Rick made the entire process about as smooth as possible. His first estimate of our potential costs was essentially right on the mark. His knowledge and experience of the VA claims process is very impressive and he has a genuine desire to help veterans. I have referred several people to him in the past and will continue to do so! - Kim - SALEM, MA

It was a pleasure to work with Rick and Mary and the Caliber team!! I would highly recommend Rick’s team for mortgage loans. They are all very helpful, knowledgeable and professional. Thanks to all of you for your expert help!! - Catherine - SALEM, MA

I had a very complicated issue with a divorce and my ex buying me out of my home Rick was right on top of everything and was extremely helpful with all my paperwork I will definitely recommend Rick and his team to anyone that I come across looking for a mortgage Thank you for everything. - Stephanie - Peabody, MA

Rick Bettencourt is amazing at what he does. Extremely knowledgeable and made a stressful situation for me go very smooth. - George - DANVERS, MA

Been working with Rick for many years with purchasing and refinancing my home. Every time he has gone above and beyond to ensure a smooth experience. Rick and his team are well educated and always get you the best deal. Highly recommend. - Brendan - GLOUCESTER, MA

Amazing experience working with Rick Bettencourt and the team at Caliber Home Loans. Extremely knowledgeable professionals even given the constraints of the pandemic everything went extremely smooth and could not be more happy with the experience. Thank you Rick and the whole Caliber Team for your incredible service. - Adam - GLOUCESTER, MA

We had been looking to refinance for a couple months but waiting for the right rate and BAM covid hit Rick would update us multiple times a week sometimes giving us the best advise and projecting what the market would do. Just as he projected it fell right where we wanted with an outstanding rate and Rick got us locked in within a moments notice! He goes above and beyond to get things done for his clients and I wouldn’t trust anyone else with my mortgage needs. - Janessa - GLOUCESTER, MA

Rick Bettencourt Jr. At Caliber helped make my dream a reality! He made me feel as if I was his top priority! I’d recommend him to any Veteran trying to make the American dream of owning a home come true. - Cory - North Chelmsford, MA

All my questions were answered. The process moved smoothly from beginning to end. His assistant kept me informed the whole time - Laura - PEABODY, MA

Rick was a pleasure to work with. He answered my questions and got back to me in a timely manner. - Salvatore - DRACUT, MA

Easy, just as it always is. Thanks! - Linda - SOUTH PORTLAND, ME

Awesome company to do business with, highly recommend! - Thomas - HUBBARDSTON, MA

Rick and his team made this process very easy and seamless. Their communication and follow-up was very professional! I highly recommend them! Thank you! - Kristen - PEABODY, MA

Rick was very helpful. He even took time for me on a holiday, the 4th of July, to answer my questions and make sure the process would go as smoothly as possible. Rick preformed well above and beyond my my expectations for technical knowledge, customer service, and approachability. - Michael - WORCESTER, MA

Rick and his team do great work - Ryan - HUDSON, NH

Rick was always very thorough from the first conversation to ensure we always had the most accurate information. Any question we had he was just a text away and always kept us informed of next steps. He made sure we understood the process and that the process was as smooth as possible. - Grace - Whitinsville, MA

Level of follow through, timeliness of actioning and personable nature of the staff. - Richard - WOLCOTT, CT

Amazing. Amazing. Amazing! Truly amazing. - Joe - Whitinsville, MA

Rick was extremely professional and friendly during our entire experience. He made the whole process seamless for us with his attention to detail and timely communication. Sending messages by video compensated for taking care of everything virtually and added a personal touch. I would highly recommend Rick to anyone looking for exceptional service! - Andrea - GLOUCESTER, MA

Information passed easily and him and his staff are very responsive to you. - David - Amesbury, MA

Fast and easy, great communication! - David - Kensington, NH

Very prompt and courteous staff very easy to work with - Diane - PEABODY, MA

Rick was so incredibly knowledgable and helpful during the whole process. He worked with us to get us to the best place for our mortgage. Rick and the whole team were so personable and great! - Pamela - Gloucester, MA

As first time home buyers, Rick made it an extremely easy experience for me and wife buying our first home. - Christopher - Gloucester, MA

