Very quick responses. Only two emails that read like novels. Great rate. - Jesse - Bristow, VA

Ramez and his team are fantastic to work with. Always responsive and easy to talk to when questions arise. Easy refinance process for us to follow and no surprises. I would highly recommend, and have, to friends, colleagues, and family. - Mark - BETHESDA, MD

Ramez is always responsive and patient. He guides you in the right direction and gives sound information. Michael Silverstein is very helpful, responsive, and communicative as well. They are both so easy to work with and a pleasure! - Regina - FAIRFAX, VA

Great rate, low closing costs, and quick to close. Great experience. - Michael - Bethesda, MD

Ramez and his team were professional, communicative, available, and efficient. My questions were always answered, and I always felt that I was in good hands. My experience with Ramez was phenomenal. - Andrew - Rockville, MD

Ramez is incredible and made the entire process extremely easy. Top-notch service from start to finish. - Carolyn - SILVER SPRING, MD

Great advice and excellent customer service. - Kathleen - SILVER SPRING, MD

Very good experience working with Ramez and the whole team. Alice Starcke - Brian - Lorton, VA

Great team! The entire process went very smoothly. I will be sure recommend Ramez to and Caliber to my friends and family. - Nicholas - WASHINGTON, DC

Ramez and his team were great, communicating with us every step of the way and ready to help us in a timely manner in a very competitive market. - Jorge - Kensington, MD

Very responsive to all questions. - David - POTOMAC, MD

Ramez and his team were great, communicating with us every step of the way and ready to help us, making several offers in a timely manner in a very competitive market. - Jorge

- Julia - Snow Hill, MD

This is our third time working with Ramez and we will continue to come back because of the excellent and timely communication, and overall helpfulness - Crystal - SILVER SPRING, MD

Thanks Ramez and Michael. - Katherine - WASHINGTON, DC

Ramez and Michael are absolutely fantastic to work with. Ramez was always so patient, answering all of our questions and ensuring we understood what was happening every step of the way. Once we had an offer accepted, Ramez and Michael went into overdrive to meet an extremely quick turnaround for closing, and got everything done well before the deadline. This was my second time getting a mortgage through Ramez, and I can’t recommend him highly enough! - Kristina - Silver Spring, MD

Ramez and team were very knowledgeable, quick to reply, and very patient with all our questions. - Thomas - Parkville, MD

They were very responsive and helpful. - Ryan - FAIRFAX STATION, VA

Very responsive and helpful. Communicated well and worked hard to process our refinance quickly. - Robert - ARLINGTON, VA

They were so wonderful to us we stuck with them even when our current lender finally got back to us and gave us and tried to win us back. They took such good care of us and that goes a long way in our book!! Thanks for making this such a pleasant experience! - Erika - FAIRFAX STATION, VA

The entire refinance process was great from start to finish. Both Ramez Fahmy and Michael Silverstein provided excellent customer service. All questions were answered timely and thoroughly. I would absolutely do business again with Caliber Home Loans and in particular, Ramez Fahmy in the future. - Edward - FAIRFAX, VA

Ramez provided me high quality professional services to me. I am very satisfied with the loan services that his company rendered to me. - Abdullah - North Potomac, MD

it was great to work with Ramez and Michael on refinancing our home. They are true professionals. They offered the best terms and delivered top notch service throughout the process. We've got zero complaints and high praise for Caliber. - David - TAKOMA PARK, MD

Great communication and follow-through from Ramez and his team, especially Michael Silverstein. They delivered on their promises 100%. - Rachel - ROCKVILLE, MD

Ramez and Michael were incredibly helpful through out the process of buying our first home. We are immensely grateful and would highly recommend them! - Anna - Catonsville, MD

Great communication and explanation of documentation and projected costs at closing. - Jerrold - GAITHERSBURG, MD

Excellent service - Hopeton - Capitol Heights, MD

Easy process - Alexander - Washington, DC

Overall it was great experience - the team has been very helpful . - Shimelis - Potomac, MD

Thanks for making this a great home buying experience for us! - Alexi - Silver Spring, MD

Ramez is wonderful. He is very quick to respond and is organized and helpful. This is my third time doing business with him and I plan to continue to work with him in the future should the need arise. - Nicole - FALLS CHURCH, VA

Ramez and Michael were fantastic during the entire refinance process. This is our second refi with Caliber. We will definitely use them again. I would recommend them to any of my friends. - Francis - ROCKVILLE, MD

Ramez and his team's knowledge and insight saved a deal that was falling apart. He will be highly recommended in my circle. - Rigo - Cheverly, MD

Super easy and responsive! Thanks for everything! - Jessica - Washington, DC

Communication stood out for me. Keeping us alert of what needed to be done helped a lot. Thank you so much for your help. We are very excited about moving to our new home. - Demon - LAUREL, MD

The communication was timely and efficient. The entire process was seamless. Very professional and knowledgeable!! Thank you! - Alfred - UPPER MARLBORO, MD

