• Find Your Loan Consultant

  •  APPLY NOW

  • Find Your Loan Consultant

  •  APPLY NOW

Loan Consultants

Hello, my name is Sam Pauls, and I have over 20 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions to meet those needs; assuring a smooth process from application to closing. During my 20 plus years of experience in the mortgage industry, I have shared my expertise to assist thousands of families with responsible and affordable home financing. I have a great deal of experience with the following programs/products: FHA/VA, Conventional, New Construction, Condominiums. I have been in the mortgage business for over 20 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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