Rick made himself available to answer our questions at anytime. More importantly, he proactively reached out to check in on us. His video messages were reassuring and a creative response to the inability to meet personally due to Covid protocols. He is an absolute expert at VA home loans. I would recommend Rick to others. - Edward - GLOUCESTER, MA

Rick made the whole process go so smoothly and quickly. The app made life a whole lot easier with the easy downloads of documents and signing documents. Plus have to add his team was great to work with. Thanks - Roberto - WRENTHAM, MA

Great rate worked through all of our questions and made the process easy. - Jaime - NEWTON, NH

Just quick and easy ... all questions answered ... couldnt have asked for a better process!! - Christopher - NEWTON, NH

I appreciate the responsiveness of Rick and the entire team. All of our questions were answer quickly and thoroughly. My only critique would be to streamline the online signing process as we were sent repeat emails more than once. - Nadene - Salem, MA

Rick is extremely knowledgeable and available for any questions or concerns throughout the home buying process. Overall a great experience working with Rick and his team. - Connor

Thanks to Rick I finally got a VA loan and our house is being painted. It’s going to look great. - CAROL - Hudson, MA

Rick was great. Everything went smoothly. - Jeanne - Lynn, MA

Rick was very knowledgeable and informative throughout the process! - Mary - CASCO, ME

They were very responsive, and we could do everything electronic. The close was at my house. Very convenient! - Jennifer - Wells, ME

Rick was very helpful throughout the whole process. He made the stressful process of purchasing a house easier. - Alex - Beverly, MA

Rick was very personable and explained the entire process. The Caliber app was very user friendly and convenient for uploading documents. Rick and his team were easy to communicate with and made the process seamless! Thanks! - Carolyn - MELROSE, MA

Great people doing excellent work - Paul - Gloucester, MA

Rick is on top of everything and helpful through the entire process! - Kyle - Gloucester, MA

Rick is very personable and can take complicated mortgage questions and break them down into simple English for the non-mortgage kind of person. He is prompt to return e-mails and/or phone calls. He was a pleasure to work with. - Daniel - South Berwick, ME

Received a Great Rate and we're thrilled to stay with our current carrier. - Lissa - Peabody, MA

Easy to work with. - Aaron - Alstead, NH

Super easy and quick refinance at the best rate! Great communication all around, and love the ease of access with the online forms. Thanks for a great experience! - Alyssa - Chelmsford, MA

Rick was amazing and extremely helpful throughout the entire process! - Peter - West Roxbury, MA

Rick was available to answer questions anytime. He is very knowledgeable and very pleasant to work with. He made it very easy even during Covis 19. Thank you Rick! - Kimberley - Peabody, MA

Rick made the experience great. His attentive communication and patient demeanor were very appreciated by me and my wife. He speaks in a language that is easy to grab hold of. He was direct and efficient. We couldn't have asked for a better associate to help us understand the process and shepard us through all the twist and turns. Rick was outstanding!! - Lester - Chicopee, MA

I am a repeat customer of Rick Bettencourt. He is honest and upfront. He has been watching the market for me for a while. When the rates dropped to a number that would be advantageous, he reached out to me. - Michael - Peabody, MA

The best in the business period, and thank you for your support and all you do for the veterans is really appreciated. - Emmanuel - Hyde Park, MA

rick is a pleasure to deal with as a Veteran. - Warren - Holliston, MA

Rick was awesome with securing me a great rate. His constant communication and accessibility was amazing. Great experience! I have already referred 2 co-workers to him! - Lisa - Wakefield, MA

Rick is knowledgeable and entertaining all in one. He knows his stuff and has a great personality. What more could you ask for? He responds quickly to emails and calls, too! My husband and I have worked with him for a few years now and we would recommend him to anyone and everyone!! He is the absolute BEST in the business. - Jillian - Stoneham, MA

Rick is the absolute best there is. My wife and I have worked with Rick multiple times over the last few years and each experience was excellent. - Jonathan - Stoneham, MA

Everything was great from start to finish. Very professional! - Richard - Pembroke, MA

