Made the home buying process really easy - Brandon - Hart, MI
.. - Kenton - Twin Lake, MI
Great communication on what was going on and paperwork was completed in a decent amount of time - Morgan - Twin Lake, MI
Ina has been amazing to work with! This is my second timer working with her and I wouldn’t go anywhere else! She’s very attentive, listens to your needs and finds just what would work for you and your family! I highly recommend her for any mortgage needs ❤️ - Rikki - MUSKEGON, MI
Great Service! - MATTHEW - MUSKEGON, MI
My husband and I are so grateful for Ina's support and service while buying our first home together. She was supportive, responsive, and always friendly. Thank you so much, Ina!! - SARAH - MUSKEGON, MI
Personal advice and commitment of Ina was exceptional. She was very encouraging and helpful with our decision making. - Khristine - Fremont, MI
Ina did a great job and exceeded our expectations! - David - MIDLAND, MI
Ina is a great communicator and always goes above and beyond. She made this as easy as possible for us and I will definitely use her again! - Lisa - MIDLAND, MI
Ina Ray was awesome. Answering all my questions. - Eric - Muskegon, MI
Ina and her crew did an amazing job! Super easy and great communication!! Please call Ina and find out for yourself! Trust me you will give her a 12 out of 10 too!! - Timothy - MUSKEGON, MI
Ina went above and beyond! Worked after hours. Impressive. - Biruta - Norton Shores, MI
Ina was very helpful during every step of the process. Explained everything perfectly. Made herself available to answer all questions. - Matthew - Muskegon, MI
I thought it was a great experience do to the fact that we were able to complete the whole process virtually with very little to do on our end. They took care of everything which made it a easy and smooth transition. - Christopher - Muskegon, MI
👍🏼👍🏼👍🏼👍🏼 - Sara - Muskegon, MI
I worked in the banking industry for 20+ years and worked with a lot of different lenders. Ina is head and shoulders above the rest. Ina worked as a mortgage lender in an office that I managed and I watched her time and time again go above and beyond for her customers. It wasn’t any different for us, she exceeded our expectations in the process! If your looking for a mortgage lender, Ina is the best. - Laure - Muskegon, MI
Ina went above and beyond for me. She treated me like family. She was prompt and courteous with returning my frequent calls, texts and emails. She stands out amongst her peers! Thank you Ina for a wonderful home buying experience. I will be referring all of my friends and family! - Kelly - Brethren, MI
Ina is very knowledgeable and a true professional. She kept us informed throughout the process and followed up promptly. She made an otherwise stressful transaction go very smoothly! - James - Muskegon, MI
Ina & her team over at Caliber has made the stressful home buying process as painless as possible. We were not only able to close on time, but we were able to close early thanks to the work that Ina & her team put in! - MICHAEL - Norton Shores, MI
My experience with Caliber Home Loans in general and with Ina Ray specifically was a great one! Ina worked with me in a very calm and professional manner, explaining many areas of the loan procurement side of buying a home. I appreciate how patient and respectful she was when we came to difficult moments in the process. I felt completely supported and never rushed. Ina and Lori Chesebro, my realtor, are a perfect duo of extremely professional, "lady power." Thank you both so much! Thelma - Thelma - Muskegon, MI
Great people to work with and attention to detail .I highly recommend caliber for your mortgage needs! - Terry - MUSKEGON, MI
Everything, Ina is amazing and makes purchasing a home pleasant and easy. She is always available for any questions and always answers every question. Ina is very professional and happy to help. - Joseph - FREMONT, MI
Ina made it great! Fast, simple, and communicative - Holden - Grand Haven, MI
Everything was made easy and obtainable. Being a first time home buyer there are tons of unknowns going in. Ina took the time to explain to me in terms that were easily understandable. She also made her self readily available for any questions or concerns that may have popped up. I would highly recommend her to anybody looking to buy a home. - Adam - Montague, MI
Ina was wonderful to work with. She made me feel valued and included with every step. - Bethany - Norton Shores, MI
Thank you for supporting us through the process and always being open to questions. - Sonya - Fruitport, MI
We were so pleased to work with Ina Ray! The process was surprisingly easy and she was so kind and helpful every step of the way. We highly recommend her to anyone looking for a home loan! - Andrew - GRAND RAPIDS, MI
This was the easiest mortgage I have ever done. Ina was amazing. She was so friendly, quick response time, knowledgeable and went above and beyond to help with everything. I will never go anywhere else and will tell everyone!!! - Carmen - Ravenna, MI
All the people I worked with was very helpful with all the thing I had to complete on line - Andrea - Muskegon, MI
Ina made the refinance process quick and painless. - Drew - FRUITPORT, MI
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
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Refinance Now! 855-808-2124
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