The entire team was communicative throughout the process. Really appreciated their support and insight. Great team! - Stephen - SILVER SPRING, MD
Ramez and his team made what could have been a stressful situation very easy. Thanks! - Jacob - SILVER SPRING, MD
This was our third refinance with Caliber, Ramez and his team. Consistently best rates and support. - James - LINTHICUM HEIGHTS, MD
Thank you so much Ramez! Really appreciate how professional and helpful you were for us with both our first mortgage and our refinancing! We couldn’t be happier with how everything turned out. - Gert - WASHINGTON, DC
Going above and beyond with requests for information, and not overly complicating the application with irrelevant information. - Ted - BETHESDA, MD
Ramez and his team make the process absolutely clear and seamless! We are very thankful for their knowledge and guidance. - Jennifer - ROCKVILLE, MD
- Spencer - Rockville, MD
Ramez and his team made this process go seamlessly!! - Jane - Washington, DC
Caliber Home Loans is a professional business that provides subject matter expects who deliver exceptional customer service. We’re really happy with our service and would highly recommend. - Sarah - Herndon, VA
What an incredible experience with Caliber Home Loans! With interest rates being so low, we did our research with online loan companies but found it to be overwhelming. A friend referred us to Caliber Home Loans. We worked closely with the Loan Originator Michael Silverstein. Michael was incredibly courteous and responsive. He took the time to answer many, many questions we had. Having someone local to contact added that extra personal touch and we're so glad we went with Caliber! - Roland - Bethesda, MD
Easy, seamless experience. - Dana - Bethesda, MD
Michael was very helpful and was able to answer all of my questions. - Audrey - BURTONSVILLE, MD
Very pleasant staff. Walked us through process with littl - Mike - ROCKVILLE, MD
Ramez and his team were clear from the start on what we would gain from refinancing at this point, what we would need to do, the costs, and the time line. They led us through each step in their standard engaged & friendly fashion. We will now pay off our mortgage four years earlier, with same monthly payment and having minimal costs at closing of the refinance. - Robert - WASHINGTON, DC
I appreciated the communication and effort that the team put towards finalizing the refinance transaction. While I would have hoped for a slightly lower rate, I am willing to have a little higher rate for the excellent customer service provided. - Jedediah - Germantown, MD
Ramez and his team made the process very straightforward, and were helpful every step of the way. - Christopher - WASHINGTON, DC
Ramez, you and Michael always make the experience easy, quick and painless. Many thanks! - Lauren - ALEXANDRIA, VA
Ramez kept the entire process moving forward and communicated everything to me expertly. - Adam - WILLIAMSBURG, VA
The whole process was very smooth and I felt that Caliber Loans was always commuted to make my transaction happen. - Jose - Bethesda, MD
Amazing! Will definitely work with again. - Anthony - FREDERICK, MD
Clear quick communication made the process effortless. - Jordan - Silver Spring, MD
The Fahmy team was very responsive and patiently answered all of our questions. Everyone on the team fid a great job!! - Gee - GAITHERSBURG, MD
We had to move fast and Ramez really put it in high gear to get us preapproved and to make sure I was fully educated and informed on the details and the process. - Molly - Alexandria, VA
Ramez has helped us for years with new home loans. But this is the first time he helped us with refinancing. We told him our refinancing goals and he was able to come up with a perfect package for us, far surpassing any competition. So grateful to have Ramez representing Caliber as our lender! - Stephanie - WASHINGTON, DC
I can't sing the praises enough for Ramez and his Team. I've worked with them for two purchases and several refi's over the years. They go above and beyond to keep you informed of your options, progress in the process. I can't recommend them more!! - Stephen - SILVER SPRING, MD
The help I received during the whole process was excellent. - Lewis - SILVER SPRING, MD
Ramez and his team were always on top of everything, they had super quick responses and they were full of knowledge. As a first-time home buyer, they made a potential stressful situation into a smooth transition. I would highly recommend them to anyone. Thanks again team. - Grant - Gaithersburg, MD
Ramez and Michael and the team are terrific to work with on what could otherwise be the harrowing process of securing a loan. They are there at every turn. The terms and steps are clear and you are never alone. It helps that they are both incredibly calm and kind. Thank you both for making this the easiest part of buying our home (from out of state, no less!). - Christine - Silver Spring, MD
Excellent customer service. Thoughtful and thorough. Highly reccommend. - Benjamin - Washington, DC
Ramez was great to work with. He answered our questions and kept us up to date with what was happening with our refinance. - Jonathan - WEAVERVILLE, NC
