FOR A FIRST TIME BUYER , IT'S REALLY HARD TO UNDERSTAND EVERYTHING BUT RENETO DID MAKE IT EASIER FOR US. WE APPRECIATE THE SERVICE RENETO AND HIS TEAM PROVIDED US. ONE MORE IMPORTANT STEP IS "COMMUNICATION ". RENETO COMMUNICATE WITH US EVERY SINGLE MOMENT AND THAT MAKES LOAN PROCESS SMOOTHER. THANK YOU RENETO AND HIS TEAM . - Md - Hamtramck, MI
Excellent service renato - Apu - Sterling Heights, MI
Very much sincere, skilled, nice communicator, well behaved - Farhana - Hamtramck, MI
Renato was very professional from the application to closing.Best in the business.Thank you! - RAZVAN - CANTON, MI
Awesome service! Highly recommend - MONIKA - Macomb, MI
First time home owner and this process was a lot lees scary .Thanks Renato ! I would recommend to any and everyone! - ION - Macomb, MI
Renato went above and beyond my expectations. Anytime I had a question in regards to purchasing a home, Renato was available Day and Night. He would reply my texts or calls at 9 p.m. at night and stay up talking with me till 11 p.m., working out the details regarding the Title Agreement and Lender Conditions. I am extremely happy with the experience I had working with the Renato and into the foreseeable future I plan to bring my business here. I recommend all my family and friends to him. - Zachary - Rochester Hills, MI
Great experience overall - Can - Rochester Hills, MI
I APPRECIATED THE CONTINUED COMMUNICATION. RENATO IS VERY KNOWLEDGABLE AND IS AN ABSOLUTE PLEASURE TO WORK WITH. I WILL BE SENDING HIM ALL MY FUTURE BUSINESS! THANK YOU FOR HELPING ME WITH THE PURCHASE MY BEAUTIFUL HOME, - Stacy - Garden City, MI
He is very communicative agent whenever you need. He explains everything in detail and makes you understand. He is very accurate and fast in all documents to be signed. I will recommended him to my friends. - Valbona - Clinton Township, MI
Everything was easy over the phone & patient. Thank you!! - Kimberly - White Lake, MI
Words cannot begin to describe how thankful my husband and I are for Renato's hard work, dedication and high level of communication throughout our entire transaction. We are so glad we chose him and would highly recommend him to anyone! Thank you Renato and entire team! We couldn't have done it without you and are forever grateful. - Thomas - Roseville, MI
Renato was the best ever - WAYNE - Fenton, MI
Outstanding service and attentiveness Thank you! - MICHAEL - WASHINGTON, MI
Renato is best I recommend him for your mortgage. - Dalia - Warren, MI
Renato did a great job and Renato the best loan officer in town - Naeem - Hamtramck, MI
Renato Capeljs customer service is second to none! - Nathan - New Baltimore, MI
I received a great service from Renato. Definitely I will recommend him to my friends. - MD - Warren, MI
Renoto made the whole experience smooth and easy. - DARIUS - Troy, MI
Excellent work... - Amdad - HAMTRAMCK, MI
Very satisfied with the entire process. - WINTHROP - Livonia, MI
I’m in the mortgage industry myself and was amazed at Renato’s level of service. He was always quick to answer calls and texts, explained the whole process very clearly, and was always very kind. I’d highly recommend him to anyone looking to purchase!! - Leslie - Saint Clair Shores, MI
Excellent professional, helpful and friendly service. Highly recommend! - JAMES - LAKE ORION, MI
We highly recommend Renato. He made the process so easy for us! Everything was clear, easy to take care off, and we appreciated that he was able to accommodate our work schedules and talk in the evening. Thank you! - Fabiola - Rochester Hills, MI
Made everything and easy and simple as possible - Timothy - Michigan Center, MI
Renato was always accessible. Every time I called or emailed him he responded in a timely manner. Renato was the ultimate professional. It was such a pleasure working with Renato who seemed to have all the answers to All my questions. He made sure I was fully aware of every step in process and I felt he had my best interest from the start. I would highly recommend him and his support team who made my process very easy and painless. Thank you for everything.Keep it up👍 - Tahsin - Roseville, MI
Excellent staffs - Ibrahim - Warren, MI
Renato was very prompt with every response and helped us purchase our home in a short period of time. Nicole in processing was also very helpful and they both did their best to go above and beyond to get us taken care of quickly and efficiently. I appreciate them both and have already referred one of my friend to give them a call as she will be purchasing her home as well! - Jennifer - Westland, MI
I feel he always has our best interest in mind. Quick to respond and notify of any changes. - Lawrence - Canton, MI
Yes. - Oliver - WATERFORD, MI
Renato Capelj’s professionalism is what made this great - ALEXANDRU - SOUTHFIELD, MI
Renato was friendly and professional. He led us through the entire process up to a successful close. During the process Renato was great with communication and always let us know he needed and when. He was also forthcoming with any relevant information, good and bad. When the information wasn't good, he helped us lay out a plan to correct the situation. We are very happy with the service Renato provided us. - MALCOLM - AVOCA, MI
Renato is fast and communication is superb. He works very hard to help you w/ your mortgage loan. My wife and I already recommended him to an acquaintance of ours. - William - CLARKSTON, MI
