It was a complete pleasure working with the Hulbert team. They made our cross-state move possible during this COVID time. Since the first day they were on our case, we never needed to worry about the loan, the Hulbert team just took care of everything to make sure the loan gets closed on time with the lowest rate. Their effort completely exceeded our expectations. - Xiang - Reno, NV
Great job and very efficient - Joseph - SPARKS, NV
it was a pretty easy process. - Curtis - North Las Vegas, NV
We are retired REALTORS so know the importance of good service. Our experience couldn’t have been better. Thanks to the whole team 😀 - Penny
Amy Brazil was extremely helpful during the home-buying process. She was always available to discuss the details of the loan, and answer any questions that I had. Her help and insight into the local market helped me to feel confident in buying a new home. Thank you! I highly recommend working with Amy. - Erica - Reno, NV
This is the second time we have had the pleasure of working with the Hulbert team. I have and will continue to recommend them. - Richard - HEALDSBURG, CA
The Hulbert team helped us through the process of buying our first home. Their communication was so fast, thorough, and transparent through all steps of the process. - Katherine - Sparks, NV
Everyone was exceptional in what they were doing. Would refer them to anyone who is looking to buy a home or refinance! Michele is awesome and will be helping my Grandson purchase his first home. Happy New Year to all of you!!! :) - Patrick - RENO, NV
The Hulbert team showed great communication and great care towards getting our loan done right. - Mackenzie - SPARKS, NV
Great teamwork among the Caliber team and quick clear communication from them to us. There was never any point where I felt like our loan was being put on the back burner or being overlooked. - Jared - SPARKS, NV
Very good experience, the team was easy to work with and kept me informed. - Michael - RENO, NV
The Hulbert Team did an amazing job for us! They were there every step of the way, they held our hand through the whole process. The dedication, commitment and excellence is abundant. We felt like we were top priority the entire time, and I know they worked tirelessly for us. We were in extremely good hands, and would not hesitate to recommend them to anyone we know. - Christelle - Reno, NV
great communication and understanding during difficult times! - Casey - Reno, NV
I highly recommend The Hulbert Team!!! - Brynn - RENO, NV
I would have stopped from purchasing a home, if The Hulbert Team was not there for me. Thank you so much for making this happen. - Rachel - Sparks, NV
Michelle and her team were great. Being a self employe, the process is extensive to say the least. They walked us through everything to ensure our loan closed on time. We sincerely appreciate the professionalism and hard work. Thanks again! - Anthony - Reno, NV
First, you were able to match competitor pricing. Second, we were able to close escrow early in a very difficult market for getting timely appraisals. Lastly, communication from everyone on your team was great. Made the process easier and kept us well informed where things stood. One area for improvement, the certificate of trust required by Caliber was not as streamlined as we had with other lenders. It resulted in us incurring legal costs we did not anticipate. - Neil - Reno, NV
Proactive, responsive, attention to detail, clear communication - handled problems as they arose and satisfactorily resoved. - James - Reno, NV
Always available and pleasant. Never made you feel like a pain - Laurie - Sparks, NV
Would use and recommend your team of professionals anytime! Thanks again for you great service. Scott & Karen - Scott - HENDERSON, NV
This team made the loan process simple, so glad my realtor recommended them. - Tami - Chester, CA
Great people and awesome service! - Scott
The Hulbert Team gave us professional service throughout the buying process. We closed our purchase on time and all went smoothly. - Maureen - Reno, NV
Its nice to have someone there every step of the way. They care and it shows! - Monte - RENO, NV
The personal touch. Thanks team! - Harry - Sparks, NV
Big thanks to Amy! Not only was she there every step of the way through my home purchase, but she is definitely there after the process! She got me out of a jam and handled it the same day. So glad i went with Amy and Caliber Home Loans! - Ben
Michelle, Kori and I am sure others behind the scenes really came through at the end for our Family under challenging circumstances on our side as well as theirs. Without going in to detail, we ended up with the transaction that we wanted and could not be happier. Michelle and Kori were kind and informative over the phone, easy to reach and had maintained great communication. We wish them well, and would use them again on another purchase. - Robert - RENO, NV