Very efficient and quick - Linda - Bedford, NH

Receptive and easy to work with. Very proactive. - Brendon - South Weymouth, MA

Rick made the process extremely easy for my wife and I. He consistently answered questions quickly and effectively. This was our first time refinancing and Rick was sure to make the experience pleasant for us. - John - Merrimac, MA

Rick’s team was very organized and responsive to any and all questions or concerns we had through this process. - Rebecca - South Weymouth, MA

Rick was so easy to get ahold of and talk to about any question we had. He is very down to earth and pleasant to speak to. - Lisa - Merrimac, MA

We love that Rick Bettencourt and the Team know what they are doing and will handle our mortgage refinance with precision! - Kristine - Haverhill, MA

Love working with Rick! - Heather - Gloucester, MA

I have purchased (5) homes using VA Loans over the past 25 years and never had such a wonderful experience. Rick is truly passionate about helping Veterans and is a an expert in the loan process. In the last two months, Rick has helped me refinance my current home and also assisted one of my best friends with his first VA home purchase. Thank you for all that you do Rick. - SETH - Danvers, MA

Rick was there for us every step of the way! He got us an excellent rate and took great care of us. Thank you Rick! - Robert - Danvers, MA

We are glad Rick reached out to take advantage of an amazing rate and money saving opportunity. Even during a global pandemic, Rick and his team did everything they could to lock in and close in a timely and efficient manner. Can’t recommend Rick and the team enough! Thanks again! - Andrew - Gloucester, MA

They kept me up to date as the process was moving along. Everytime I asked a question I received an answer the same day. I asked a lot of questions due to not knowing much about the process. When I asked for additional paperwork, I received it! The attorney that came to my house was friendly and professional. - Scott - Athol, MA

Rick and his team make the refinance process smooth and painless. Clear instructions, quick response times, and a helpful and friendly attitude are what makes for a great experience. - Glen - SWAMPSCOTT, MA

We have worked with Rick on all of re-finances. Rick is a great friend and his information is always spot on. He is always quick to return an answer to our questions. He makes the process very easy and seamless. We would recommend him to all or family and friends. 5 stars! - Christopher - Peabody, MA

- Brittany - Georgetown, MA

So let’s start with Rick Bettencourt. Rick is a pleasure to work with. Rick posses knowledge, skills, and abilities that are unmatched in his field. Rick showed my wife and I support through this process ( and others) like I was one of his own. Rick not only helped me get into my home, but he did it with grace, patience, and a positive attitude. I love this guy. He is so hardworking and he is just such a pleasure to work with. In addition, the technology caliber uses if nothing short of GREAT - Michael

Rick made the process painless, always returned my emails quickly, and answered all my questions. - Drew - Bedford, NH

The communication and honesty we received throughout were outstanding especially with the current state of the world. Rick and his team are the best there is and we are proud to be apart of his family at Caliber Homes. - Scott - Ayer, MA

Incredible service by Rick and his team from start to finish! We couldn’t be happier! Thank you again! - Jonathan - Berwick, ME

Rick and his team consistently impresses me with their courtesy and professionalism. I cannot thank them enough with the assistance they've provided. - Ryan - Danvers, MA

Rick is very knowledgeable and passionate about his job, and made this a very easy process especially during the current pandemic we are all in. - Matthew - Danvers, MA

Rick is the man! Never quits. Never stops. He fights for you for good rates, time deadlines, and is polite and efficient the whole way. A bull dog who cranks out work, is courteous and just awesome! We will be back w another loan, and refer our closest friends. VA loan expert who earned our full trust and confidence. - David - Acton, MA

Rick, is very knowledgeable in all VA home loan questions. Would highly recommend to any veteran looking into the housing market. - Damien - Danvers, MA

This was the third time we used Rick over the last handful of years to purchase then refinance via VA loan, his team is amazing! They are a detail driven, quick moving, fast responding, great at communicating group of highly professional individuals! Thank you Rick, Mary and team! - Amy - Peabody, MA

As always Rick went above and beyond to make himself available to answer questions of get needed information. We have referred numerous friends to Rick and will continue to do so. - James - Peabody, MA

Rick is a rockstar at what he does! He has tremendous knowledge and gets things done. - JASON - Danvers, MA