Good communication always responded to us with any questions we had in a timely manner. Courteous and friendly. - Dhunjishaw - SILVER SPRING, MD

Excellent service! There was one small mistake on the documents that I discovered during closing, but it was remedied fast enough. I would definitely recommend! - Joshua - Arlington, VA

Ramez and his team were very helpful through the entire home loan/buying process! - Julie - ANNAPOLIS, MD

We had an excellent experience with Ramez. He came highly recommended to us. Our realtor told us that Ramez helped us to get our home. The seller of our home (also a realtor) was so impressed with Ramez overall that he said he wanted to ask him to be his lender as well. As first time home buyers, he really talked us through things and made it as easy as possible. He also has a calm demeanor and it helped us to keep our sense of humor and just made the whole experience more manageable. - Brett - Burke, VA

Felt very cared for and treated like people, even friends, rather than just numbers on a page - Andrew - ANNAPOLIS, MD

Ramez is super friendly and very professional person. He definitely made easier life for his customers. I’ll definitely recommend him to all of my family and friends. Ramez thank you very much to you and your team for helping me to make great deal on the mortgage Interest rate and move into my new home very quick. Sule, - Sulejman - Mc Lean, VA

It is not Ramez who is the issue. He was very good and worked really hard to get this done for us. The entire process is too long, too repetitive ( asked for things over and over ) and the process seems to discriminate against those people who are older or retirement age no matter how well they manage their money and property now or in the past. We are glad to have been approved finally and to have had Ramez as our person. He came highly recommend - Sherrell - GERMANTOWN, MD

Ramez and team did a fantastic job. I would highly recommend Caliber to all my friends and family. - Nicholas - Rockville, MD

Ramez provided strategy and advice that we had not considered with our previous lender option. In general, he put our worries to ease and gave detailed feedback and estimates on what we should expect with different scenarios. - Bryan - Chevy Chase, MD

. - David - Chantilly, VA

Ramez was always quick to respond to messages and requests. He expertly guided us through this process. - Alonna - Pikesville, MD

Ramez's response time to questions is great. He's been my go-to lender because he's an expert in the business, he's straight forward, has integrity and is trustworthy. His team is great! - Alex - SPRINGFIELD, VA

n./a - Tarek - FALLS CHURCH, VA

Very responsive and efficient service! - Marcela - Kensington, MD

It is all about the communication! Through the entire process every member of the team communicated clearly and quickly. We felt like we were their only customer at the time with the excellent attention we received. We highly recommend Caliber. Thank you! - Michelle - Jacksonville, NC

Great attentive service. - David - Baltimore, MD

The entire refinance process was clear, organized, brief and professional! I could not have asked for better guidance or outcome. - Karen - Kensington, MD

Excellent experience. Ramez made the entire process easy, without any stress, and FAST! - Amanda - Jackson, NC

Intelligent, swift, accurate, and helpful. - Paul - Kensington, MD

Knowledgeable. Always responsive in a timely manner. Made the process understandable for a first time home buyer. - Gregory - Olney, MD

Ramesh and his colleagues were incredibly on top of getting our refinance done in a short period of time before rates rose. This was particularly impressive considering everyone else was doing the same thing! Always pleasant and never left us hanging, unlike a massive bank where you’re just a number. - Brooke - Baltimore, MD

We were able to close early and accurately. Communication is awesome and I always got questions answered quickly and accurately. The entire process was virtual and no breakdowns. Highly recommend, this is my second loan with Caliber. - Kathy - Ashburn, VA

Ramez and his team are fantastic to work with. They made everything very simple and we’re always ready to answer any questions and concerns. Very satisfied! - Skyler - Washington, DC

Ramez and his team were excellent. We received top-quality assistance. They worked quickly and clearly communicated all steps on our path to closing. We highly recommend! - Chelsea - Chevy Chase, MD

We have been working with Ramez and his team for over 15 years now throughout the purchase and refinancing of multiple homes. We have referred him to family, friends, neighbors as he and his team are consistently efficient, professional, thorough, and always make us feel comfortable throughout the entire process. Thanks for all of your help! - Ashley - Duck, NC

Ramez and his team are always on top of their game - they are professional and responsive, even on nights and weekends. They know how to provide great customer service. The best in the mortgage lending business that I've worked with so far. - Alysia - FAIRFAX, VA

Ramez and Michael Silverstein are top notch. Absolute professionals at what they do. They made refinancing easy and painless for all parties. I know that only happens with a lot of hard work behind the scenes. I will definitely refer them and Caliber! - Michael - Duck, NC

Communication was good and helpful advice provided. - Robert - Washington, DC

Info and scenarios were laid out and esily understood. comms with Ramez and Michael Silverstein were regular and informative which made for relay of information timely. Always pleasant and professional. - Thaddeus - Upper Marlboro, MD

We were just thrilled with the service and expertise. Ramez is hands down the best in the business! - Marty - Silver Spring, MD

Ramez is awesome loan agent he communicates everything clearly and assist in every way I can think of possible - Trever - HERNDON, VA

