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Loan Consultants

After launching my lending career at some of the nation’s largest banks, I moved up to Caliber Home Loans so I can offer my borrowers better service and a wider array of loan options. Caliber’s the best of the lending institutions I’ve worked for, as it’s a company the technology and loan products to support borrowers, together with in-house processors and assistants. Everyone who works in my office is someone we've worked with before and I'm very proud to say that I work with the best of the best. We all work collaboratively because it's not just one of us whose reputation matters, it's all of us as a whole. In addition, my connections with local real estate professionals make working with me and my Caliber team a smoother, easier process for you throughout your home buying experience. When you first contact me to discuss your home loan or refinancing needs, I like to go over the details of several loan products, and why it may be the best fit for you. I’ll also do the math for you if you already have an offer on a home, and explain how different factors and costs contribute to your bottom line. Before entering the home loan industry, I graduated from Ferris State University with a degree in Accounting. A native of Grand Traverse County, I’ve lived here in Kingsley for 15 years. When not assisting customers with their home loans, I enjoy fostering rescue dogs and attending TAAR and BNI meetings.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

Apply Now
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