Friendly people who work with me to get our business finished as soon as possible - Melissa - Lake City, MI

Kirby went above and beyond to help everything work. I really appreciated it! - Marie - CADILLAC, MI

Kirby was very helpful and readily available whenever we had a question. 10/10 would recommend. - Adam - Indian River, MI

Kirby was very efficient and professional. Did a great job keeping things on pace for an exposures closing. - Richard - Traverse City, MI

Great communication every step of the way. Thanks for everything! - Steven - TRAVERSE CITY, MI

Had the best rate offered. - Joseph - Grawn, MI

This was our 4th home buying experience and Kirby and his team made it hands down the smoothest and easiest experience! - Patrick - WILLIAMSBURG, MI

Kirby and his team always promptly answered any and all of our questions. In addition, they always kept us up to date on all the steps in the process. By far the quickest and smoothest home buying experience we’ve ever had! - Sara - WILLIAMSBURG, MI

I feel that I was treated well, and the team did the best that they could do with the refinance - Kevin - Lake Ann, MI

Appreciated that you always took the time to answer my questions and explain things. As a first time home buyer, that left me feeling very reassured. Communication was clear with quick response times. - Rebecca - MESICK, MI

Kirby has always had wonderful communication and had answers to all of our questions during the house buying process... I wouldn't recommend anyone else. Thanks Kirby - Meagan - MESICK, MI

Kirby was very attentive and helpful throughout the entire process. He has always answered any questions I had and made my home buying process easy and as stress free as possible. - Alecia - Interlochen, MI

Kirby made mine and my husband’s first time home buying experience successful! We appreciated his thoroughness, honest communication, availability and willingness to answer our questions. I felt that he personalized our experience, we weren’t just an applicant. Everything was very new to us and he took the time to listen, validate our concerns, provide feedback and creatively problem solve. We are thankful we chose Kirby & Caliber Loans for our home buying needs! - Traci - Lake City, MI

Kirby was accessible and provided answers to my questions in a promptly matter. - Jason - CEDAR, MI

Every process seemed to move quickly and seamlessly. It was a 180 compared to our last experience with a different lender. Glad we were recommended Kirby and Caliber. Thanks!!! - Sarah - CEDAR, MI

Communication was greatly appreciated when I had questions Timely responses - Jill - Drummond Island, MI

Kirby is great throughout the whole process, very knowledgeable and helpful through the whole thing! - Kelsey - Lake City, MI

Kirby was such a help and very understanding. This was my first time buying a home and he helped me through it all and I would recommend him to anyone looking for his services - Michael - Manton, MI

Kirby was patient with me, very knowledgeable and always answered my questions. He never made me feel silly for asking questions and he was available for all of my needs during purchasing my first home. Kirby was straight forward and thoroughly explained everything and made sure I understood the entire process of purchasing and financing my home. There was never a time where I didn’t know what was going on in the process. He ensured the process was smooth and I was not stressed or anxious! - Alicia - Kalkaska, MI

Kirby was prompt, professional, and kind. He explained each step of the process and always have us advanced notice about what to expect next. He is a true expert in his field! - Matthew - Traverse City, MI

Kirby was amazing - he explained every step of the process and really fought hard to get us our loan in record time! I would absolutely recommend him to anyone who is a first-time home buyer. - Jean - Traverse City, MI

Thanks for all of your help! You were able to answer all our questions and everything went smoothly! - Emily - TRAVERSE CITY, MI

Kirby was honest and truthful when we first reached out to him. At first it wasn't going to work out but after making a few adjustments recommended by Kirby we we're approved! Kirby looks out for his clients and won't let them get into anything they can't afford whether it hurts hearing it or not. The communication between Kirby, his staff at Caliber and us was top notch. Call Kirby on a Sunday at 7:00pm and he answers unlike any bank on this planet. Kirby and Caliber Home Loans get it done! - Jason - CENTRAL LAKE, MI