Amy Brazil was amazing to work with! She was knowledgeable and thorough , yet explained things so that we were able to understand them. She answered our questions, our calls and was always available and helpful. The entire Hulbert Team was professional and we will recommend them to everyone we know! Thank you! - Kathryn - RENO, NV
Omg we were very happy we were able to close escrow in less then 30 days thank you very much - Jose - Sparks, NV
Kenny and the team’s blend of perseverance and patience. - Carol - Sparks, NV
The whole process was extremely easy and they made everything to work with my schedule. I am very satisfied and thank everyone that helped in the process of buying my home - Evan - Reno, NV
Amy and the team were a pleasure to work with - Jeffrey - RENO, NV
The Hulbert Team is AMAZING! My husband and I were first time home buyers and didn’t know what to expect from the home buying process. Michelle and her team took excellent care of us. They were always there to answer every question and to ease any concerns. We feel so blessed to have had the opportunity to work with such genuine and honest people. - Rebecca - Reno, NV
Long professional relationship with Michelle Hulbert, who has always found ways to make potentially difficult situations work. Has always had the highest ethics. Has always had great ability to make the navigation of these transactions transparent and understandable. She is the greatest. - William - RENO, NV
Great they help me through the whole process - Brian - Sparks, NV
It is great to work with such knowledgeable and caring people. We have had the privilege of working with caliber twice and it has been a great experience both times. - Amy - RENO, NV
Working with Amy Brazil for our home refinance was the easiest process ever. She explained everything in detail, answered all of our questions, communicated throughout, and was overall so pleasant. It really made the process a breeze. If I could go back in time, I would have gone to Amy for our initial mortgage and saved myself a lot of frustration. - Jessica - RENO, NV
Amy’s expert knowledge and guidance made the home buying process absolutely seamless. She was thorough in gathering all my data, diligent in processing my approvals for a complicated dual purchase and punctual regarding the closing expectations. Amy and her team were outstanding every step of the way! - Tracey - Sparks, NV
Communication was fantastic As well as knowledge We were 1st time home Buyers and I'm pretty sure I asked some dumb questions but all were answered so pleasantly And As if I worked with the Hulbert team many times before Which made it very easy to ask questions. From start to finish we could not have asked for a better team thank you so much Hulbert team. - Clint - Sparks, NV
great follow up on loan information & the help I received on working on the computer... - Elton - Reno, NV
We worked with Amy Brazil to buy our first house. We could not have done this without her!! She was so helpful l, so easy to communicate with, and so professional. Obviously buying a house for the first time is daunting and there is SO much to learn. Amy truly helped us navigate it all and there was no question we fel uncomfortable asking, no matter how basic. On top of this Amy and Caliber are so knowledgeable with the Reno area, and have great contacts which was helpful since I just moved here - Fiona - Reno, NV
Amy has been wonderful to us in educating us through the entire process. Thank you for making this experience amazing for us! - Mele - Reno, NV
They kept me up to date during the processing period of the loan. - Roxanne - RENO, NV
Great customer service and everthing was processed in a timely manner. We recieved updates during the process. Thank you! - Jack - SPARKS, NV
I Loved that’s I always got all my questions answered in a timely mannor I enjoyed the whole experience - Antoinae - Sparks, NV
They were nice and always available to answer any questions I had. - Marche - Sparks, NV
Any Brazil went to great lengths for me and it’s very much appreciated. She was very pleasant to work with, knowledgeable, patient and extremely cute on top of all that lol - Gary - HERLONG, CA
Very efficient - Carol - HENDERSON, NV
This team was a pleasure to work with. - Britt - Sparks, NV
It couldn't have gone smoother. Great team! - Clifford - RENO, NV
Everyone was super nice and I know they were slammed, the market has been busy. This was my first house and it felt like it was too easy. Thank you ladies! - Karrmynne - Fernley, NV
