With over 30 years in the mortgage and real estate industry, I know that buying and refinancing a home can be intimidating for many people. My focus is to help educate you, so you will feel confident you are making the right financial decision. I will walk you through each step of the loan process to make obtaining a home loan as stress free as possible. Together, we will discuss your needs and goals in order to align you with the loan options to meet them. I believe constant and clear communication are important keys to a successful loan process, and are my commitment to you. I am very active in the builder community and specialize in helping buyers purchase new construction homes. In addition, I am fluent in Spanish and passionate about helping educate the Hispanic community on purchasing and refinancing a home. On a personal note, when I am not closing loans for my clients, you will likely find me spending quality time with my wife and three children enjoying the great outdoors! I'm an avid cyclist and actively involved in Gold Country Youth Soccer Club and Auburn FC Soccer Club as a soccer coach. I look forward to helping you, today, and prepare for a better tomorrow.

>>

With over 30 years in the mortgage and real estate industry, I know that buying and refinancing a home can be intimidating for many people. My focus is to help educate you, so you will feel confident you are making the right financial decision. I will walk you through each step of the loan process to make obtaining a home loan as stress free as possible. Together, we will discuss your needs and goals in order to align you with the loan options to meet them. I believe constant and clear communication are important keys to a successful loan process, and are my commitment to you. I am very active in the builder community and specialize in helping buyers purchase new construction homes. In addition, I am fluent in Spanish and passionate about helping educate the Hispanic community on purchasing and refinancing a home. On a personal note, when I am not closing loans for my clients, you will likely find me spending quality time with my wife and three children enjoying the great outdoors! I'm an avid cyclist and actively involved in Gold Country Youth Soccer Club and Auburn FC Soccer Club as a soccer coach. I look forward to helping you, today, and prepare for a better tomorrow.

Estimate your monthly payment

Update the information below to estimate your monthly payment

$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Let’s start this
journey together!

Apply Now
bottom_image