Ramez and Michael Silverstein are top notch. Absolute professionals at what they do. They made refinancing easy and painless for all parties. I know that only happens with a lot of hard work behind the scenes. I will definitely refer them and Caliber! - Michael - Duck, NC

Communication was good and helpful advice provided. - Robert - Washington, DC

Info and scenarios were laid out and esily understood. comms with Ramez and Michael Silverstein were regular and informative which made for relay of information timely. Always pleasant and professional. - Thaddeus - Upper Marlboro, MD

We were just thrilled with the service and expertise. Ramez is hands down the best in the business! - Marty - Silver Spring, MD

Ramez is awesome loan agent he communicates everything clearly and assist in every way I can think of possible - Trever - HERNDON, VA

Very professional, attentive, and comprehensive. Smooth process, thanks!! - Edwin - HYATTSVILLE, MD

Ramez & Michael are great to work with. They are always there when I need them & they are quick to respond to any requests we had during the process. - Ryan - Washington, DC

I had a ton of questions that I felt very self conscious asking about (I felt they were obvious answers to everyone but me), but everyone was always very professional and helpful in answering them, and never made me feel like I was asking a silly question. Emails were clear and concise, often times calling out things they thought I might need clarification on and going ahead and clarifying it right in the initial email. In addition, everything was communicated quickly and effectively. - Jessica - PASADENA, MD

Ramez and Michael make the process easy and painless. And they always responded to questions immediately and clearly. - Susan - GAITHERSBURG, MD

- Michelle - BETHESDA, MD

Very professional experience. - John - Rehoboth Beach, DE

The team was very detailed and easy to work with. I would 10/10 recommend to anyone looking to refinance. - Megan - LINDEN, NC

Quick response, knowledgeable, succinct. Total pro. - Christian - BETHESDA, MD

I am very pleased with my relationship with Caliber Home Loans. They have a strong understanding and knowledge to service all types of buyers from first-time homebuyers, VA loans, and refinances). The communication exchanged with Ramez Fahmy and Michael Silverstein was great. They kept me informed throughout the refinancing process. Highly recommend! - Lionel - Woodbridge, VA

Ramez and his team were fantastic. We were first time homebuyers and they really walked us through the process while answering lots of questions along the way as they came up. - Alexander - Silver Spring, MD

I appreciate the speed Ramez’s team worked in getting a loan approval letter out as well as working on closing. - John - PASADENA, MD

Ramez and his team great! He educated us as we began the process and remained engaged in the background while we closed on the house. Very professional group, I’m glad we worked with them for our home purchase. - Sravanthi - Riverdale, MD

Ramez Fahmy and Michael Silverstein were responsive and informative through the process. Thank you! - Mary - SILVER SPRING, MD

The team did an excellent job of handling the refinance. All individuals were prompt with their responses, explained everything clearly and worked with me every step of the way. At all times I felt that I was getting treated fairly and professionally. There's nothing more I could ask for when going through this process. - Joseph - WASHINGTON, DC

Ramez is incredibly knowledgable about the business, and as a father and member of the community his knowledge of the region is unmatched. He was always available with answers to our questions -- and as first time home buyers we had many. Ramez was able to shepherd us through the entire process with prompt responsiveness and aplomb. We couldn't be happier with our experience with Ramez and Caliber Home Loans. - John - Silver Spring, MD

The Refinance Process was smooth, Ramez was helpful in giving me different options and also lowered the interest rate a little bit upon my request. He and his team answered every one of my question about the process. - Hasiburrahman - Montgomery Village, MD

The entire team was communicative throughout the process. Really appreciated their support and insight. Great team! - Stephen - SILVER SPRING, MD

Ramez and his team made what could have been a stressful situation very easy. Thanks! - Jacob - SILVER SPRING, MD

This was our third refinance with Caliber, Ramez and his team. Consistently best rates and support. - James - LINTHICUM HEIGHTS, MD

Thank you so much Ramez! Really appreciate how professional and helpful you were for us with both our first mortgage and our refinancing! We couldn’t be happier with how everything turned out. - Gert - WASHINGTON, DC

Going above and beyond with requests for information, and not overly complicating the application with irrelevant information. - Ted - BETHESDA, MD

Ramez and his team make the process absolutely clear and seamless! We are very thankful for their knowledge and guidance. - Jennifer - ROCKVILLE, MD

- Spencer - Rockville, MD

Ramez and his team made this process go seamlessly!! - Jane - Washington, DC

Caliber Home Loans is a professional business that provides subject matter expects who deliver exceptional customer service. We’re really happy with our service and would highly recommend. - Sarah - Herndon, VA

What an incredible experience with Caliber Home Loans! With interest rates being so low, we did our research with online loan companies but found it to be overwhelming. A friend referred us to Caliber Home Loans. We worked closely with the Loan Originator Michael Silverstein. Michael was incredibly courteous and responsive. He took the time to answer many, many questions we had. Having someone local to contact added that extra personal touch and we're so glad we went with Caliber! - Roland - Bethesda, MD