They worked with us through the entire process, which had it's challenges as we are doing it all from Germany getting ready for our return home. - Glenn - Reno, NV
Several people were involved in the transaction and they kept in good communication with each other and myself. The process was did not overload with unnecessary paperwork. The process of getting the needed documents was seamless - Richard - Chester, CA
Smooth process despite busy and crazy times - Cheryl - RENO, NV
Amy Brazil was my loan officer for my home purchase. She was very responsive, answering the phone anytime day or night. I highly recommend Amy and would definitely use her for any future mortgage services. - Alexander
Amy Brazil was my loan officer for my home purchase. She was always responsive, answering any questions and making any modifications at any time, any day of the week. She provided outstanding service and I highly recommend her to anyone I know interested in purchasing a new home. - alexanderrlynn
It was a bit stressful closing in 30 days and there were some bumps along the way. Those were smoothed over quickly with minimal action needed on my part so I could focus on what I needed to do. - Matthew - Reno, NV
The Hulbert Team is very helpful and made buying our first home very easy. Thankyou Hulbert Team! - Troy - Reno, NV
Very organized processes and consistent communication. - Michele - SPARKS, NV
My experience with the team was amazing. Communication was great and have no complains. Greatly recommended - Fernando - RENO, NV
The level of communication and availability of the team always made me feel like my transaction was being vigilantly taken care of and I always felt like a priority! - Clifton - SPARKS, NV
no matter when I needed information someone was always ready to answer my questions this refinance went very smoothly with the help from this wonderful team many many thanks to all - Ann - SPARKS, NV
Michelle and her team were the best They are very detailed, informative, timely and all else that made our loan process go smoothly. My family has used the team for many transactions and all have gone smooth. Highly recommend!’ - Cindy - BLAIRSDEN, CA
Overall team work from the Hulbert team made this entire process seamless. Communication was great and the speed at which documents were sent for signing was very fast. This team is great with first time buyers and explained the entire process like it was nothing. - Aaron - Reno, NV
They were very complete and in order with everything, always available when needed! We appreciate all they do! Thank you!! - Lorraine - Sparks, NV
You benefit from their knowledge of the products, markets and process. The Team concept also gives them staffing depth which is critical to getting loans closed during these busy times. I highly recommend. - Todd - RENO, NV
The team was very responsive to all my question and kept me updated with emails. There was a lot of paperwork so they were there to guide me throughout the process, which made it easier. - Susan - RENO, NV
Very friendly and trustworthy people I had a great experience - Ryan - SUN VALLEY, NV
the people - Robert - SPARKS, NV
We recently refinanced our house thanks to the help of the Hulbert team. Amy Brazil and Ashley Ponte did a wonderful explaining the process to us and keeping us updated along the way. In all interactions, they have been friendly, professional, and knowledgeable. I would absolutely recommend this team to anyone looking for a home loan or to refinance! Thank you to everyone on the team! - Brian - RENO, NV
The team at Caliber Home Loans was amazing to work with. Buying a home is often a stressful situation, but we had some unique situations that we had to navigate. Amy and Ashley helped us each step of the way, explaining our options and what we needed to do. They were open, honest, thorough, and caring. We felt like they were truly focused on our interests and well-being. Throughout the entire process they kept us up to date and made everything easy! Thank you Hulbert Team!! - Dennis - Reno, NV
The people is what makes the experience good or bad. Everybody that we worked with made our experience easy and smooth, even with the extended time frame due to the Coronavirus. I absolutely will continue to do future business with Caliber and recommend Caliber to friends and family. - Christina - SUN VALLEY, NV
The whole process was super easy and the personal care and attention I received from Amy was fantastic. Questions I had were answered immediately and the portal was very easy to use. On top of that, the rates I received were better than I anticipated. Not sure I could have asked for anything else. - Brandon - Sparks, NV
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
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