This was our second mortgage working with Caliber Home Loans and Ramez Fahmy. In both instances the Caliber team helped us close in under 30 days. Ramez provided invaluable advice throughout the process to help us navigate various financial options, clearly understand risks, and confidently make a winning offer in a competitive market. - John - Rockville, MD
Professional and great customer service. - Tara - CRESTVIEW, FL
Customer service and quick response times! - Lucas - WASHINGTON, DC
Very quick responses. Only two emails that read like novels. Great rate. - Jesse - Bristow, VA
Ramez and his team are fantastic to work with. Always responsive and easy to talk to when questions arise. Easy refinance process for us to follow and no surprises. I would highly recommend, and have, to friends, colleagues, and family. - Mark - BETHESDA, MD
Ramez is always responsive and patient. He guides you in the right direction and gives sound information. Michael Silverstein is very helpful, responsive, and communicative as well. They are both so easy to work with and a pleasure! - Regina - FAIRFAX, VA
Great rate, low closing costs, and quick to close. Great experience. - Michael - Bethesda, MD
Ramez and his team were professional, communicative, available, and efficient. My questions were always answered, and I always felt that I was in good hands. My experience with Ramez was phenomenal. - Andrew - Rockville, MD
Ramez is incredible and made the entire process extremely easy. Top-notch service from start to finish. - Carolyn - SILVER SPRING, MD
Great advice and excellent customer service. - Kathleen - SILVER SPRING, MD
Very good experience working with Ramez and the whole team. Alice Starcke - Brian - Lorton, VA
Great team! The entire process went very smoothly. I will be sure recommend Ramez to and Caliber to my friends and family. - Nicholas - WASHINGTON, DC
Ramez and his team were great, communicating with us every step of the way and ready to help us in a timely manner in a very competitive market. - Jorge - Kensington, MD
Very responsive to all questions. - David - POTOMAC, MD
Ramez and his team were great, communicating with us every step of the way and ready to help us, making several offers in a timely manner in a very competitive market. - Jorge
- Julia - Snow Hill, MD
This is our third time working with Ramez and we will continue to come back because of the excellent and timely communication, and overall helpfulness - Crystal - SILVER SPRING, MD
Thanks Ramez and Michael. - Katherine - WASHINGTON, DC
Ramez and Michael are absolutely fantastic to work with. Ramez was always so patient, answering all of our questions and ensuring we understood what was happening every step of the way. Once we had an offer accepted, Ramez and Michael went into overdrive to meet an extremely quick turnaround for closing, and got everything done well before the deadline. This was my second time getting a mortgage through Ramez, and I can’t recommend him highly enough! - Kristina - Silver Spring, MD
Ramez and team were very knowledgeable, quick to reply, and very patient with all our questions. - Thomas - Parkville, MD
They were very responsive and helpful. - Ryan - FAIRFAX STATION, VA
Very responsive and helpful. Communicated well and worked hard to process our refinance quickly. - Robert - ARLINGTON, VA
They were so wonderful to us we stuck with them even when our current lender finally got back to us and gave us and tried to win us back. They took such good care of us and that goes a long way in our book!! Thanks for making this such a pleasant experience! - Erika - FAIRFAX STATION, VA
The entire refinance process was great from start to finish. Both Ramez Fahmy and Michael Silverstein provided excellent customer service. All questions were answered timely and thoroughly. I would absolutely do business again with Caliber Home Loans and in particular, Ramez Fahmy in the future. - Edward - FAIRFAX, VA
Ramez provided me high quality professional services to me. I am very satisfied with the loan services that his company rendered to me. - Abdullah - North Potomac, MD
it was great to work with Ramez and Michael on refinancing our home. They are true professionals. They offered the best terms and delivered top notch service throughout the process. We've got zero complaints and high praise for Caliber. - David - TAKOMA PARK, MD
Great communication and follow-through from Ramez and his team, especially Michael Silverstein. They delivered on their promises 100%. - Rachel - ROCKVILLE, MD
Ramez and Michael were incredibly helpful through out the process of buying our first home. We are immensely grateful and would highly recommend them! - Anna - Catonsville, MD
Great communication and explanation of documentation and projected costs at closing. - Jerrold - GAITHERSBURG, MD
Excellent service - Hopeton - Capitol Heights, MD
Easy process - Alexander - Washington, DC
Overall it was great experience - the team has been very helpful . - Shimelis - Potomac, MD
Update the information below to estimate your monthly payment
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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