Hello, my name is Frank Lay, and as a licensed Loan Consultant in NJ, NY, CT, PA, DE, VA, FL, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. Caliber has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Caliber offers a comprehensive list of loan programs including: Fixed Rate, ARM, FHA & VA Products. I have been in the mortgage business for over 12 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.

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Hello, my name is Frank Lay, and as a licensed Loan Consultant in NJ, NY, CT, PA, DE, VA, FL, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs. Caliber has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Caliber offers a comprehensive list of loan programs including: Fixed Rate, ARM, FHA & VA Products. I have been in the mortgage business for over 12 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.

Estimate your monthly payment

Update the information below to estimate your monthly payment

$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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journey together!

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