I felt like Fernando really listened to what was important to me in regards to my rate, points and term. He knew I wanted to close before the end of the year and he made that happen. Natalie Gonzaga from Worldwide Settlements also went the extra mile to make that happen as well. - Kimberly - ELLICOTT CITY, MD

Great communication and rate!!! - Ronald - CHESAPEAKE, VA

Fernando moved quickly, responded in timely manner and was overall great to work with!! - Erin - LAUREL, MD

The professionalism was great. The communication at moments were unclear; however, it did not hinder the experience and outcome. - Ellen - Washington, DC

Very pleases with my experience with Caliber home loans ! Fernando was awesome to work with !!!! Colleen and Richard Spaniol - Richard - Pasadena, MD

Very happy with my experience. - Lance - CLARKSBURG, MD

Fernando Smith has helped me as well as several family and friends with their home loan needs. I keep coming back to Fernando and referring him to others because his service is second to none. He takes the time to answer any questions and he never makes you feel pressured. I’m very appreciative of Fernando and his team. Thanks again for an awesome experience. - Gregory - Fort Washington, MD

He was amazing explaining everything through out the Promis. Very responsive. I am an auditor and need to know a lot of information and him and his team were quick and so helpful! - Tiffany - Prince Frederick, MD

Fernando and Caliber were responsive, open, and worked diligently to assist us in securing this loan. - Byron - Kinsale, VA

As an agent and a customer I have dealt with the good, bad and the ugly mortgage companies. Fernando, Rachel and the rest of their team handled my personal loan perfectly. They were efficient in getting the loan docs in and out. We were able to get to the table on time and they were very accurate with the numbers. Most importantly they were very responsive. - Lionel - Lexington Park, MD

Very responsive and easy to work with. Wonderful experience! - Christina - Finksburg, MD

As a first-time home buyer, fernando made the process so easy and hassle free.his communication skills were superb which made the process so much easier. I had all the confidence on him right throughout the process. I would not hesitate to recommend him. - Demone - Bowie, MD

Fernando was very solution oriented. He and the team made sure we understood everything, - Afua - WASHINGTON, DC

Mr Smith was very knowledgeable of the mortgage business . I feel I received the best service only because Mr Smith knew all the opinions for me . I will highly recommend Mr Smith to friends an I will do business with Caliber Home Loans again.. Please keep Mr Smith an his team around they where very Patient an made imy home buying experience a wonderful smooth process .. I’m so happy I chose Caliber. - Bridgett - Odenton, MD

Mr. Smith is the most knowledgeable and personable loan officer I have ever dealt with. I have met few other professionals that operate with his level of integrity. Whether you are a first time home buyer or an investor, Fernando Smith is the loan officer for you. Having the right loan officer can make all the difference in your deal. I totally love my home and I only have it because of the professional help and advice of Fernando Smith. I highly recommend him. - Nicole - UPPER MARLBORO, MD

Fernando is very knowledgable and has a lot of experience but not only that, he really cares about his clients. He took his time to make sure that we were well informed and looked after through the whole process. I appreciate him greatly. - Eric - UPPER MARLBORO, MD

Fernando made the process of buying my first home simple and easy! Anytime I had a question, he answered it. He really worked hard to make sure this experience was pleasant and exciting. I would definitely recommend him to anyone looking to purchase a home. - Tyler - Lusby, MD

Fernando knee this was my first time buying a home and he took the time to explain everything to me to make sure I was fully aware of what was going on and what I needed to do to make my dream a reality - Charlton - WASHINGTON, DC

Fernando was excellent! He was very professional and committed, he stayed in communication and executed phenomenally. I will definitely refer family and friends to Fernando. It was a 5 Stars experience all the way! - Philip - Upper Marlboro, MD

Fernando Smith & Team are top notch. I foresee myself working with him again. I’ve already started referring him. - John - Washington, DC

Fernando was great to work with him! He was knowledgeable and quick to answer any questions we had, making our home purchasing/refinancing a seamless process. - David - Upper Marlboro, MD