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Loan Consultants

Hello, my name is Bob Kirchner and with 21 years of experience in the mortgage industry, I am committed to providing ideal financing options to homebuyers and homeowners in the MD, DC, and VA area. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients. What sets me apart from the competition is my core belief that personalized service is the number one priority, and my philosophy is to listen to each customer's needs and respond to those needs efficiently and effectively. I also believe that Honesty is the key to building strong and lasting relationships with borrowers and business partners alike. With my 21 years of experience I have gained the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.
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$
$
%
$
years
%
$
/ year
%
$
/ year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$
/ year

Your Monthly Payment

$1,512.46

Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

Educational Block

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What to expect

when refinancing.

Refinancing your existing mortgage may be easier than you think.

Learn More >>
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What is the process

for buying a home?

Caliber Home Loans, Inc. ("Caliber") has streamlined the process for you!

Learn More >>
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Smaller down-payment

program options.

Do you have questions about lower down-payment options?

Learn More >>

Loan Consultants

Let’s start this
journey together!

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