This is our second opportunity to work with Ramez Fahmy, we are once again very happy with our experience. Great communication, reliable and professional. - Marilin - Derwood, MD

We had such a great experience working working with Ramez and his team on our recent refinance. They made the whole process simple and efficient. We could not have asked for a better team. Thank you Ramez! - Peter - SILVER SPRING, MD

Great rate, great service, Ramez and Michael are always available and quick to respond throughout the buying process. Thanks to the entire team! - William - Derwood, MD

Terrific service from pre-approval to closing. - Kevin - New Market, MD

Ramez and his partner Michael were OUTSTANDING in their professionalism,service, responsiveness and efficiency. They managed to turn a contract offer into a full fledged closing with all the paperwork in less than two weeks! Amazing! I cannot recommend Ramez highly enough! - Lucy - Silver Spring, MD

Ramez and his team we’re great and easy to work with. They were always there to answer any questions and they provided clear information on the process and detailed instructions on the document requirements. I highly recommend them. - Elisa - Ashton, MD

Ramez & Mike are professional and communication Was very good throughout the loan process! - Hatem - Dewey Beach, DE

Overall a great experience. They always answered their phone and filled me in if something changed. - William - Woodbridge, VA

Ramez and Michael are very responsive, knowledgeable about the lending process, and professional, and were able to help us quickly close with a competitive fixed rate. Without Ramez and his team, we would not have closed on time. I highly recommend them to other people (and have). - Tristan - Silver Spring, MD

Ramez and his team were excellent! They made the home buying process so easy and comfortable. As a first time home buyer, there were a lot of learning curve, but Ramez ensured that he explained every step of the mortgage lending side. He was very prompt in responding everyday of the week and I would 100% recommend his services to anyone. - Mitchell - Berwyn Heights, MD

With his guidance and support the entire way, Mr. Fahmy made refinancing a breeze. We could t have been happier with his service. - Ann - Alexandria, VA

Ramez helped us understand the process we were going through, and also nailed a great rate for us as well. - Stephen - Bowie, MD

Everyone was pleasant, professional yet personable!! Very quick to respond. It was an exceptional experience - Ulanda - Towson, MD

Communications were very clear and well-organized with timely responses to questions. Thank you especially to Michael for his support through the closing process. - Maren - Washington, DC

Ramez and Michael Silverstein offered extremely low interest rates, moved the process along swiftly, stayed on top of all details, focused on my needs and goals, and were a pleasure to deal with. I'd recommend them to anyone looking for a home loan. - Brian - Richmond, VA

Ramez and Michael are like polite machines. They are soooooooo efficient and available that they are like family. This was the smoothest and fastest transaction we have ever had. - Gisele - Accokeek, MD

We have relied on Ramez experiences since 2008. We have bought and sold 4 houses and refinanced several times. Ramez has been on top of everything every time and has been very helpful along the way. Thanks again The Johnsons - Christopher - Pittsburgh, PA

One of the smoothest mortgage processes I have ever been through. Quick communication, professional, and everything done right the first time. And all done remotely as I’m out of state. Would highly recommend. - Monta - Baltimore, MD

Prompt, clear, and responsive! It was a pleasure working with Ramez! - Amanda - Rockville, MD

The whole team was easy to work with, and everyone was exceptional with communicating in a very timely manner. We never had to wonder where our account stood, or what needed to be done. Professionalism was top notch. - Tracy - Vienna, VA

Quick, concise, knowledgable. Have used Ramez multiple times and always happy with the result. - Timothy - Crownsville, MD

Professional, fast, and reliable!! Am a repeat customer (purchase and refi) and will keep bringing business to Ramez, Michael, and team! - Garrett - Alexandria, VA

Ramez and Michael were excellent to work with during our financing process. Very communicative and got the job done in a timely manner. Thank you! - Alicia - Silver Spring, MD

Ramez is super knowledgeable, thorough, and generally on top of everything! - Payton - Kensington, MD

Ramez and his team were helpful, responsive, and supportive throughout the home-buying process - a MUST in the DC market! - Christopher - Washington, DC

He was always available for us whenever we needed him. He educated is well and handled the whole process quickly. - Kevan - Washington, DC

The time Michael took to answer all my questions and explain things to me until I was sure I understood-- Especially in terms of what exactly escrow meant for property taxes and home owners insurance. Caliber Home Loans were recommended to me and I couldn't have been more pleased. They made the whole process so easy to go through and made sure I was aware of the process every step of the way. I would recommend them to anyone who is looking for a mortgage broker. - Elizabeth - Glen Burnie, MD

Ramez was incredibly accessible, insightful, trustworthy, professional, and down-to-earth. He walked us through every step of the process, from start to finish. We will highly recommend him as many times as we can. - Homa - Silver Spring, MD

Ramez and Michael Silverstein were both amazingly helpful and very responsive to our needs and questions along the way. - Edward - Callao, VA

Ramez moved quickly and made our offer strategy possible. Him and his team made everything seamless for us as first time home buyers. Can't imagine someone better to use during a stressful time! - Jacquelyn - Washington, DC