Very professional, attentive, and comprehensive. Smooth process, thanks!! - Edwin - HYATTSVILLE, MD

Ramez & Michael are great to work with. They are always there when I need them & they are quick to respond to any requests we had during the process. - Ryan - Washington, DC

I had a ton of questions that I felt very self conscious asking about (I felt they were obvious answers to everyone but me), but everyone was always very professional and helpful in answering them, and never made me feel like I was asking a silly question. Emails were clear and concise, often times calling out things they thought I might need clarification on and going ahead and clarifying it right in the initial email. In addition, everything was communicated quickly and effectively. - Jessica - PASADENA, MD

Ramez and Michael make the process easy and painless. And they always responded to questions immediately and clearly. - Susan - GAITHERSBURG, MD

- Michelle - BETHESDA, MD

Very professional experience. - John - Rehoboth Beach, DE

The team was very detailed and easy to work with. I would 10/10 recommend to anyone looking to refinance. - Megan - LINDEN, NC

Quick response, knowledgeable, succinct. Total pro. - Christian - BETHESDA, MD

I am very pleased with my relationship with Caliber Home Loans. They have a strong understanding and knowledge to service all types of buyers from first-time homebuyers, VA loans, and refinances). The communication exchanged with Ramez Fahmy and Michael Silverstein was great. They kept me informed throughout the refinancing process. Highly recommend! - Lionel - Woodbridge, VA

Ramez and his team were fantastic. We were first time homebuyers and they really walked us through the process while answering lots of questions along the way as they came up. - Alexander - Silver Spring, MD

I appreciate the speed Ramez’s team worked in getting a loan approval letter out as well as working on closing. - John - PASADENA, MD

Ramez and his team great! He educated us as we began the process and remained engaged in the background while we closed on the house. Very professional group, I’m glad we worked with them for our home purchase. - Sravanthi - Riverdale, MD

Ramez Fahmy and Michael Silverstein were responsive and informative through the process. Thank you! - Mary - SILVER SPRING, MD

The team did an excellent job of handling the refinance. All individuals were prompt with their responses, explained everything clearly and worked with me every step of the way. At all times I felt that I was getting treated fairly and professionally. There's nothing more I could ask for when going through this process. - Joseph - WASHINGTON, DC

Ramez is incredibly knowledgable about the business, and as a father and member of the community his knowledge of the region is unmatched. He was always available with answers to our questions -- and as first time home buyers we had many. Ramez was able to shepherd us through the entire process with prompt responsiveness and aplomb. We couldn't be happier with our experience with Ramez and Caliber Home Loans. - John - Silver Spring, MD

The Refinance Process was smooth, Ramez was helpful in giving me different options and also lowered the interest rate a little bit upon my request. He and his team answered every one of my question about the process. - Hasiburrahman - Montgomery Village, MD

The entire team was communicative throughout the process. Really appreciated their support and insight. Great team! - Stephen - SILVER SPRING, MD

Ramez and his team made what could have been a stressful situation very easy. Thanks! - Jacob - SILVER SPRING, MD

This was our third refinance with Caliber, Ramez and his team. Consistently best rates and support. - James - LINTHICUM HEIGHTS, MD

Thank you so much Ramez! Really appreciate how professional and helpful you were for us with both our first mortgage and our refinancing! We couldn’t be happier with how everything turned out. - Gert - WASHINGTON, DC

Going above and beyond with requests for information, and not overly complicating the application with irrelevant information. - Ted - BETHESDA, MD

Ramez and his team make the process absolutely clear and seamless! We are very thankful for their knowledge and guidance. - Jennifer - ROCKVILLE, MD

- Spencer - Rockville, MD

Ramez and his team made this process go seamlessly!! - Jane - Washington, DC

Caliber Home Loans is a professional business that provides subject matter expects who deliver exceptional customer service. We’re really happy with our service and would highly recommend. - Sarah - Herndon, VA

What an incredible experience with Caliber Home Loans! With interest rates being so low, we did our research with online loan companies but found it to be overwhelming. A friend referred us to Caliber Home Loans. We worked closely with the Loan Originator Michael Silverstein. Michael was incredibly courteous and responsive. He took the time to answer many, many questions we had. Having someone local to contact added that extra personal touch and we're so glad we went with Caliber! - Roland - Bethesda, MD

Easy, seamless experience. - Dana - Bethesda, MD

Michael was very helpful and was able to answer all of my questions. - Audrey - BURTONSVILLE, MD

Very pleasant staff. Walked us through process with littl - Mike - ROCKVILLE, MD

Ramez and his team were clear from the start on what we would gain from refinancing at this point, what we would need to do, the costs, and the time line. They led us through each step in their standard engaged & friendly fashion. We will now pay off our mortgage four years earlier, with same monthly payment and having minimal costs at closing of the refinance. - Robert - WASHINGTON, DC

I appreciated the communication and effort that the team put towards finalizing the refinance transaction. While I would have hoped for a slightly lower rate, I am willing to have a little higher rate for the excellent customer service provided. - Jedediah - Germantown, MD