With over 30 years in the mortgage and real estate industry, I know that buying and refinancing a home can be intimidating for many people. My focus is to help educate you, so you will feel confident you are making the right financial decision. I will walk you through each step of the loan process to make obtaining a home loan as stress free as possible. Together, we will discuss your needs and goals in order to align you with the loan options to meet them. I believe constant and clear communication are important keys to a successful loan process, and are my commitment to you. I am very active in the builder community and specialize in helping buyers purchase new construction homes. In addition, I am fluent in Spanish and passionate about helping educate the Hispanic community on purchasing and refinancing a home. On a personal note, when I am not closing loans for my clients, you will likely find me spending quality time with my wife and three children enjoying the great outdoors! I'm an avid cyclist and actively involved in Gold Country Youth Soccer Club and Auburn FC Soccer Club as a soccer coach. I look forward to helping you, today, and prepare for a better tomorrow.