This is the 2nd mortgage that Renato has brokered for me. He offered great service the first time, and he and the Caliber team were even better this time. I tried for 5 months to refinance with the bank my mortgage was currently with. Renato and the Caliber team closed it within 4 weeks at a .5% lower rate without junk fees. Thanks for a flawless process. - JEFFREY - CANTON, MI
Renato was very responsive to all questions and made the entire process smooth and very easy. It's refreshing to have a provider jump through the hoops rather than bringing you along for the ride! - Diane - CLARKSTON, MI
As new home buyers we were intimidated by the though of buying a house. You showed great patience explaining the intricacies involved with the loan process in a clear and concise manner. It was evident that you really take the time to research all the options, and do not just settle for the easiest or most utilized option. The time and effort you put into our loan and closing process is very obvious and we really want to thank you for everything you did in for us to get our new house. - Delwar - Warren, MI
Renato was absolutely the best! He took my call no matter what day or how late it was in the day. Always answered my questions and made me feel comfortable throughout the entire process. I will be referring Renato to everyone I know! - Angela - Roseville, MI
. - ALAS - Warren, MI
I got good support and Renato is customer friendly. He receives my call all the time and replies soon. Overall he did excellent job in closing process. - Bhanumurthy - ROCHESTER, MI
Working with Renato and Caliber Homeloans is a wonderful experience. We were very pleased and highly recommend him to anyone with mortgage needs! - Anand - UTICA, MI
Very good - Nasim - Warren, MI
Renato is very professional and explains the entire process very well. He is always there to answer any questions you may have. I would highly recommend Renato. - Mark - GARDEN CITY, MI
Renato kept communication open at all times during the process. He was always quick to reply to a phone call or email. - LINDA - LAPEER, MI
Renato is very knowledgeable, patient and helpful and is always looking out for our best interests. He makes the process much easier. - Michael - Clinton Township, MI
Everything was perfect - Herish - Warren, MI
I had a great experience working with Renato Capelj.I,m so happy with my new home and the road i took to apply for our mortgage - Renato Capelj made it easy! He was knowledgeable, responsive and efficient. i have already recommended him to multiple friends and will continue to do so. 10/10 would use him again! - Junu - Warren, MI
Treated us like family and was very thorough and transparent through the whole process. We are extremely pleased with his communication and knowledge to streamline our mortgage refinance. This was the best mortgage/refinance experience my wife and I ever had! I have already talked with my friends & family about this experience and sure to give Renato’s information to anyone looking to purchase or refinance their home in the near future. Thank you, David and Cathy Pineo - DAVID - MACOMB, MI
Renato really made me understand some things that I never knew about. I learned so many things from him and he was really okay with me not knowing everything and taught me. It was just a good vibe overall. - KODOR - Warren, MI
Very friendly - Tajul - Sterling Heights, MI
Renato is one of the hardest workers I have ever known. He works days and night to get your paperwork done. My mortgage closing took only 3 weeks with very great rate. I’m extremely happy working with him. - Sevan - Sterling Heights, MI
Rapid response and efficiency at work - ZAFAR - Sterling Heights, MI
First, Renato was great in communicating everything that was going on. We never had to call him for any questions because he was great at communicating every detail along the process (i.e. what items were needed or what the next step was). Also, it was very convenient for us to sign our closing papers from home as we have an infant and travelling is difficult during COVID times. - Greyson - HOWELL, MI
Renato capelj he is very nice and friendly work great - ABDULLAH - Warren, MI
Renato was easy to work with. The follow through with everything was seamless. - Rebecca - White Lake, MI
Renato is the man!!! Extremely dedicated ! Every time I was confused during the process he had patience and was very helpful ! Highly recommend to anyone whos looking into buying a home!!! - Narcis - Franklin, MI - Narcis
Very helpful and thorough - Amanda - CASEVILLE, MI
Renato 😎He’s a great person. He help me from zero to hero. If you want to buy a house or refinance your house you got to do 100 things. So number 1 - thing you have to give him a call —and he is the guy Renato. And guess what he will take care 99 other stuff for you. Thank you so much Renato for your help really appreciate it man. - Tanbir
Renato is a dynamic person. Whenever I need him responded so quickly and sort out a way. He is so helpful . - AHMED - Warren, MI
It was a very seamless process and every question I had was answered promptly. I would highly recommend using Renato and Caliber for all of your mortgage needs. - JUSTIN - WESTLAND, MI
You will get a great advice from him always answer his phone a great person to work with five 5 stars is not enough For what he do if it was up to me I will give him a 100 stars - Lawrence
Renato was very helpful! - SARJILA - Warren, MI