Easy, seamless experience. - Dana - Bethesda, MD

Michael was very helpful and was able to answer all of my questions. - Audrey - BURTONSVILLE, MD

Very pleasant staff. Walked us through process with littl - Mike - ROCKVILLE, MD

Ramez and his team were clear from the start on what we would gain from refinancing at this point, what we would need to do, the costs, and the time line. They led us through each step in their standard engaged & friendly fashion. We will now pay off our mortgage four years earlier, with same monthly payment and having minimal costs at closing of the refinance. - Robert - WASHINGTON, DC

I appreciated the communication and effort that the team put towards finalizing the refinance transaction. While I would have hoped for a slightly lower rate, I am willing to have a little higher rate for the excellent customer service provided. - Jedediah - Germantown, MD

Ramez and his team made the process very straightforward, and were helpful every step of the way. - Christopher - WASHINGTON, DC

Ramez, you and Michael always make the experience easy, quick and painless. Many thanks! - Lauren - ALEXANDRIA, VA

Ramez kept the entire process moving forward and communicated everything to me expertly. - Adam - WILLIAMSBURG, VA

The whole process was very smooth and I felt that Caliber Loans was always commuted to make my transaction happen. - Jose - Bethesda, MD

Amazing! Will definitely work with again. - Anthony - FREDERICK, MD

Clear quick communication made the process effortless. - Jordan - Silver Spring, MD

The Fahmy team was very responsive and patiently answered all of our questions. Everyone on the team fid a great job!! - Gee - GAITHERSBURG, MD

We had to move fast and Ramez really put it in high gear to get us preapproved and to make sure I was fully educated and informed on the details and the process. - Molly - Alexandria, VA

Ramez has helped us for years with new home loans. But this is the first time he helped us with refinancing. We told him our refinancing goals and he was able to come up with a perfect package for us, far surpassing any competition. So grateful to have Ramez representing Caliber as our lender! - Stephanie - WASHINGTON, DC

I can't sing the praises enough for Ramez and his Team. I've worked with them for two purchases and several refi's over the years. They go above and beyond to keep you informed of your options, progress in the process. I can't recommend them more!! - Stephen - SILVER SPRING, MD

The help I received during the whole process was excellent. - Lewis - SILVER SPRING, MD

Ramez and his team were always on top of everything, they had super quick responses and they were full of knowledge. As a first-time home buyer, they made a potential stressful situation into a smooth transition. I would highly recommend them to anyone. Thanks again team. - Grant - Gaithersburg, MD

Ramez and Michael and the team are terrific to work with on what could otherwise be the harrowing process of securing a loan. They are there at every turn. The terms and steps are clear and you are never alone. It helps that they are both incredibly calm and kind. Thank you both for making this the easiest part of buying our home (from out of state, no less!). - Christine - Silver Spring, MD

Excellent customer service. Thoughtful and thorough. Highly reccommend. - Benjamin - Washington, DC

Ramez was great to work with. He answered our questions and kept us up to date with what was happening with our refinance. - Jonathan - WEAVERVILLE, NC

This was our second mortgage working with Caliber Home Loans and Ramez Fahmy. In both instances the Caliber team helped us close in under 30 days. Ramez provided invaluable advice throughout the process to help us navigate various financial options, clearly understand risks, and confidently make a winning offer in a competitive market. - John - Rockville, MD

Professional and great customer service. - Tara - CRESTVIEW, FL

Customer service and quick response times! - Lucas - WASHINGTON, DC

Very quick responses. Only two emails that read like novels. Great rate. - Jesse - Bristow, VA

Ramez and his team are fantastic to work with. Always responsive and easy to talk to when questions arise. Easy refinance process for us to follow and no surprises. I would highly recommend, and have, to friends, colleagues, and family. - Mark - BETHESDA, MD

Ramez is always responsive and patient. He guides you in the right direction and gives sound information. Michael Silverstein is very helpful, responsive, and communicative as well. They are both so easy to work with and a pleasure! - Regina - FAIRFAX, VA

Great rate, low closing costs, and quick to close. Great experience. - Michael - Bethesda, MD

Ramez and his team were professional, communicative, available, and efficient. My questions were always answered, and I always felt that I was in good hands. My experience with Ramez was phenomenal. - Andrew - Rockville, MD

Ramez is incredible and made the entire process extremely easy. Top-notch service from start to finish. - Carolyn - SILVER SPRING, MD

Great advice and excellent customer service. - Kathleen - SILVER SPRING, MD

Very good experience working with Ramez and the whole team. Alice Starcke - Brian - Lorton, VA

Great team! The entire process went very smoothly. I will be sure recommend Ramez to and Caliber to my friends and family. - Nicholas - WASHINGTON, DC

Ramez and his team were great, communicating with us every step of the way and ready to help us in a timely manner in a very competitive market. - Jorge - Kensington, MD

Very responsive to all questions. - David - POTOMAC, MD

Ramez and his team were great, communicating with us every step of the way and ready to help us, making several offers in a timely manner in a very competitive market. - Jorge