through my case and came up with a great alternative - Aditya - MIDDLETOWN, NJ

Frank and his team were exceptional. Highly recommend! - Carmine - Morris Plains, NJ

Customer service - Christina - Morris Plains, NJ

Responsiveness and transparency - Christopher - MIDDLETOWN, NJ

Frank and Michelle did a fantastic job with communication. They made this process easy for us despite a lot of complications! - Brendan - Marlboro, NJ

Hassle free and answered all questions. - Rachel - Bradley Beach, NJ

Responded to emails promptly and professionally. - Xin - HIGHLAND PARK, NJ

Frank and his team gave us a thorough walk thru the process and ensured we had a clear understanding of each step. His expertise was followed by issuance of our loan. We are delighted to have worked with Caliber Homes! - Clifford - WESTON, CT

Frank helped me and my GF purchase our first home together. He answered all of our questions and was able to get us an interest rate we did not believe possible. Thank you again for all of your help Frank! - Kevin - DREXEL HILL, PA

Frank and Michele were perfect! Highly recommend them! So happy to have them for this deal and future - Nicholas - Monroe Township, NJ

Time management. - Kristy - Franklin Park, NJ

This was the last and ONLY lender that was able to get my loan approved on such short notice. - Daaiyah - North Brunswick, NJ

Frank Lay was awesome. Efficient and punctual. - Kartheek - Highland Park, NJ

frank is the best loan officer there is out there. If there is an issue, he solves it, he is always the easiest part of our real estate transactions. - Adam - Brigantine, NJ

Frank is very supportive and has always given prompt response .Also loan process and document went very smooth ..He is very helpful . - Narendra - MIDDLETOWN, NJ

Frank Lay……… - Mario - Millstone Township, NJ

Frank handled the case very professional and ensured we are aware of the progress and next steps proactively. - Divya - HIGHLAND PARK, NJ

Frank and his team were always approachable, helpful, provided regular updates and acted timely to anything that required attention throughout the process. - Jeffry - HIGHLAND PARK, NJ

Closing was successful. Everything came together as planned. - Alfred - PENNINGTON, NJ

Everything - Katarzyna - Spotswood, NJ

Held hand along the way to make sure a seamless process. - Tara - Hampton, NJ

Frank went above and beyond to make sure we got all the right information for our mortgage. He assisted us with everything even when we had some little issues he offered assistance and advised us on how to find a solution to enable us buy our first home. We are forever grateful to him as we have learned a lot about finances and mortgage process. He is awesome ! - Ezindu - Highland Park, NJ

Great customer service - Jennifer - JACKSON, NJ

Very patient with all the questions I had with being a first time home buyer. - Shannon - Spotswood, NJ

the best service ever - Mara - Monroe Township, NJ

Great communication. Easy to sign documents on line. Perfect! - Lori - MARTINSVILLE, NJ

Frank is a wonderful person to work with- he is always available and he makes sure I under Everything before we finalize things. I wouldn’t want to work with anyone else but frank. Thank you frank for all you do. - Raul - Port Reading, NJ

Frank was an excellent person to work with. I will highly recommend him to family and friends. - Edward - New Egypt, NJ

Frank and the entire team were upfront and communicated thoroughly thru the process and came thru with no issues. The platform they use was also simple and easy to use. - Randy - MARTINSVILLE, NJ

Frank is very pleasant, returns phone calls and explains the process. My experience as a first time homebuyer was a pleasant experience. - Sharon - PENNINGTON, NJ

Frank is always available and provide a great service. Thank you ! - Paula - SOUTH RIVER, NJ

Frank did a great job as usual. - Juan - MINE HILL, NJ

Everything went smooth and quick, Frank lay is doing his job in a professional way which reflected confidence to me as a client of Caliber since few years ago, he also gave me the advices which helped me to make my decisions comfortably Thanks Frank and thanks for your team member Michele, - Michel - NORTH BRUNSWICK, NJ

Frank did a great job with helping us close on our new house! - Avinash - Highland Park, NJ

This is our 4th transaction with Frank and Caliber. Frank has made it a very seamless experience every single time. He is knowledgeable, gives great advice, and is extremely available and attentive. - Antonio - CREAM RIDGE, NJ

- Anthony - Point Pleasant Boro, NJ

The process was simple and easy to complete - Jennifer - Pennington, NJ

Frank Lay is a rock star and always makes the transactions happen seamlessly! Glen Mc - Glen - MARGATE CITY, NJ

Frank was happy to help us re finance and provided quick advice and solutions - Marcela - East Brunswick, NJ

Great communication and caring for our needs - Alec - HUNTINGTON, NY

As a first time home buyer I found the experience of working with Frank and Caliber very smooth. The process went according to plan and we were able to close on our house on time and as expected. - Apurbo - Union City, NJ

Frank is amazing. I would never use anyone else for my mortgage needs - Mohammad - SOUTH RIVER, NJ

FRANK LAY IS THE MAN!!!! - Jessica - MARLTON, NJ

Quick response time. Attentive to details. Accommodating. I have no complaints! - Kyle - LINDEN, NJ