There must be more than one Renato, he always answers his phone and always makes sure he solves any issues immediately. - Charles - Canton, MI
Quick an excellent service - MD - Hamtramck, MI
Very nice guy and problem solve very quickly:) - Ifthekar - Shelby Township, MI
What made my experience great? In a word, Renato. He is always accessible and informative. He seems to have our best interest in mind. I really appreciate all of his hard work. - Gregory - WASHINGTON, MI
It is great the people were nice and helpful - Syed - Sterling Heights, MI
Renato and the caliber team were amazing and went above and beyond to make my process as easy and efficient as possible. I would highly recommend their service to anyone specifically Renato and company. - Edward - Detroit, MI
Very good work. - Hilal - MACOMB, MI
Keeping us well informed. No problems no issues smoth transaction - WESLEY - DUNNELLON, FL
Excellent communication. Fast time to closing. Solid rate for the refinancing. A very easy process. - AMY - SAINT CLAIR SHORES, MI
Renato is the best! - Mikhail - Chesterfield, MI
Renato made it very smooth from start to finish. He is an expert at what he does. The quick and prompt responses I got from him is very helpful. Any questions I had big or small. He did not feel bothered and steered me in the right direction and we got it done ! - Gulam - STERLING HEIGHTS, MI
Well every time i was confused with something you guys were always there to help. You guys always replied to emails i have send. You guys have excellent and very fast service. Keep it up. - Md - Warren, MI
Renato is always quick to respond, positive, sincere, genuine, and very knowledgeable. He helped me with every step of the loan process. I definitely recommend Renato to anyone whose looking into buy a home. - Zafer - Canton, MI
We worked with Renato when we bought our first house...and seven, we sought him out again. Why? Because Renato cares about his customers, and it shows across the board. He makes himself available, communicates often, answers questions and makes it about the customer every step of the way. When the time comes to buy our next house, I know whom we'll go to again. - Alexandra - Troy, MI
Renato and his team were amazing to work with! He was in constant communication with us the entire time and explained what happens at each step of the process. I will definitely be calling Renato for any of my mortgage needs! - William - Washington, MI
Renato and Caliber Homes made our home buying experience extremely easy and overall great. I’m so pleased with how quickly things were processed and completed. Renato was especially responsive and was communicating with us daily on the status of things. I would 100 percent recommend him and Caliber in the future to others. - Shannon - Washington, MI
Prompt response and resolution of any issue quickly. - Dipon - Troy, MI
Being a first time buyer, I was learning and go through this process at the same time. Renato was so extremely helpful and responsive. If I ever had a question about any step along the way, Renato would call me in a matter of minutes to explain. I am extremely thankful to have been referred to him by my agent and I would definitely recommend him to others down the road. - Joseph - Macomb, MI
Renato is the best in his line of work. Always friendly, helpful and always available. - Daryl - COMMERCE TOWNSHIP, MI
Renato was knowledgable and helpful. The time frame from beginning to end was quick and convenient. Everyone was kind and helpful. - Mark - STERLING HEIGHTS, MI
He explained to me everything so well whenever I had questions he always answered my call.. - Jamila - Warren, MI
Renato goes far above and beyond for his clients! Hands down the best mortgage guy in the business. This was our second home purchase and we would have never thought to use anyone else. I refer him to friends/family any chance I have. Everyone on his team is fantastic! If you are looking for a home loan or a refinance.....look no further....Renato and his team will make it happen!! - Bartolome - Westland, MI
Mortgage master - VALENTIN - Fraser, MI
It was a pleasure working with Renato. His knowledge and professionalism made the whole refi process quick and simple! I would highly recommend him as a trustworthy and friendly professional. - DANIEL - SOUTH LYON, MI
Renato was so helpful and friendly! - Niki - Troy, MI
Great guy - DAVID - WASHINGTON, MI
Process finalized timely , details as initially described , prompt answers , would recommend - MICHAEL - MILFORD, MI
Renato has a great personality. Everything went very smooth and quick with the application. If I had any questions he always called me back within minutes - Conchita - WASHINGTON, MI
Renato is amazing! He's incredibly knowledgeable, honest, and is just the best at what he does. - Kari - SAINT CLAIR SHORES, MI
Renato has been great in assisting and providing all the information that was needed. He always was available for answering any questions and helped a lot during the whole process by being actively involved in all aspects during this transaction I am most grateful to him and the entire Caliber Home team that has worked to make this possible! Thank you! - Vicentiu - Dearborn Heights, MI
Smooth, hassle-free transaction! SATISFIED! - Jovica - NEW BALTIMORE, MI
Renato and his team are always a pleasure to deal with. When I think of Renato I think of passion and dedication. The guy works harder than anyone I know. Nights, weekends, etc. I respect that. He gets the job done and finds a way to always make thinks work out positively for his customers. I’ve worked with him with my first initial mortgage and now a refi. Both times came away completely satisfied. Usually get a laugh or two along the way with him as well. 5 stars ⭐️ And would highly recommend! - Carl - UTICA, MI
A very good minded person and works very fast Thank you Renato Capelj - Saiful - Warren, MI
Renato was terrific to work - extremely responsive, patient answering our questions, and walked us through the process as first-time homebuyers. - David - Detroit, MI
👍 - DITER - Sterling Heights, MI
Very grateful - VALENTIN - Macomb, MI
How good renato is at communicating and getting things taken care of - Joshua - CLINTON TOWNSHIP, MI
Renato is an incredible loan manager. He was always on top of everything, worked quickly, and very communicative. He deserves a raise. I will recommend all of the my friends and family to him when they are looking into buying a home. - John - Ypsilanti, MI
Renato is very knowledgeable and on top of everything - Autumn - Saint Clair Shores, MI
Renato is the consumate professional. He made the process so easy. His communication was extraordinary. He would always be our "go to" for any future home loans, and I will recommend him to all my family and friends. - PATRICIA - Farmington Hills, MI
Renato and his team were very easy to work with and expedited the process as much as possible to hit our timing goals on short notice. Professional and you do not need to worry about anything when working with him. - Zachary - Oxford, MI
Great with communication and worked hard to make sure we got the best deal. Closing was very quick with clear numbers and timing. Would highly recommend! - Michael - Rochester, MI
helpful - OTILIA - MACOMB, MI
Renato was very courteous and was very professional and also very attentive to make sure any questions that we asked were answered. His attitude was/is to make sure his clients were taken care of. He made the entire experience a great one. - JAMES - MACOMB, MI
Renato was very helpful and knowledgeable in providing needed information for the refinancing of our house . He was also always available to answer our questions in a very timely and professional manner. - Daniela - MACOMB, MI
from start to completion, Renato was efficient and professional.. he exceeded our expectations and we’re in our new home and very happy! we’re so thankful! - ANTHONY - Van Buren Twp, MI
Renalto is very knowledgeable and always available for any questions. He is friendly approachable and always explains the mortgage process in detail so that all options and the path to move forward are clear. He is very kind and patient in explaining the process. Renalto exemplifies the highest level of service and professionalism. I frequently recommend him to family and friends seeking to make a purchase or refinance their homes. You simply can not go wrong with Renalto. - Jody - WATERFORD, MI
Renato Capelj he is experienced and professional.the whole process went smoothly.he always cool and helpful.thanks you Mr. Renato Capelj - Sajib - Hamtramck, MI
It is always a pleasure to work with Renato. He is knowledgeable and extremely helpful during every step of the process. He made the process of refinancing my home very simple and hassle free. I highly recommend Renato to anyone looking to purchase or refinance their home. - Tonya - DEARBORN, MI
Renato was always available to answer all my question and helped me every step of the way through the refinancing process. - James - CLARKSTON, MI
Renato is the best! He works quickly and watches out for you! We have used him multiple times now and wouldn't think of using anyone else! - Joy - JACKSON, MI
Great follow up and communication. Great experience overall. - Jeremy - MACOMB, MI
Such an easy and pleasant experience. Renato went above and beyond for me to make this process so simplified. I was pre approved, in underwriting, and closed before I knew it! If you are looking to close quickly on your new home I highly suggest using Caliber Home Loans! - LINDSAY - Westland, MI
Renato walked through the process step by step. As a first time buyer he made me feel at ease. Very prompt and professional, also it was a pleasure to work with him. Thank you again Renato for helping me become a homeowner. - MARY - Southfield, MI
Renato is a very dedidated and hard working person. He cares about my family and he understands our needs. The helped us thru the process and we are very happy and satisfied with his services. He answered and addressed our questions and concerns in a timely matter. We are definately going to recommend him to our family and friends. We also appreciate the efforts of all the other people involved in making this expecience a succes story. Thank you Caliber! - Antonie - Washington, MI
Renato was a pleasure to work with. Everything Caliber had to offer was competitive. - Ashley - Rochester, MI
Great service. Thank you for everything. - Samad - Warren, MI
- Banaras - Trenton, MI
My overall experience was great. I want to say thanks again to Renato and his team. They answered all my questions and processed my loan so much quicker. Renato is a so professional and will definitely recommend to friends and family. - FARAAZ - Taylor, MI
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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